https://www.business-standard.com/finance/news/deposits-paucity-may-hit-indian-banks-credit-growth-in-fy25-report-124021500923_1.html Clipped from: https://www.business-standard.com/finance/news/deposits-paucity-may-hit-indian-banks-credit-growth-in-fy25-report-124021500923_1.html Private lenders with high loan-to-deposit ratio more vulnerable, says S&P After five decades of bank nationalisation, the government, as the majority owner
Category: RBI–Banks
👌RBI Governor asks bank CEOs to maintain vigil around risks build-up
https://www.business-standard.com/economy/news/rbi-governor-asks-bank-ceos-to-maintain-vigil-around-risks-build-up-124021401542_1.html Clipped from: https://www.business-standard.com/economy/news/rbi-governor-asks-bank-ceos-to-maintain-vigil-around-risks-build-up-124021401542_1.html Das also highlighted the issue of high growth in personal loans, which has been an outlier among other categories. He also talked
👌👌👌RBI asks card networks to halt BPSP commercial card transactions – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-asks-card-networks-to-halt-bpsp-commercial-card-transactions/article67846106.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-asks-card-networks-to-halt-bpsp-commercial-card-transactions/article67846106.ece The BPSP facility allows corporate credit card players to enable large payments directly to vendors or merchants’ bank accounts RBI has asked card
Lower borrowings to help moderate inflation: Das – Banking & Finance News | The Financial Express
https://www.financialexpress.com/business/banking-finance-lower-borrowings-to-help-moderate-inflation-das-3392254 Clipped from: https://www.financialexpress.com/business/banking-finance-lower-borrowings-to-help-moderate-inflation-das-3392254/ X Lower borrowings by the Centre in 2024-25, which has already softened yields on government securities (G-secs), will help bring down inflation,
Banks’ current account deposits take a hit on just-in-time fund release by govt – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-current-account-deposits-take-a-hit-on-just-in-time-fund-release-by-govt/article67837883.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/banks-current-account-deposits-take-a-hit-on-just-in-time-fund-release-by-govt/article67837883.ece CA deposits of all scheduled commercial banks had declined to 10.13 per cent of their overall deposits in 2023 from 10.43 per
RBI conducts two back-to-back VRR auctions to pump in liquidity into banks – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-conducts-two-back-to-back-vrr-auctions-to-pump-in-liquidity-into-banks/article67838988.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-conducts-two-back-to-back-vrr-auctions-to-pump-in-liquidity-into-banks/article67838988.ece Market players say heavy demand for funds at the first VRR auction would have prompted the RBI to conduct a second one
Are tighter norms for personal loans justified? – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/are-tighter-norms-for-personal-loans-justified/article67839350.ece Clipped from: https://www.thehindubusinessline.com/opinion/are-tighter-norms-for-personal-loans-justified/article67839350.ece The RBI would have done better by targeting categories within the personal loan segment prone to high risk, than adopting a blanket
Paytm Payments Bank, RBI controversy: How will it impact the customers | Company News – Business Standard
https://www.business-standard.com/companies/news/paytm-payments-bank-rbi-controversy-how-will-it-impact-the-customers-124020901485_1.html Clipped from: https://www.business-standard.com/companies/news/paytm-payments-bank-rbi-controversy-how-will-it-impact-the-customers-124020901485_1.html The company, part of One97 Communications, is a leader in Indian fintech and faces challenges of regulatory scrutiny and customer uncertainity Vijay
👌What’s in store for ‘India’s most sincere bank’?
https://www.business-standard.com/opinion/columns/what-s-in-store-for-india-s-most-sincere-bank-124021100315_1.html Clipped from: https://www.business-standard.com/opinion/columns/what-s-in-store-for-india-s-most-sincere-bank-124021100315_1.html Has Sharma given up on it? For now, he seems to be on a save-OCL mission However brilliant he may be in
👌Black and white [editorial in BS ]
https://www.business-standard.com/opinion/editorial/black-and-white-124021100618_1.html Clipped from: https://www.business-standard.com/opinion/editorial/black-and-white-124021100618_1.html India must build on improved macroeconomic stability There is virtually no debate that the Indian economy was in a difficult spot by
👌Downside risks to growth persist
https://www.business-standard.com/opinion/columns/downside-risks-to-growth-persist-124021100711_1.html Clipped from: https://www.business-standard.com/opinion/columns/downside-risks-to-growth-persist-124021100711_1.html The odds of soft-landing have increased with inflation moving closer to the target and growth holding up better than expected in major
👌MPC is right in focusing on its inflation mandate – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/mpc-is-right-in-focusing-on-its-inflation-mandate/article67826094.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/mpc-is-right-in-focusing-on-its-inflation-mandate/article67826094.ece Inflation continues to be a worry due to fresh global supply chain disruptions at the Red Sea, the troubling domestic reservoir situation
👌Banks seek RBI immunity to deal with Paytm biz – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-seek-rbi-immunity-to-deal-with-paytm-biz/article67835058.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-seek-rbi-immunity-to-deal-with-paytm-biz/article67835058.ece FAQs to be released by RBI this week are expected to quell concerns put forth by banks With less than three weeks
https://www.thehindubusinessline.com/money-and-banking/ncgtc-forensic-audit-of-bandhan-bank-examining-evergreening-of-loans/article67835961.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/ncgtc-forensic-audit-of-bandhan-bank-examining-evergreening-of-loans/article67835961.ece Loans under guarantee schemes worth ₹23,300 crore analysed for evergreening of loans and ascertaining for fictitious accounts With doubts of evergreening of
Paytm
Banks seek RBI immunity to deal with Paytm biz – https://www.thehindubusinessline.com/money-and-banking/banks-seek-rbi-immunity-to-deal-with-paytm-biz/article67835058.ece, For the best experience read this on BusinessLine App. https://thbl.news/mobileapp
RBI keeps rates unchanged, focusing on inflation control amid global economic shifts: Find out what Deepak Jasani of HDFC Securities expects
https://www.financialexpress.com/policy/rbi-keeps-rates-unchanged-focusing-on-inflation-control-amid-global-economic-shifts-find-out-what-deepak-jasani-of-hdfc-securities-expects-3390302/ Shared by Financial Express android app. Click here to download https://financialexpress.page.link/fe_app
AI in India’s banking sector: RBI action needed
https://www.financialexpress.com/opinion/ai-in-indias-banking-sector-rbi-action-needed/3389763/ Shared by Financial Express android app. Click here to download https://financialexpress.page.link/fe_app
Tamal Bandopadhya article — gives enough idea about RBI’s constraints
https://mybs.in/2dTUo09?code=NTM4OTU9MTI0MDIwOTAwMDA5 Download BS app for latest in Business News – https://bit.ly/3Qk1KVB
An extended pause
https://www.business-standard.com/opinion/editorial/an-extended-pause-124020801777_1.html Clipped from: https://www.business-standard.com/opinion/editorial/an-extended-pause-124020801777_1.html More clarity is needed on the Paytm issue Reserve Bank of India (RBI) Governor Shaktikanta Das with Deputy Governors Swaminathan Janakiraman, Michael