https://www.businesstoday.in/industry/banks/story/nbfcs-face-a-perfect-storm-of-consolidation-capital-raising-and-profitability-pressures-in-2024-411244-2023-12-29 Clipped from: https://www.businesstoday.in/industry/banks/story/nbfcs-face-a-perfect-storm-of-consolidation-capital-raising-and-profitability-pressures-in-2024-411244-2023-12-29 The tighter liquidity, risky business models and asset-liability mismatches also affected other major NBFCs such as DHFL, Reliance Capital, and SREI Banks
Category: RBI–Banks
Beyond numbers: How Artificial Intelligence is reshaping financial services – Digital Transformation News | The Financial Express
https://www.financialexpress.com/business/digital-transformation-beyond-numbers-how-artificial-intelligence-is-reshaping-financial-services-3350834/ Clipped from: https://www.financialexpress.com/business/digital-transformation-beyond-numbers-how-artificial-intelligence-is-reshaping-financial-services-3350834/ Reportedly, AI is revolutionising not only the financial services industry but industry across the many sectors Even at an early stage, the
Banks are fine, but there are risks – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/banks-are-fine-but-there-are-risks/article67687873.ece Clipped from: https://www.thehindubusinessline.com/opinion/banks-are-fine-but-there-are-risks/article67687873.ece State finances, an overheated stock market and inter-connected lending are concerns, even as banks are undeniably in good health Which is the
Fiscal deficit down, Core sector growth soars in Apr-Nov – The Hindu BusinessLine
https://www.thehindubusinessline.com/economy/fiscal-deficit-down-core-sector-growth-soars-in-apr-nov/article67687546.ece Clipped from: https://www.thehindubusinessline.com/economy/fiscal-deficit-down-core-sector-growth-soars-in-apr-nov/article67687546.ece Centre’s CAPEX Push Continues, Spend up 31% at ₹ 5.86 lakh crore in April-November 2023 As the year 2023 draws to a
Bank credit to industry slows to 6.1%, services sector sees growth: RBI
https://www.business-standard.com/industry/banking/bank-credit-to-industry-slows-to-6-1-services-sector-sees-growth-rbi-123122900867_1.html Clipped from: https://www.business-standard.com/industry/banking/bank-credit-to-industry-slows-to-6-1-services-sector-sees-growth-rbi-123122900867_1.html The retail loans growth decelerated to 18.6 per cent in November 2023 from 19.9 per cent a year ago due to moderation
Clipped from: https://www.business-standard.com/industry/banking/banks-raise-over-rs-1-trn-through-cd-in-dec-amid-liquidity-crunch-123122900890_1.html
CDs, which are short-term debt instruments, are utilised by banks to raise funds Listen to This Article In an effort to fortify their balance sheets
Banks’ MSME portfolio quality improves further as GNPAs drop below 5% in Sept: RBI report – SME News | The Financial Express
https://www.financialexpress.com/business/sme/banks-msme-portfolio-quality-improves-further-as-gnpas-drop-below-5-in-sept-rbi-report/3350655/ Clipped from: https://www.financialexpress.com/business/sme/banks-msme-portfolio-quality-improves-further-as-gnpas-drop-below-5-in-sept-rbi-report/3350655/ The RBI report also noted increased lending by both public and private sector banks to MSMEs in H1 despite ECLGS expiry, points
None of the top 100 borrower accounts in NPA category for scheduled commercial banks: RBI report – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/none-of-the-top-100-borrower-accounts-in-npa-category-for-scheduled-commercial-banks-rbi-report/article67684078.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/none-of-the-top-100-borrower-accounts-in-npa-category-for-scheduled-commercial-banks-rbi-report/article67684078.ece The share of top 100 borrowers, which was rising for two years until March 2023, in SCBs’ loans witnessed a moderation None
Multiple banks lending to the same NBFCs dilute post-sanction monitoring – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/multiple-banks-lending-to-the-same-nbfcs-dilute-post-sanction-monitoring/article67684135.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/multiple-banks-lending-to-the-same-nbfcs-dilute-post-sanction-monitoring/article67684135.ece ‘It is imperative for boards of banks and NBFCs to fix suitable sectoral and sub-sectoral exposure limits and monitor them closely to
