https://www.thehindubusinessline.com/money-and-banking/sustained-high-unsecured-loan-growth-can-increase-mispricing-risk-fitch-ratings/article67517974.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/sustained-high-unsecured-loan-growth-can-increase-mispricing-risk-fitch-ratings/article67517974.ece This could have direct impact on financial performace of banks if conditions turns less favourable, warns Fitch Sustained high growth in unsecured retail
Category: RBI–Banks
Monetary policy remains watchful and actively disinflationary: RBI Guv – The Hindu BusinessLine
https://www.thehindubusinessline.com/economy/monetary-policy-remains-watchful-and-actively-disinflationary-rbi-guv/article67516399.ece Clipped from: https://www.thehindubusinessline.com/economy/monetary-policy-remains-watchful-and-actively-disinflationary-rbi-guv/article67516399.ece His observation comes against the backdrop of headline inflation remaining vulnerable to recurring and overlapping food price shocks Monetary policy remains watchful and
Fintech lenders should not be discouraged – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/fintech-lenders-should-not-be-discouraged/article67529012.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/fintech-lenders-should-not-be-discouraged/article67529012.ece Digital lending by fintech companies has democratised access to credit greatly over the last few years Financial inclusion has been improving rapidly in the
Editorial. Oct inflation print encouraging, but questions remain – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/oct-inflation-print-encouraging-but-questions-remain/article67532575.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/oct-inflation-print-encouraging-but-questions-remain/article67532575.ece Pulses inflation is causing concern October’s inflation reading of 4.87 per cent comes as a relief, even if it is seen as
Gandhigiri in recovery of bad loans
https://www.business-standard.com/opinion/columns/gandhigiri-in-recovery-of-bad-loans-123111200580_1.html Clipped from: https://www.business-standard.com/opinion/columns/gandhigiri-in-recovery-of-bad-loans-123111200580_1.html Every defaulter is not a wilful defaulter who has the capability of paying back and is yet not servicing the bank loan
Decoding the cleaning act among co-operative banks – The Hindu BusinessLine
https://www.thehindubusinessline.com/specials/current-account/decoding-the-cleaning-act-among-co-operative-banks/article67493199.ece Clipped from: https://www.thehindubusinessline.com/specials/current-account/decoding-the-cleaning-act-among-co-operative-banks/article67493199.ece In the interest of the depositor, the wind is in favour of consolidation rather than cancelling licences Understanding that there is a
In My View: Embedded finance on the cusp of breakout – The Hindu BusinessLine
https://www.thehindubusinessline.com/specials/current-account/in-my-view-embedded-finance-on-the-cusp-of-breakout/article67493214.ece Clipped from: https://www.thehindubusinessline.com/specials/current-account/in-my-view-embedded-finance-on-the-cusp-of-breakout/article67493214.ece It has emerged as an innovative approach to connect with a vast pool of consumers As financial institutions press the pedal on
How NRIs can invest in govt bonds through RBI’s retail direct scheme
https://www.business-standard.com/finance/personal-finance/how-nris-can-invest-in-government-bonds-and-t-bills-a-step-by-step-guide-123110300472_1.html Clipped from: https://www.business-standard.com/finance/personal-finance/how-nris-can-invest-in-government-bonds-and-t-bills-a-step-by-step-guide-123110300472_1.html In 2021, the RBI came out with the Retail Direct Scheme, a one-stop solution to facilitate investment in government securities by retail
Five years on, co-lending’s performance on the field may need a closer look
https://www.business-standard.com/finance/columns/five-years-on-co-lending-s-performance-on-the-field-may-need-a-closer-look-123110500862_1.html Clipped from: https://www.business-standard.com/finance/columns/five-years-on-co-lending-s-performance-on-the-field-may-need-a-closer-look-123110500862_1.html On paper, the co-lending model is a winner. But it calls for a high level of coordination: Policies would have to be
Let bankers play like Rahul Dravid
