By Rahul Satija A $20 billion tax cut and the lowest borrowing rates in almost a decade may not be enough to bolster the credit
Category: RBI–Banks
Lakshmi vilas Bank: RBI’s quashing of Lakshmi Vilas Bank merger fans contagion risks–Economic Times
By Andy Mukherjee The contagion risk from India’s year-old shadow banking crisis has suddenly turned much graver. What investors don’t know yet is whether the
Bank loans: Banks start linking loans to customers’ risk profile–Economic Times
In the future, credit scores through the life of a loan will be as important as those recorded at its approval. Three public-sector lenders — Bank
The evaporating credit flow to India’s businesses from banks and NBFCs – The Hindu BusinessLine
The RBI needs to shift focus from rate transmission to confidence-boosting measures on industrial debt, that can revive bankers’ risk appetite In recent months, there’s
Indian Bank frauds: Why bankers are hesitant to report frauds–Economic Times
The problem of frauds cannot be looked at as an isolated problem of the banks. For bankers, bad loans due to an economic downturn is
RBI denies Bank of Maharashtra proposal for setting off Rs 7,360 cr losses | Business Standard News
State-run Bank of Maharashtra on Wednesday said the Reserve Bank has denied permission to settle its accumulated losses of Rs 7,360 crore against the balance lying in
The evaporating credit flow to India’s businesses from banks and NBFCs – The Hindu BusinessLine
The RBI needs to shift focus from rate transmission to confidence-boosting measures on industrial debt, that can revive bankers’ risk appetite In recent months, there’s
Shaktikanta Das: RBI may again consider cutting rates at next MPC meet: Guv Das – The Economic Times
RBI Governor Shaktikanta Das has said till the growth is revived, the RBI will continue to remain in an accommodative mode and therefore a conclusion on what is the minimum repo
Cheaper repo-linked home loans? Not necessarily, so don’t rush to borrow – The Hindu BusinessLine
While repo-linked lending rates ensure quicker transmission, they do not necessarily mean cheaper loans across all banks With the RBI cutting its policy repo rate
The mess called cooperative banks | Business Standard Column
Should I shift my money to a nationalised bank?” This question, coming from our domestic help, put me in a tight spot. After all, it
Dire need to revisit deposit insurance coverage, says SBI report – The Hindu BusinessLine
The current upper limit of ₹1 lakh per depositor has outlived its shelf life, and there is a need to revisit it, says the report. There
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व्याजदर कपातीच्या दगडावर सातत्याने रिझव्र्ह बँकेचे डोके आपटूनही परिस्थितीत ढिम्म फरक पडलेला नाही, याची अप्रत्यक्ष कबुलीच गव्हर्नर शक्तिकांत दास देत आहेत.. ऑगस्ट महिन्यात सादर केलेल्या
Financial sector stress | Business Standard Editorials
It is not obvious how the system will come out of it Business Standard Editorial Comment Last Updated at October 7, 2019 23:24 IST The latest
View: Why MPC should tread cautiously on key policy decisions – The Economic Times
Unfortunately, monetary policy is marked by large and undefinable lags. A day after Friday’s monetary policy announcement, the Times of India headline read: ‘RBI cuts
Blackstone Group: Lower rates not effective way to stimulate growth: Stephen A Schwarzman Cofounder, Blackstone Group
“No one is a born manager. Managing is a learned skill.” US President Donald Trump‘s go-to-guy on Wall Street for talking to Beijing is known as
PMC Bank: View: The biggest lesson from PMC Bank’s brazen crookery – The Economic Times
MC Bank was, in effect, captured by the Wadhawans and milked dry. When private sector banks were allowed to open in the 1990s, some economists
Financial sector stability & our cook Lilu-tai | Business Standard Column
Last week our cook Lilu-tai asked me whether her money is safe in her bank. She is 75, can barely sign her name. She is
Banking Crisis: Is India’s current banking crisis just old wine in a new bottle?–Economic Times
By Taponeel Mukherjee Banking headlines over the last few months have been dominated by a decline in specific bank share prices that have highlighted both
Why monetary easing alone is not enough | Business Standard Column
Lowering interest rates is seen a policy device to nudge the economy out of its sluggish growth phase. Introductory macroeconomic theory tells us that lowering
Why ration out rate cuts when slowdown is so sharp? | Business Standard Column
There are two key takeaways from the Indian central bank’s fourth bi-monthly monetary policy. One, the monetary policy making body of the Reserve Bank of India (RBI)