Category: RBI–Banks
How Bank of Maharashtra charted its comeback – The Hindu BusinessLine
https://www.thehindubusinessline.com/specials/current-account/how-bank-of-maharashtra-charted-its-comeback/article67782397.ece Clipped from: https://www.thehindubusinessline.com/specials/current-account/how-bank-of-maharashtra-charted-its-comeback/article67782397.ece The bank is now close to the goal of recording ₹500 crore operating profit per quarter for every ₹ 1 lakh crore
Banks’ unsecured loans grow despite 30-100 bps capital risk weight hit – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-unsecured-loans-grow-despite-30-100-bps-capital-risk-weight-hit/article67786646.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-unsecured-loans-grow-despite-30-100-bps-capital-risk-weight-hit/article67786646.ece However, this has not slowed down retail credit growth, including unsecured retail, during the third quarter. About two months after the Reserve Bank
P2P lending: Barking up the wrong tree?
https://www.business-standard.com/opinion/columns/p2p-lending-barking-up-the-wrong-tree-124011400388_1.html Clipped from: https://www.business-standard.com/opinion/columns/p2p-lending-barking-up-the-wrong-tree-124011400388_1.html Around 15 P2P platforms went live, but one-third of them have shut up shop. Analysts say four of them have more than
Small, big and systemically important banks
https://www.business-standard.com/opinion/columns/small-big-and-systemically-important-banks-124012100404_1.html Clipped from: https://www.business-standard.com/opinion/columns/small-big-and-systemically-important-banks-124012100404_1.html The systemically important bank classification is no comment on how secure depositors’ money is in other banks. Sit back, relax and enjoy
Lending rates almost peaked, reduction to follow over next 1 year: Bhutada
https://www.business-standard.com/companies/interviews/lending-rates-almost-peaked-reduction-to-follow-over-next-1-year-bhutada-124011900707_1.html Clipped from: https://www.business-standard.com/companies/interviews/lending-rates-almost-peaked-reduction-to-follow-over-next-1-year-bhutada-124011900707_1.html Bhatuda says that as far as passing of the reduction of rates to customers is concerned, the same will follow the interest
Keep a close tab on lending apps – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/keep-a-close-tab-on-lending-apps/article67757276.ece Clipped from: https://www.thehindubusinessline.com/opinion/keep-a-close-tab-on-lending-apps/article67757276.ece With fintech fraud rising, RBI must invest resources in regulating digital lending apps, putting out a white-list The digital age has seen
Consider using debt-service and debt-to-income ratios to assess retail borrowers’ viability: RBI bulletin – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/consider-using-debt-service-and-debt-to-income-ratios-to-assess-retail-borrowers-viability-rbi-bulletin/article67752789.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/consider-using-debt-service-and-debt-to-income-ratios-to-assess-retail-borrowers-viability-rbi-bulletin/article67752789.ece Risk weights on certain segments of consumer credit were enhanced by 25 percentage points In view of rapid growth in retail loans, policymakers may consider
Regulating fintech
https://www.business-standard.com/opinion/editorial/regulating-fintech-124011801049_1.html Clipped from: https://www.business-standard.com/opinion/editorial/regulating-fintech-124011801049_1.html RBI draft guidelines kick off the process Listen to This Article The Reserve Bank of India’s (RBI’s) draft norms for self-regulatory organisations
Inflation needs to align with target by 2nd quarter: RBI monthly bulletin
https://www.business-standard.com/economy/news/inflation-needs-to-align-with-target-by-second-quarter-says-rbi-report-124011800997_1.html Clipped from: https://www.business-standard.com/economy/news/inflation-needs-to-align-with-target-by-second-quarter-says-rbi-report-124011800997_1.html Report says priority for FY25 is to sustain growth momentum of at least 7% Listen to This Article India should sustain the
Bankers need 5-day week – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/bankers-need-5-day-week/article67749625.ece Clipped from: https://www.thehindubusinessline.com/opinion/bankers-need-5-day-week/article67749625.ece Globally that’s the norm; will help ease stress levels Keeping in view the working conditions, growing stress levels, five-day week in most
Private capital expenditure to pick up in coming years: MPC member Varma
https://www.business-standard.com/economy/news/private-capital-expenditure-to-pick-up-in-coming-years-mpc-member-varma-124011600581_1.html Clipped from: https://www.business-standard.com/economy/news/private-capital-expenditure-to-pick-up-in-coming-years-mpc-member-varma-124011600581_1.html Varma further noted that in the last couple of years, the government has shouldered the burden of investment, while private capital expenditure
RBI seeks views on draft framework for recognising SROs for fintech Sector – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-seeks-views-on-draft-framework-for-recognising-sros-for-fintech-sector/article67743204.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-seeks-views-on-draft-framework-for-recognising-sros-for-fintech-sector/article67743204.ece RBI drafts framework for fintech sector Self-Regulatory Organizations (SROs) to balance innovation and regulations, ensuring consumer protection The Reserve Bank of India (RBI) on
Reduce on-lending to smaller peers: RBI tells NBFCs – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/reduce-on-lending-to-smaller-peers-rbi-tells-nbfcs/article67740936.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/reduce-on-lending-to-smaller-peers-rbi-tells-nbfcs/article67740936.ece Move aimed at further tightening small-ticket unsecured loans market In a bid to further streamline the unsecured loans market, the Reserve Bank of
Handed whitelist of loan apps to Govt, says RBI Governor Shaktikanta Das; others set to face action | Business News – The Indian Express
Clipped from: https://indianexpress.com/article/business/banking-and-finance/handed-whitelist-of-loan-apps-to-govt-says-rbi-gov-others-set-to-face-action-9105886/ Shaktikanta Das said the RBI had collected a list of loan apps from its regulated entities — banks and NBFCs — and given