आरोग्य विमा घेतल्यानंतर त्याकडे दुर्लक्ष करणे भविष्यात महाग पडू शकते. वाढता वैद्यकीय खर्च, कुटुंबातील बदल आणि नोकरीतील अनिश्चितता यामुळे तुमच्याकडे असलेले विमा संरक्षण पुरेसे आहे
Category: Insurance
Latest Court Decisions are from some of the High Courts and from Supreme Court of India
Irdai Mandates Four-Tier Structure for Motor Insurance from December 15
Read more at:https://economictimes.indiatimes.com/epaper/delhicapital/2026/nov/04/et-mkts/irdai-mandates-four-tier-structure-for-motor-insurance-from-dec-15/articleshow/135513790.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst The Insurance Regulatory and Development Authority of India (Irdai) has mandated a four-tier structure for motor insurance covering private cars and two-wheelers
Add consumables rider to health plan to cut out-of-pocket expenses–Courtesy FE
https://www.financialexpress.com/money/add-consumables-rider-to-health-plan-to-cut-out-of-pocket-expenses-4373397/?ref=todays-paper-article A rider covering consumables can reduce out-of-pocket expenditure and provide a more seamless hospitalisation experience. The expenses on disposable items account for around 15%
SBI weighs data leak impact, alerts cyber cover provider
Read more at:https://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-weighs-data-leak-impact-alerts-cyber-cover-provider/articleshow/135126649.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst MUMBAI: State Bank of India has informed its insurer about a suspected data breach and is assessing the extent of the incident
Travel insurance mandatory for all railway passengers including offline tickets bought at rail counters from this date, Supreme Court order; Know how this helps
Read more at:https://economictimes.indiatimes.com/wealth/legal/will/travel-insurance-mandatory-for-all-railway-passengers-including-offline-tickets-bought-at-rail-counters-from-this-date-supreme-court-order-know-how-this-helps/articleshow/134943462.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst Synopsis The Supreme Court of India has ruled that all train tickets must include mandatory travel insurance starting October 27, 2026. This
Health insurance rules may change from 2027: Policyholders may have to pay 10% of claim
https://www.financialexpress.com/money/health-insurance-rules-may-change-from-2027-policyholders-may-have-to-pay-10-of-claim-4354803 Starting on January 1, 2027, non-life insurers are looking into a 10% co-payment on retail health insurance claims, with the policyholder’s contribution limited to
Insurance brokers oppose IRDAI commission caps, warn of 60-70% revenue hit
Read more at:https://economictimes.indiatimes.com/industry/banking/finance/insure/insurance-brokers-oppose-irdai-commission-caps-warn-of-60-70-revenue-hit/articleshow/134737989.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst Insurance brokers are opposing the Insurance Regulatory and Development Authority of India’s (IRDAI) proposed changes to distribution norms, warning that caps on
Accidental death benefit rider: Is your family financially protected against unexpected accidents?
https://www.businesstoday.in/personal-finance/insurance/story/accidental-death-benefit-rider-is-your-family-financially-protected-against-unexpected-accidents-548623-2026-08-11 “Accidents can create an unexpected financial shock, particularly when they occur during an individual’s prime earning years. While a term insurance policy provides the
Private hospital vs government hospital cost: Hospitalisation is nearly 8 times more expensive
https://www.businesstoday.in/personal-finance/insurance/story/private-hospital-vs-government-hospital-cost-hospitalisation-is-nearly-8-times-more-expensive-548625-2026-08-12 The difference was also visible in childbirth-related expenses. The average out-of-pocket expenditure for childbirth in a private hospital stood at ₹37,630, compared with just
₹25 lakh health cover, ₹12 lakh bill but only ₹5 lakh paid: How ‘Reasonable & Customary Charges’ can cut your claim
https://www.businesstoday.in/personal-finance/insurance/story/rs25-lakh-health-cover-rs12-lakh-bill-but-only-rs5-lakh-paid-how-reasonable-customary-charges-can-cut-your-claim-548857-2026-08-12 According to health, life insurance expert Nikhil Jha, there is no universal regulatory price list that fixes how much a hospital can charge for
Your health plan’s co-pay kicks in if you switch to a metro hospital
https://www.financialexpress.com/money/your-health-plans-co-pay-kicks-in-if-you-switch-to-a-metro-hospital-4327588 A health insurance policy will permit treatment anywhere in the country but can have a specific co-pay if treatment is taken outside the selected
As AI agents go rogue, cyber insurers are adapting their policies
Read more at:https://economictimes.indiatimes.com/tech/artificial-intelligence/as-ai-agents-go-rogue-cyber-insurers-are-adapting-their-policies/articleshow/133566365.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst Cyber insurers have spent years defining what constitutes a hack and when coverage should pay out, but the rapid emergence of AI agents is