Category: RBI–Banks
Last mile woes: On inflation data and the challenges – The Hindu
https://www.thehindu.com/opinion/editorial/%E2%80%8Blast-mile-woes-on-inflation-data-and-the-challenges/article68639297.ece Clipped from: https://www.thehindu.com/opinion/editorial/%E2%80%8Blast-mile-woes-on-inflation-data-and-the-challenges/article68639297.ece Inflation should not be allowed to undermine the economic momentum The latest retail inflation data from the National Statistical Office yet again highlights the
Review inflation target: Should food be excluded from RBI’s measure? – Opinion News | The Financial Express
https://www.financialexpress.com/opinion/review-inflation-target-should-food-be-excluded-from-rbis-measure/3610683/?ref=morelatest_hp Clipped from: https://www.financialexpress.com/opinion/review-inflation-target-should-food-be-excluded-from-rbis-measure/3610683/?ref=morelatest_hp Review of the flexible inflation targeting framework sought on questionable grounds. It is not only the inflation targeting framework, but all monetary
Estimating banks’ liquidity needs, a tricky issue – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/estimating-banks-liquidity-needs-a-tricky-issue/article68635312.ece Clipped from: https://www.thehindubusinessline.com/opinion/estimating-banks-liquidity-needs-a-tricky-issue/article68635312.ece RBI’s draft guidelines on liquidity coverage ratio are useful, but internet banking complicates matters for banks Liquidity risk arises when a bank
MPC cannot afford to look the other way despite moderating inflation: RBI Guv Das – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/mpc-cannot-afford-to-look-the-other-way-despite-moderating-inflation-rbi-guv-das/article68637473.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/mpc-cannot-afford-to-look-the-other-way-despite-moderating-inflation-rbi-guv-das/article68637473.ece Inflation has moderated from peak of 7.8% in April 2022; but we still have distance to cover, says RBI Governor Shaktikanta Das
👌👌👌RBI’s push for deposit growth: Examining the real issues facing banks
https://www.business-standard.com/opinion/columns/rbi-s-push-for-deposit-growth-examining-the-real-issues-facing-banks-124091101466_1.html Clipped from: https://www.business-standard.com/opinion/columns/rbi-s-push-for-deposit-growth-examining-the-real-issues-facing-banks-124091101466_1.html Some analysts contend that the deposit problem is entirely imaginary, but slow retail deposit growth and shifts in savings trends reveal valid
👌Banking system could face liquidity challenges, cautions FICCI-IBA Survey of Banks – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banking-system-could-face-liquidity-challenges-cautions-ficci-iba-survey-of-banks/article68626333.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banking-system-could-face-liquidity-challenges-cautions-ficci-iba-survey-of-banks/article68626333.ece More than two-thirds of respondent banks reported a decrease in the share of CASA deposits Customers’ search for higher-yielding investments and the
👌👌👌Conundrum of the credit-deposit ratio: Understanding RBI’s concerns | Finance News – Business Standard
https://www.business-standard.com/finance/news/conundrum-of-the-credit-deposit-ratio-understanding-rbi-s-concerns-124091001140_1.html Clipped from: https://www.business-standard.com/finance/news/conundrum-of-the-credit-deposit-ratio-understanding-rbi-s-concerns-124091001140_1.html The RBI is also concerned that the banks have turned to bulk deposits and certificates of deposit to mobilise funds, as retail
👌Corporate bond issuances fall 22% in August as firms await Fed rate cut | Economy & Policy News – Business Standard
https://www.business-standard.com/economy/news/corporate-bond-issuances-fall-22-in-august-as-firms-await-fed-rate-cut-124091001122_1.html Clipped from: https://www.business-standard.com/economy/news/corporate-bond-issuances-fall-22-in-august-as-firms-await-fed-rate-cut-124091001122_1.html Issuers await cheaper borrowing post-Fed rate cut Illustration: Binay Sinha Corporate bond issuances fell by around 22 per cent in August, despite
👌Market expects MPC to implement cumulative 50 bps rate cut by March 2025 | Economy & Policy News – Business Standard
https://www.business-standard.com/economy/news/market-expects-mpc-to-implement-cumulative-50-bps-rate-cut-by-march-2025-124090901137_1.html lipped from: https://www.business-standard.com/economy/news/market-expects-mpc-to-implement-cumulative-50-bps-rate-cut-by-march-2025-124090901137_1.html They also foresee a continued decline in food prices, which fell to 5.1 per cent in July from 8.4 per cent in
Lending takes turn for U: How new credit platform can be a game changer
https://www.business-standard.com/finance/news/lending-takes-turn-for-u-how-new-credit-platform-can-be-a-game-changer-124090800624_1.html Clipped from: https://www.business-standard.com/finance/news/lending-takes-turn-for-u-how-new-credit-platform-can-be-a-game-changer-124090800624_1.html Moving pieces need to be synchronised for Unified Lending Interface to work Imaging: Ajay Mohanty Last fortnight, Reserve Bank of India (RBI)
Several banks oppose draft LCR circular, say may affect loan growth
https://www.business-standard.com/finance/news/banks-oppose-lcr-norms-as-they-face-challenges-in-deposit-mobilisation-124090800249_1.html Clipped from: https://www.business-standard.com/finance/news/banks-oppose-lcr-norms-as-they-face-challenges-in-deposit-mobilisation-124090800249_1.html Claim it will impact retail deposits as 90% are digitally linked The last date for submitting feedback was August 31 | Representative
Root of C-D mismatch: Major banks aren’t competing for savings deposits
https://www.business-standard.com/opinion/columns/root-of-c-d-mismatch-major-banks-aren-t-competing-for-savings-deposits-124090501497_1.html Clipped from: https://www.business-standard.com/opinion/columns/root-of-c-d-mismatch-major-banks-aren-t-competing-for-savings-deposits-124090501497_1.html The savings bank deposit interest rate was the last one to be deregulated by the RBI after all other interest rates were
Gap between deposit and credit growth continues to be wide: RBI data – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/gap-between-deposit-and-credit-growth-continues-to-be-wide-rbi-data/article68614992.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/gap-between-deposit-and-credit-growth-continues-to-be-wide-rbi-data/article68614992.ece Deposit growth of all scheduled banks has been lagging credit growth in the last few quarter, with the former de-growing by ₹5860
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