Category: RBI–Banks
👍👍👍Small and worrying: Loans under Rs 50K are on Reserve Bank of India’s radar | Finance News – Business Standard
https://www.business-standard.com/finance/news/small-and-worrying-loans-under-rs-50k-are-on-reserve-bank-of-india-s-radar-124072800579_1.html Clipped from: https://www.business-standard.com/finance/news/small-and-worrying-loans-under-rs-50k-are-on-reserve-bank-of-india-s-radar-124072800579_1.html Regulator wants banks and fintechs to review exposure limits for consumer credit (Photo: Reuters) Listen to This Article The Reserve Bank of
👍👍👍P2P industry: When will RBI walk the talk? | Expert Views – Business Standard
https://www.business-standard.com/opinion/columns/p2p-industry-when-will-rbi-walk-the-talk-124072800397_1.html Clipped from: https://www.business-standard.com/opinion/columns/p2p-industry-when-will-rbi-walk-the-talk-124072800397_1.html The regulator has issued show cause notices to a few P2P platforms for certain practices. Let’s see how they defend themselves and
👍👍👍👍👍MSMEs get a helping hand in Budget but challenges in financing remain | Finance News – Business Standard
https://www.business-standard.com/finance/news/msmes-get-a-helping-hand-in-budget-but-their-challenges-in-financing-remain-124072800578_1.html Clipped from: https://www.business-standard.com/finance/news/msmes-get-a-helping-hand-in-budget-but-their-challenges-in-financing-remain-124072800578_1.html According to CRISIL Ratings’ bi-annual ‘MSME Report’ (June 2023), the debt need of the sector is more than Rs 100 trillion. Of
👍Budget’s two key proposals for banking – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/budgets-two-key-proposals-for-banking/article68450991.ece Clipped from: https://www.thehindubusinessline.com/opinion/budgets-two-key-proposals-for-banking/article68450991.ece One is the vision document for the banking sector, and the other is the expansion of India Post payment bank in the
👍As inflows into FDs stagnate, banks turn to infrastructure bond issuances – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-turn-bullish-on-infrastructure-bond-issuance/article68453506.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-turn-bullish-on-infrastructure-bond-issuance/article68453506.ece In all, banks have mopped up about ₹4,000 crore in the last one month and set a target to raise ₹40,000 crore
How NBFCs are back in the reckoning | Finance News – Business Standard
https://www.business-standard.com/finance/news/how-nbfcs-are-back-in-the-reckoning-124062700434_1.html Clipped from: https://www.business-standard.com/finance/news/how-nbfcs-are-back-in-the-reckoning-124062700434_1.html Sector has overcome the after-effects of the pandemic; its credit crossed the Rs 50 trn mark in FY25 Raghu Mohan New Delhi 1
Financial system resilient, banks GNPAs fall to multi-year low at 2.8%: RBI | Finance News – Business Standard
https://www.business-standard.com/finance/news/financial-system-resilient-banks-gnpas-fall-to-multi-year-low-at-2-8-rbi-124062700700_1.html Clipped from: https://www.business-standard.com/finance/news/financial-system-resilient-banks-gnpas-fall-to-multi-year-low-at-2-8-rbi-124062700700_1.html Scheduled Commercial Banks’ GNPA ratio fell to a multi-year low of 2.8 per cent and the net non-performing assets (NNPA) ratio to
RBI Governor Das cautions against tech-led disruptions in financial system | Finance News – Business Standard
https://www.business-standard.com/finance/news/rbi-governor-das-cautions-about-tech-led-disruptions-in-financial-system-124062700742_1.html Clipped from: https://www.business-standard.com/finance/news/rbi-governor-das-cautions-about-tech-led-disruptions-in-financial-system-124062700742_1.html Matrix of financial stability at its best, challenge is to improve, says Das Mumbai: Reserve Bank of India Governor Shaktikanta Das addresses
Banks’ LCR declines to 130% from 135% between September, March: RBI | Finance News – Business Standard
https://www.business-standard.com/finance/news/banks-lcr-declines-to-130-from-135-between-september-march-rbi-124062700925_1.html Clipped from: https://www.business-standard.com/finance/news/banks-lcr-declines-to-130-from-135-between-september-march-rbi-124062700925_1.html The report said that banks’ efficiency indicators weakened due to rising staff costs and an increased cost-to-income ratio Photo: Bloomberg Listen to
HDFC Bank imposes fee on credit card rent payments via CRED, Paytm, others | Personal Finance – Business Standard
https://www.business-standard.com/finance/personal-finance/hdfc-bank-imposes-fee-on-credit-card-rent-payments-via-cred-paytm-others-124062700933_1.html lipped from: https://www.business-standard.com/finance/personal-finance/hdfc-bank-imposes-fee-on-credit-card-rent-payments-via-cred-paytm-others-124062700933_1.html Earlier this year, ICICI Bank and SBI Cards stopped offering reward points for rent payments on several credit cards Listen to This
Banks’ gross NPA ratio falls below 3%, a first since 2012: RBI report | Finance News – Business Standard
https://www.business-standard.com/finance/news/banks-gross-npa-ratio-falls-below-3-a-first-since-2012-rbi-report-124062700950_1.html Clipped from: https://www.business-standard.com/finance/news/banks-gross-npa-ratio-falls-below-3-a-first-since-2012-rbi-report-124062700950_1.html To meet min capital requirement even under severe stress Illustration: Binay Sinha Listen to This Article Asset quality of commercial banks continued
RBI’s action against regulated entities rises even as amounts fall | Finance News – Business Standard
https://www.business-standard.com/finance/news/rbi-s-action-against-regulated-entities-rise-even-as-amounts-fall-124062700932_1.html Clipped from: https://www.business-standard.com/finance/news/rbi-s-action-against-regulated-entities-rise-even-as-amounts-fall-124062700932_1.html According to Financial Stability Report, the enforcement action by the banking regulator increased to 161 entities in December 2023 – May 2024
RBI’s timely action helped curb potential risks in unsecured consumer credit: Das – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbis-timely-action-helped-curb-potential-risks-in-unsecured-consumer-credit-das/article68312563.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbis-timely-action-helped-curb-potential-risks-in-unsecured-consumer-credit-das/article68312563.ece It is our endeavour to smell a crisis. Pursuit of business growth is important, but it should never come at the expense
👍👍👍Fed’s flip-flops – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/feds-flip-flops/article68296310.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/feds-flip-flops/article68296310.ece US Fed’s indecision poses challenges for central banks After adopting a distinctly dovish tone in its last two monetary policy meetings and
👍👍👍How co-lending can de-risk the debt market – The Hindu BusinessLine
https://www.thehindubusinessline.com/specials/current-account/how-co-lending-can-de-risk-the-debt-market/article68296275.ece Clipped from: https://www.thehindubusinessline.com/specials/current-account/how-co-lending-can-de-risk-the-debt-market/article68296275.ece Fine-tuning bank-NBFC collaboration can accelerate inclusive, affordable, last-mile credit access At 8.4 per cent, according to recent estimates, India’s growth is the
👍👍👍RBI will not force mergers of urban cooperative banks RBI board member | Economy & Policy News – Business Standard
https://www.business-standard.com/economy/news/rbi-will-not-force-mergers-of-urban-cooperative-banks-rbi-board-member-124061400891_1.html Clipped from: https://www.business-standard.com/economy/news/rbi-will-not-force-mergers-of-urban-cooperative-banks-rbi-board-member-124061400891_1.html In 2021, an RBI’s expert committee had suggested that weak UCBs would get a regulatory nudge to explore voluntary merger Listen to