Banks up against challenges in coming year – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/banks-up-against-challenges-in-coming-year/article67684245.ece Clipped from: https://www.thehindubusinessline.com/opinion/banks-up-against-challenges-in-coming-year/article67684245.ece Liquidity concerns as well as managing regulatory issues vis-a-vis non-bank sector will be in the forefront Banks experienced elevated liquidity risks during
Growth being driven by investments, consumption demand weak: MPC’s Shashanka Bhide – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/growth-being-driven-by-investments-consumption-demand-weak-mpcs-shashanka-bhide/article67684279.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/growth-being-driven-by-investments-consumption-demand-weak-mpcs-shashanka-bhide/article67684279.ece Q2 growth was significantly more than what we were expecting. However, these changes, even when they are positive require more concern: Bhide
Loans & advances and deposits related grievances surge in FY23: RBI – The Hindu BusinessLine
https://www.thehindubusinessline.com/news/loans-advances-and-deposits-related-grievances-surge-in-fy23-rbi/article67684368.ece Clipped from: https://www.thehindubusinessline.com/news/loans-advances-and-deposits-related-grievances-surge-in-fy23-rbi/article67684368.ece Higher by 94% and 103% year-on-year, experts attribute the increase to growing digital apps adoption With over 60 per cent of retail
SBI, HDFC Bank asked to set aside higher capital for loans – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/sbi-hdfc-bank-asked-to-set-aside-higher-capital-for-loans/article67684343.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/sbi-hdfc-bank-asked-to-set-aside-higher-capital-for-loans/article67684343.ece For ICICI Bank, the additional CET 1 requirement continues at 0.20 per cent. State Bank of India (SBI) and HDFC Bank, both
अग्रलेख : कर्तन? नव्हे केशवपन! | loksatta editorial nclt approves resolution plan for reliance communications
https://www.loksatta.com/sampadkiya/editorial/loksatta-editorial-nclt-approves-resolution-plan-for-reliance-communications-zws-70-4125513/ Clipped from: https://www.loksatta.com/sampadkiya/editorial/loksatta-editorial-nclt-approves-resolution-plan-for-reliance-communications-zws-70-4125513/ अनिल यांच्या मालकीची ‘रिलायन्स कम्युनिकेशन इन्फ्रास्ट्रक्चर लिमिटेड’ ही एके काळची दूरसंचार कंपनी काळाच्या ओघात आणि ‘जिओ’च्या प्रभावामुळे दिसेनाशी झाली. (संग्रहित छायाचित्र) बुडीत
Fintech giants set sights on consumer durable loans in India – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/fintech-giants-set-sights-on-consumer-durable-loans-in-india/article67679879.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/fintech-giants-set-sights-on-consumer-durable-loans-in-india/article67679879.ece India’s digital lending market is expected to exceed $720 billion by 2030, with 55% attributed to consumer lending. The Indian digital consumer
2024: Cryptos to gain credibility, CBDCs to face existential crisis – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/2024-cryptos-to-gain-credibility-cbdcs-to-face-existential-crisis/article67680029.ece Clipped from: https://www.thehindubusinessline.com/opinion/2024-cryptos-to-gain-credibility-cbdcs-to-face-existential-crisis/article67680029.ece Regulations for private cryptos likely soon, but retail e-rupee will struggle to prove its relevance against UPI Towards the beginning of 2023,
Sale of stressed loans to asset reconstruction companies zooms in FY23: RBI report – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/sale-of-stressed-loans-to-asset-reconstruction-companies-zooms-in-fy23-rbi-report/article67680541.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/sale-of-stressed-loans-to-asset-reconstruction-companies-zooms-in-fy23-rbi-report/article67680541.ece The sale of stressed loans to asset reconstruction companies (ARCs) shot up in 2022-23, partly reflecting assets sold to the newly operationalised