We all know SMEs are one of the pillars of the Indian economy. However, it is also a fact that SMEs face financial distress every now and then. Insolvency law provisions–IBC 2016– will come to their rescue. But this law is a double edged weapon. Read on to know this and also to know how to avoid financial stringency. Most important thing to remember is —the solvency test has shifted from balance sheet to cash flow. Please read information given in " Contact " to know the philosophy behind this educational website.