Category: RBI–Banks
Regret not insuring MFI business from start: IDFC Bank CEO Vaidyanathan | People – Business Standard
Clipped from: https://www.business-standard.com/companies/people/vaidyanathan-regrets-not-insuring-mfi-portfolio-idfc-first-bank-fy25-125070901090_1.html IDFC First Bank chief says not insuring the microfinance portfolio earlier worsened FY25 losses but confirms that 66 per cent of the book
Banks flush with funds but reluctant to pursue aggressive lending | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/banks-flush-with-funds-but-reluctant-to-pursue-aggressive-lending-125070901227_1.html Loan growth for banks is yet to pick up despite a 100 bps cut in the policy repo rate by the Reserve Bank
FinMin directs public sector banks to evaluate board performance | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/finance-ministry-asks-psbs-to-evaluate-board-performance-125070600550_1.html “Independent third-party board evaluations are a widely accepted global practice, and India has only recently begun adopting them,” remarked S. Krishnan The finance
We need more urban co-op banks: Satish Marathe – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/specials/current-account/we-need-more-urban-co-op-banks-satish-marathe/article69780204.ece RBI director Satish K Marathe makes a case for the multiplier effect of bottom-of-the-pyramid banking Satish K Marathe, Director, Central Board of the
Public sector banks to hire about 50,000 manpower in current financial year | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/public-sector-banks-to-hire-about-50-000-manpower-in-current-financial-year-125070600212_1.html Of the total fresh recruitment, about 21,000 would be officers and remaining would be staff including clerks, as per data collated from various
Banking system liquidity hits 3-year high at $3.74 trillion: RBI data | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/banking-system-liquidity-hits-three-year-high-125070301183_1.html Banking system liquidity rose to a net surplus of Rs 3.74 trillion, the highest since June 2022. The market is now awaiting action
Home loan growth primarily driven by existing borrowers: Financial Stability Report – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/home-loan-growth-primarily-driven-by-existing-borrowers-financial-stability-report/article69756063.ece Non-home loans, which are mostly used for consumption purposes, formed 55% of total household debt as of March 2025 Housing loans, which form
RBI rate cuts still possible despite neutral stance, says MPC member | Economy & Policy News – Business Standard
lipped from: https://www.business-standard.com/economy/news/rbi-rate-cuts-still-possible-despite-neutral-stance-says-policy-member-125062601136_1.html Bhattacharya said the immediate liquidity withdrawal was necessary because overnight rates had fallen below the floor of the RBI’s rate corridor, warranting calibration
Buy Now Pay Later trap: How even a Rs 1,000 BNPL default can damage your credit score more than a missed home loan EMI – Money News | The Financial Express
Clipped from: https://www.financialexpress.com/money/buy-now-pay-later-trap-how-even-a-rs-1000-default-can-damage-your-credit-score-more-than-a-missed-emi-3893528/ A missed payment of just Rs 1,000 on a Buy Now, Pay Later (BNPL) plan can hurt your credit score more than a