Category: RBI–Banks

https://www.business-standard.com/finance/columns/five-years-on-co-lending-s-performance-on-the-field-may-need-a-closer-look-123110500862_1.html Clipped from: https://www.business-standard.com/finance/columns/five-years-on-co-lending-s-performance-on-the-field-may-need-a-closer-look-123110500862_1.html On paper, the co-lending model is a winner. But it calls for a high level of coordination: Policies would have to be

https://www.business-standard.com/opinion/columns/let-bankers-play-like-rahul-dravid-123110500801_1.html Clipped from: https://www.business-standard.com/opinion/columns/let-bankers-play-like-rahul-dravid-123110500801_1.html RBI Governor Shaktikanta Das’s message to the financial sector RBI Governor Shaktikanta Das at Business Standard BFSI Insight Summit 2023. (Pic credit:

https://www.thehindubusinessline.com/money-and-banking/rise-in-90-day-delinquencies-for-credit-cards-personal-loans-transunion-cibil/article67494326.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rise-in-90-day-delinquencies-for-credit-cards-personal-loans-transunion-cibil/article67494326.ece Small-ticket personal loans of less than ₹50,000 currently account for 0.3 per cent of the total retail loan book size at an industry

https://www.thehindubusinessline.com/money-and-banking/rbi-engaging-with-banks-to-address-evergreening-of-loans-delinquencies-rbi-dg-rao/article67489967.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-engaging-with-banks-to-address-evergreening-of-loans-delinquencies-rbi-dg-rao/article67489967.ece Exponential rise in digital lending has also raised a host of business conduct issues, says Deputy Governor Rajeshwar Rao Reserve Bank of

https://www.thehindubusinessline.com/opinion/editorial/rbi-rules-raise-credit-bureaus-accountability-to-borrowers/article67485111.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/rbi-rules-raise-credit-bureaus-accountability-to-borrowers/article67485111.ece There has been a rising tide of complaints about inexplicable changes to scores, delays in updating loan closures, lack of response to

https://www.thehindubusinessline.com/opinion/banks-need-to-lend-cautiously/article67486069.ece Clipped from: https://www.thehindubusinessline.com/opinion/banks-need-to-lend-cautiously/article67486069.ece In the five-year period up to March 2023, unsecured loans of banks have spiked. This poses risk of default A month ago,

https://www.business-standard.com/opinion/columns/casa-a-four-letter-word-that-bankers-love-123102900621_1.html Clipped from: https://www.business-standard.com/opinion/columns/casa-a-four-letter-word-that-bankers-love-123102900621_1.html Casa is also changing its profile as it is no longer low-cost money but it balances the asset-liability gaps and lowers banks’

https://www.thehindubusinessline.com/money-and-banking/credit-gaps-persist-in-msme-agriculture-sectors-rbis-swaminathan/article67461138.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/credit-gaps-persist-in-msme-agriculture-sectors-rbis-swaminathan/article67461138.ece This is despite banks making considerable progress in meeting PSL targets Credit gaps persist in sectors such as MSMEs, agriculture and among

https://www.financialexpress.com/opinion/governance-deficit-rbis-recent-actions-must-serve-as-a-wake-upcall-to-banks-for-putting-their-house-in-order/3283889/ Clipped from: https://www.financialexpress.com/opinion/governance-deficit-rbis-recent-actions-must-serve-as-a-wake-upcall-to-banks-for-putting-their-house-in-order/3283889/ The regulator’s annual inspections, for the years FY20 and FY21, also found that the bank had marketed and engaged in sales of

https://www.financialexpress.com/money/loan-portfolio-protection-how-first-loss-default-guarantee-fldg-helps-financial-institutions-3285209/ Clipped from: https://www.financialexpress.com/money/loan-portfolio-protection-how-first-loss-default-guarantee-fldg-helps-financial-institutions-3285209/ FLDGs are cooperative risk-sharing arrangements between a Regulated Entity (RE) and a Lending Service Provider (LSP) The FLDG framework acts as a