A recent expert committee report of the Reserve Bank of India (RBI) has, rightly, called for prompt development of securitisation of housing loans for overall
Category: RBI–Banks
Why India’s financial system keeps lurching from one crisis to another–Times of India
India’s financial system has been a mess for a while. There have been multiple quick fixes and recapitalization of fragile public sector banks, but problems
PSB Bank loans: State-run banks disburse Rs 81,700 crore through ‘loan melas’-Economic Times
The demand in the camps was robust and the secretary said that all the PSBs are maintaining their regulatory capital levels. State-run banks disbursed Rs 81,781
PMC scam: Insure all bank deposits; Deepak Parekh right to flag this issue – The Financial Express
HDFC chairman Deepak Parekh has done well to draw the government’s attention to how “brutally unfair” it is that while tens of thousands of crore
Bank Penalty: Bank to pay you Rs 100 per day penalty for delay in transaction beyond these limits–Economic Times
These RBI guidelines tell you the maximum time a bank can take to credit your money back in your bank account before the penalties kick
RBI exercising forbearance on MSME lending as small business loans are in trouble, says Raghuram Rajan – The Financial Express
According to a report by CIBIL, the outstanding MSME credit went up to Rs 25.2 lakh crore at the end of 2018 up from Rs
We need to improve the tight credit situation: NITI-Aayog VC – The Hindu BusinessLine
Low credit-to-GDP ratio, perhaps, implies the banking sector is unable to meet the economy’s credit needs: Rajiv Kumar “Talk of recession is completely misplaced,” Rajiv
RBI’s decision in the LVB-Indiabulls merger case is prudent – The Hindu BusinessLine
But the regulator owes markets an explanation After pondering over the merger proposal between Indiabulls Housing Finance and Lakshmi Vilas Bank for a good six
Do public sector banks really need deposit insurance? – The Hindu BusinessLine
Recent figures show a disparity between the premium collected from and claims settled for PSBs. Exempting them from the Deposit Insurance Scheme should be considered
Fiscal slippage, if it propels growth, is good: SBI Chairman – The Economic Times
Rajnish Kumar, SBI Chairman The Indian economy needs a boost and a slip in the fiscal deficit by 40 to 50 basis points will be
RBI right on Indiabulls-LVB; it needs to push mergers of weak banks quickly – The Financial Express
Indiabulls Housing Finance vice-chairman and MD Gagan Banga and Lakshmi Vilas Bank MD & CEO Parthasarathi Mukherjee It is really not much of a surprise
‘Brutally unfair’ that system can’t protect common man’s savings: Parekh | Business Standard News
Amid the crisis at Punjab & Maharashtra Cooperative Bank (PMC), HDFC chairman Deepak Parekh said it is “brutally unfair” that we have regular loan waivers and corporate
India Economic Growth: Credit woes in India seen pressuring Modi to take more action–Economic Times
By Rahul Satija A $20 billion tax cut and the lowest borrowing rates in almost a decade may not be enough to bolster the credit
Lakshmi vilas Bank: RBI’s quashing of Lakshmi Vilas Bank merger fans contagion risks–Economic Times
By Andy Mukherjee The contagion risk from India’s year-old shadow banking crisis has suddenly turned much graver. What investors don’t know yet is whether the
Bank loans: Banks start linking loans to customers’ risk profile–Economic Times
In the future, credit scores through the life of a loan will be as important as those recorded at its approval. Three public-sector lenders — Bank
The evaporating credit flow to India’s businesses from banks and NBFCs – The Hindu BusinessLine
The RBI needs to shift focus from rate transmission to confidence-boosting measures on industrial debt, that can revive bankers’ risk appetite In recent months, there’s
Indian Bank frauds: Why bankers are hesitant to report frauds–Economic Times
The problem of frauds cannot be looked at as an isolated problem of the banks. For bankers, bad loans due to an economic downturn is
RBI denies Bank of Maharashtra proposal for setting off Rs 7,360 cr losses | Business Standard News
State-run Bank of Maharashtra on Wednesday said the Reserve Bank has denied permission to settle its accumulated losses of Rs 7,360 crore against the balance lying in
The evaporating credit flow to India’s businesses from banks and NBFCs – The Hindu BusinessLine
The RBI needs to shift focus from rate transmission to confidence-boosting measures on industrial debt, that can revive bankers’ risk appetite In recent months, there’s
Shaktikanta Das: RBI may again consider cutting rates at next MPC meet: Guv Das – The Economic Times
RBI Governor Shaktikanta Das has said till the growth is revived, the RBI will continue to remain in an accommodative mode and therefore a conclusion on what is the minimum repo
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