https://www.business-standard.com/opinion/columns/let-bankers-play-like-rahul-dravid-123110500801_1.html Clipped from: https://www.business-standard.com/opinion/columns/let-bankers-play-like-rahul-dravid-123110500801_1.html RBI Governor Shaktikanta Das’s message to the financial sector RBI Governor Shaktikanta Das at Business Standard BFSI Insight Summit 2023. (Pic credit:
Rise in 90-day delinquencies for credit cards, personal loans: TransUnion CIBIL – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rise-in-90-day-delinquencies-for-credit-cards-personal-loans-transunion-cibil/article67494326.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rise-in-90-day-delinquencies-for-credit-cards-personal-loans-transunion-cibil/article67494326.ece Small-ticket personal loans of less than ₹50,000 currently account for 0.3 per cent of the total retail loan book size at an industry
Why did UCO Bank withdrawal circular on NPA borrowers – Banking & Finance News | The Financial Express
https://www.financialexpress.com/business/banking-finance-why-did-uco-bank-withdrawal-circular-on-npa-borrowers-3296700/ Clipped from: https://www.financialexpress.com/business/banking-finance-why-did-uco-bank-withdrawal-circular-on-npa-borrowers-3296700/ SBI had also used the same approach to reach out to potential defaulters X Kolkata-headquartered UCO Bank found itself in the middle
RBI engaging with banks to address evergreening of loans, delinquencies: RBI DG Rao – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-engaging-with-banks-to-address-evergreening-of-loans-delinquencies-rbi-dg-rao/article67489967.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-engaging-with-banks-to-address-evergreening-of-loans-delinquencies-rbi-dg-rao/article67489967.ece Exponential rise in digital lending has also raised a host of business conduct issues, says Deputy Governor Rajeshwar Rao Reserve Bank of
Vote of confidence
https://www.business-standard.com/opinion/editorial/vote-of-confidence-123110201358_1.html Clipped from: https://www.business-standard.com/opinion/editorial/vote-of-confidence-123110201358_1.html RBI has done well, but new external challenges can emerge The Reserve Bank of India (RBI) has managed volatility on the external
RBI rules raise credit bureaus’ accountability to borrowers – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/rbi-rules-raise-credit-bureaus-accountability-to-borrowers/article67485111.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/rbi-rules-raise-credit-bureaus-accountability-to-borrowers/article67485111.ece There has been a rising tide of complaints about inexplicable changes to scores, delays in updating loan closures, lack of response to
Banks need to lend cautiously – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/banks-need-to-lend-cautiously/article67486069.ece Clipped from: https://www.thehindubusinessline.com/opinion/banks-need-to-lend-cautiously/article67486069.ece In the five-year period up to March 2023, unsecured loans of banks have spiked. This poses risk of default A month ago,
Casa, a four-letter word that bankers love
https://www.business-standard.com/opinion/columns/casa-a-four-letter-word-that-bankers-love-123102900621_1.html Clipped from: https://www.business-standard.com/opinion/columns/casa-a-four-letter-word-that-bankers-love-123102900621_1.html Casa is also changing its profile as it is no longer low-cost money but it balances the asset-liability gaps and lowers banks’
Inform customers when banks ask for their credit score: What RBI has told credit bureaus
Clipped from: https://indianexpress.com/article/explained/explained-economics/customers-banks-credit-score-rbi-9001711/ You can also access your full credit report for free once a year. What other instructions has the central bank issued to banks
TReDS platform M1xchange enables invoice financing for transactions between SME buyer and SME seller – SME News | The Financial Express
https://www.financialexpress.com/business/sme-m1xchange-launches-new-tool-for-cash-flow-based-financing-to-msmes-3289165/ Clipped from: https://www.financialexpress.com/business/sme-m1xchange-launches-new-tool-for-cash-flow-based-financing-to-msmes-3289165/ The facility has digital credit analytics, which is enabled through a credit analytics engine (CAE) that leverages data available from multiple online
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