CDs, which are short-term debt instruments, are utilised by banks to raise funds Listen to This Article In an effort to fortify their balance sheets
Category: RBI–Banks
Banks’ MSME portfolio quality improves further as GNPAs drop below 5% in Sept: RBI report – SME News | The Financial Express
https://www.financialexpress.com/business/sme/banks-msme-portfolio-quality-improves-further-as-gnpas-drop-below-5-in-sept-rbi-report/3350655/ Clipped from: https://www.financialexpress.com/business/sme/banks-msme-portfolio-quality-improves-further-as-gnpas-drop-below-5-in-sept-rbi-report/3350655/ The RBI report also noted increased lending by both public and private sector banks to MSMEs in H1 despite ECLGS expiry, points
None of the top 100 borrower accounts in NPA category for scheduled commercial banks: RBI report – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/none-of-the-top-100-borrower-accounts-in-npa-category-for-scheduled-commercial-banks-rbi-report/article67684078.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/none-of-the-top-100-borrower-accounts-in-npa-category-for-scheduled-commercial-banks-rbi-report/article67684078.ece The share of top 100 borrowers, which was rising for two years until March 2023, in SCBs’ loans witnessed a moderation None
Multiple banks lending to the same NBFCs dilute post-sanction monitoring – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/multiple-banks-lending-to-the-same-nbfcs-dilute-post-sanction-monitoring/article67684135.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/multiple-banks-lending-to-the-same-nbfcs-dilute-post-sanction-monitoring/article67684135.ece ‘It is imperative for boards of banks and NBFCs to fix suitable sectoral and sub-sectoral exposure limits and monitor them closely to
Banks up against challenges in coming year – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/banks-up-against-challenges-in-coming-year/article67684245.ece Clipped from: https://www.thehindubusinessline.com/opinion/banks-up-against-challenges-in-coming-year/article67684245.ece Liquidity concerns as well as managing regulatory issues vis-a-vis non-bank sector will be in the forefront Banks experienced elevated liquidity risks during
Growth being driven by investments, consumption demand weak: MPC’s Shashanka Bhide – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/growth-being-driven-by-investments-consumption-demand-weak-mpcs-shashanka-bhide/article67684279.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/growth-being-driven-by-investments-consumption-demand-weak-mpcs-shashanka-bhide/article67684279.ece Q2 growth was significantly more than what we were expecting. However, these changes, even when they are positive require more concern: Bhide
Loans & advances and deposits related grievances surge in FY23: RBI – The Hindu BusinessLine
https://www.thehindubusinessline.com/news/loans-advances-and-deposits-related-grievances-surge-in-fy23-rbi/article67684368.ece Clipped from: https://www.thehindubusinessline.com/news/loans-advances-and-deposits-related-grievances-surge-in-fy23-rbi/article67684368.ece Higher by 94% and 103% year-on-year, experts attribute the increase to growing digital apps adoption With over 60 per cent of retail
SBI, HDFC Bank asked to set aside higher capital for loans – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/sbi-hdfc-bank-asked-to-set-aside-higher-capital-for-loans/article67684343.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/sbi-hdfc-bank-asked-to-set-aside-higher-capital-for-loans/article67684343.ece For ICICI Bank, the additional CET 1 requirement continues at 0.20 per cent. State Bank of India (SBI) and HDFC Bank, both
अग्रलेख : कर्तन? नव्हे केशवपन! | loksatta editorial nclt approves resolution plan for reliance communications
https://www.loksatta.com/sampadkiya/editorial/loksatta-editorial-nclt-approves-resolution-plan-for-reliance-communications-zws-70-4125513/ Clipped from: https://www.loksatta.com/sampadkiya/editorial/loksatta-editorial-nclt-approves-resolution-plan-for-reliance-communications-zws-70-4125513/ अनिल यांच्या मालकीची ‘रिलायन्स कम्युनिकेशन इन्फ्रास्ट्रक्चर लिमिटेड’ ही एके काळची दूरसंचार कंपनी काळाच्या ओघात आणि ‘जिओ’च्या प्रभावामुळे दिसेनाशी झाली. (संग्रहित छायाचित्र) बुडीत
Fintech giants set sights on consumer durable loans in India – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/fintech-giants-set-sights-on-consumer-durable-loans-in-india/article67679879.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/fintech-giants-set-sights-on-consumer-durable-loans-in-india/article67679879.ece India’s digital lending market is expected to exceed $720 billion by 2030, with 55% attributed to consumer lending. The Indian digital consumer
2024: Cryptos to gain credibility, CBDCs to face existential crisis – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/2024-cryptos-to-gain-credibility-cbdcs-to-face-existential-crisis/article67680029.ece Clipped from: https://www.thehindubusinessline.com/opinion/2024-cryptos-to-gain-credibility-cbdcs-to-face-existential-crisis/article67680029.ece Regulations for private cryptos likely soon, but retail e-rupee will struggle to prove its relevance against UPI Towards the beginning of 2023,
Sale of stressed loans to asset reconstruction companies zooms in FY23: RBI report – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/sale-of-stressed-loans-to-asset-reconstruction-companies-zooms-in-fy23-rbi-report/article67680541.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/sale-of-stressed-loans-to-asset-reconstruction-companies-zooms-in-fy23-rbi-report/article67680541.ece The sale of stressed loans to asset reconstruction companies (ARCs) shot up in 2022-23, partly reflecting assets sold to the newly operationalised
Microfinance is macro – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/microfinance-is-macro/article67680720.ece Clipped from: https://www.thehindubusinessline.com/opinion/microfinance-is-macro/article67680720.ece The sector is now a key player in the financial scene Microfinance is no more a microbusiness. It’s a macro business involving
Government directs social media platforms to not host advertisements of fraudulent loan apps – The Hindu BusinessLine
https://www.thehindubusinessline.com/info-tech/government-directs-social-media-platforms-to-not-host-advertisements-of-fraudulent-loan-apps/article67680321.ece Clipped from: https://www.thehindubusinessline.com/info-tech/government-directs-social-media-platforms-to-not-host-advertisements-of-fraudulent-loan-apps/article67680321.ece The development comes after a day of MeitY issuing an advisory to all digital intermediaries to actively comply with existing IT rules
Banks, NBFCs on sound footing; their close links need watch: RBI – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/indian-banks-and-non-banks-remain-sound-and-resilient-rbi-report/article67680190.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/indian-banks-and-non-banks-remain-sound-and-resilient-rbi-report/article67680190.ece System needs strengthened governance, risk management practices and building up of additional buffers, recommends the central bank The Reserve Bank of India
Remove fraud loan app ads in a week, Centre tells online platforms | India News – The Indian Express
Clipped from: https://indianexpress.com/article/india/remove-fraud-loan-app-ads-in-a-week-centre-tells-online-platforms-9084028/ In its advisory issued to online platforms like Meta’s Facebook and Instagram, and Google on Tuesday, the ministry asked them to ensure compliance
RBL Bank, Bajaj Finance shares fall as card pact gets 1 year extension – Banking & Finance News | The Financial Express
https://www.financialexpress.com/business/banking-finance-rbl-bank-bajaj-finance-shares-fall-as-card-pact-gets-1-year-extension-3348150/ Clipped from: https://www.financialexpress.com/business/banking-finance-rbl-bank-bajaj-finance-shares-fall-as-card-pact-gets-1-year-extension-3348150/ On October 27, Bajaj Finance had sought a longer extension for its credit card ties with RBL Bank. The initial permit was