RBI–Banks – Page 2 – aniltikotekar4sme.com

If we want to know why the MPC put a ” pause ” on Repo Rate issue — please go through what the members say– Courtesy BS

23 Apr 2026 Anil R Tikotekar

How to protect yourself from credit card fraud–[1] first step block the card [2] second step-Raise the complaint right way and note the reference number-for tracking [3] third step-know your liability–reporting within 3 days typically ensures zero liability under RBI Rules–provided there is no negligence [4] Escalate if needed–to Cyber Crime Portal and / or police — Courtesy BS

23 Apr 2026 Anil R Tikotekar

Likely FED chief — know what he feels about inflation and role of politicians–Courtesy BS

23 Apr 2026 Anil R Tikotekar

Frankly I did not know [1] A large and rapidly growing -share of rupee trading happens off shore [2] Major Offshore Centres are Singapore and London [3] Both are beyond RBI’s regulatory reach [4] Singapore alone accounts for $57.6 billion in daily rupee trading whereas London handles about $59.9 billion compared to onshore trading volumes of $70 billion or so [5] In short off-shore trading volumes are substantially higher than on-shore volumes [6] All this means RBI cannot prevent bets agaisnt the rupee by acting only on domestic participants — [7] Other information in the article worth a read– Courtesy BL

23 Apr 2026 Anil R Tikotekar

22 Apr 2026 Anil R Tikotekar

Bank credit outpaces deposit accretion– Courtesy BL

17 Apr 2026 Anil R Tikotekar

*[1] To truly stop a currency from falling the central bank must make holding that currency more attractive by raising interest rates. [2] He says though the RBI has ruled out that for now– interest rate hikes will need to follow–Author — Mr K P Krishnan– Article Courtesy BS

17 Apr 2026 Anil R Tikotekar

Credit –in the system –grew 20% [2] Deposits rose by 13.47% Courtesy BS

16 Apr 2026 Anil R Tikotekar

While Mr Powell’s stint as leader of the central bank expires in May [2026], his term on Board of Directors does not end until 2028– Courtesy BusinessLine

16 Apr 2026 Anil R Tikotekar

CIBIL’s Gold Loan Landscape Report — average ticket size grown from 90000 in Q1 2022 to 1.96 lakh in Q4 2025– [2] CIBIL points to a need to sharper borrower level risk assessment as the segment grows — Courtesy BusinessLine

15 Apr 2026 Anil R Tikotekar

Banks — apprehensive of falling margins–hike spread on repo linked loans — Courtesy BusinessLine

15 Apr 2026 Anil R Tikotekar

BL Editorial on exchange rate [1] Indian unit was already a worst performing Asian currency in 2025 [2] depreciation of over 8% over the past 8 months [3] Real effective exchange rate was at its lowest level in 12 years this February [4] RBI’s move to limit net open positions in rupee derivatives held by banks in the onshore market to just $100 million– had its effect [5] Now — the RBI must reverse the directive once the currency stabilises — Courtesy BusinessLine

14 Apr 2026 Anil R Tikotekar

RBI draft rules –[1]Digital payments–Frauds in 2025 crossing 22000 crores annually [2]Exprience from countries like Singapore , the UK and Sweden shows that ” such cooling-off periods can reduce fraud without significantly affecting routine payments [3] Editorial further says whitelisting mechanism is one way out — Courtesy BS

14 Apr 2026 Anil R Tikotekar

RBI says $100 million limit on open positions is not intended to be permanent– [2] The news elaborately explains RBI’s policy–Courtesy BS

9 Apr 2026 Anil R Tikotekar

Out of $ 40 billion bets against the rupee — around $ 30 billion– have been squared off — Courtesy BS

8 Apr 2026 Anil R Tikotekar

But SC clarified that the borrowers need to be given access to the forensic audit report on which the classification [ fraud ] is made — Courtesy BS

8 Apr 2026 Anil R Tikotekar

CD issuances on the rise — OS as of March 26– Rs.6.93 trillion [5.22 trillion March 2025 — 33% rise [2] Worth knowing the 4 reasons — Courtesy BS

7 Apr 2026 Anil R Tikotekar

CASA – the dear ratio to Banks — Chart Courtesy BS

7 Apr 2026 Anil R Tikotekar

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Category: RBI–Banks

RBI DG asserts the curbs in forex market are temporary– Courtesy BL

MPC deliberations — asserts supply chain shock behind repo rate pause– Courtesy BS

If we want to know why the MPC put a ” pause ” on Repo Rate issue — please go through what the members say– Courtesy BS

Likely FED chief — know what he feels about inflation and role of politicians–Courtesy BS

Bank credit outpaces deposit accretion– Courtesy BL

*[1] To truly stop a currency from falling the central bank must make holding that currency more attractive by raising interest rates. [2] He says though the RBI has ruled out that for now– interest rate hikes will need to follow–Author — Mr K P Krishnan– Article Courtesy BS

Credit –in the system –grew 20% [2] Deposits rose by 13.47% Courtesy BS

While Mr Powell’s stint as leader of the central bank expires in May [2026], his term on Board of Directors does not end until 2028– Courtesy BusinessLine

CIBIL’s Gold Loan Landscape Report — average ticket size grown from 90000 in Q1 2022 to 1.96 lakh in Q4 2025– [2] CIBIL points to a need to sharper borrower level risk assessment as the segment grows — Courtesy BusinessLine

Banks — apprehensive of falling margins–hike spread on repo linked loans — Courtesy BusinessLine

RBI says $100 million limit on open positions is not intended to be permanent– [2] The news elaborately explains RBI’s policy–Courtesy BS

Out of $ 40 billion bets against the rupee — around $ 30 billion– have been squared off — Courtesy BS

But SC clarified that the borrowers need to be given access to the forensic audit report on which the classification [ fraud ] is made — Courtesy BS

CD issuances on the rise — OS as of March 26– Rs.6.93 trillion [5.22 trillion March 2025 — 33% rise [2] Worth knowing the 4 reasons — Courtesy BS

CASA – the dear ratio to Banks — Chart Courtesy BS