https://www.business-standard.com/economy/news/market-expects-mpc-to-implement-cumulative-50-bps-rate-cut-by-march-2025-124090901137_1.html lipped from: https://www.business-standard.com/economy/news/market-expects-mpc-to-implement-cumulative-50-bps-rate-cut-by-march-2025-124090901137_1.html They also foresee a continued decline in food prices, which fell to 5.1 per cent in July from 8.4 per cent in
Category: RBI–Banks
Lending takes turn for U: How new credit platform can be a game changer
https://www.business-standard.com/finance/news/lending-takes-turn-for-u-how-new-credit-platform-can-be-a-game-changer-124090800624_1.html Clipped from: https://www.business-standard.com/finance/news/lending-takes-turn-for-u-how-new-credit-platform-can-be-a-game-changer-124090800624_1.html Moving pieces need to be synchronised for Unified Lending Interface to work Imaging: Ajay Mohanty Last fortnight, Reserve Bank of India (RBI)
Several banks oppose draft LCR circular, say may affect loan growth
https://www.business-standard.com/finance/news/banks-oppose-lcr-norms-as-they-face-challenges-in-deposit-mobilisation-124090800249_1.html Clipped from: https://www.business-standard.com/finance/news/banks-oppose-lcr-norms-as-they-face-challenges-in-deposit-mobilisation-124090800249_1.html Claim it will impact retail deposits as 90% are digitally linked The last date for submitting feedback was August 31 | Representative
Root of C-D mismatch: Major banks aren’t competing for savings deposits
https://www.business-standard.com/opinion/columns/root-of-c-d-mismatch-major-banks-aren-t-competing-for-savings-deposits-124090501497_1.html Clipped from: https://www.business-standard.com/opinion/columns/root-of-c-d-mismatch-major-banks-aren-t-competing-for-savings-deposits-124090501497_1.html The savings bank deposit interest rate was the last one to be deregulated by the RBI after all other interest rates were
Gap between deposit and credit growth continues to be wide: RBI data – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/gap-between-deposit-and-credit-growth-continues-to-be-wide-rbi-data/article68614992.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/gap-between-deposit-and-credit-growth-continues-to-be-wide-rbi-data/article68614992.ece Deposit growth of all scheduled banks has been lagging credit growth in the last few quarter, with the former de-growing by ₹5860
Working capital cycle shortest in 25 years at 47.8 days, shows data
https://www.business-standard.com/industry/news/working-capital-cycle-shortest-in-25-years-at-47-8-days-shows-data-124090400004_1.html Clipped from: https://www.business-standard.com/industry/news/working-capital-cycle-shortest-in-25-years-at-47-8-days-shows-data-124090400004_1.html If the current trend holds, this would mark the shortest net working capital cycle in at least a quarter-century Listen to This
Households set to rebuild financial assets as income rises: RBI’s Patra | Finance News – Business Standard
https://www.business-standard.com/finance/news/rising-incomes-may-propel-household-asset-growth-says-rbi-s-michael-patra-124090300413_1.html lipped from: https://www.business-standard.com/finance/news/rising-incomes-may-propel-household-asset-growth-says-rbi-s-michael-patra-124090300413_1.html He noted that the rebuilding process has already begun, with household savings increasing from an average of 10.6 per cent between 2011
Banking for growth: PMJDY has improved financial inclusion. What next? | Editorial Comment – Business Standard
https://www.business-standard.com/opinion/editorial/banking-for-growth-pmjdy-has-improved-financial-inclusion-what-next-124090100703_1.html Clipped from: https://www.business-standard.com/opinion/editorial/banking-for-growth-pmjdy-has-improved-financial-inclusion-what-next-124090100703_1.html With deposit and credit facilities broadly in place, the government should now focus on spreading financial and digital literacy Listen to This
Credit Information up-dation –RBI prescribes shorter period at 15 days instead of 30 days
Higher frequency of credit data reporting is a win-win for credit bureaus, borrowers and lenders Clipped from: https://www.business-standard.com/opinion/columns/what-s-your-credit-score-know-how-its-behaviour-affects-financial-health-124090100374_1.html Representative image In August, the Reserve Bank of
Banks facing challenge in getting cyber security talent: SBI chairman | Banking – Business Standard
https://www.business-standard.com/industry/banking/banks-facing-challenge-in-getting-cyber-security-talent-sbi-s-cs-setty-124090501380_1.html lipped from: https://www.business-standard.com/industry/banking/banks-facing-challenge-in-getting-cyber-security-talent-sbi-s-cs-setty-124090501380_1.html He said SBI has been able to create resilience in the system. While ensuring this, the country’s largest lender had to ensure
SBI focuses on JanDhan, trusts, societies to mobilise incremental deposits | Company News – Business Standard
https://www.business-standard.com/companies/news/sbi-focuses-on-jandhan-trusts-societies-to-mobilise-incremental-deposits-124090501016_1.html lipped from: https://www.business-standard.com/companies/news/sbi-focuses-on-jandhan-trusts-societies-to-mobilise-incremental-deposits-124090501016_1.html SBI is using wealth banking to focus on a segment which is below affluent class but above the normal account holders In
New credit assessment model for MSMEs under way – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/new-credit-assessment-model-for-msmes-under-way/article68559499.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/new-credit-assessment-model-for-msmes-under-way/article68559499.ece New MSME model based on digital footprints is an improvement from traditional assessment of credit eligibility based only on asset or turnover
SBI does not see any problem in mobilising deposits–says SBI Chairman
https://www.business-standard.com/industry/banking/no-challenges-ahead-for-sbi-in-deposit-mobilisation-chairman-dinesh-khara-124082300842_1.html Clipped from: https://www.business-standard.com/industry/banking/no-challenges-ahead-for-sbi-in-deposit-mobilisation-chairman-dinesh-khara-124082300842_1.html In response to declining deposits, several Indian banks have introduced limited-period special fixed deposit schemes with higher interest rates for specific tenures
aniltikotekar4sme.com 