https://www.business-standard.com/finance/news/rbi-unlikely-to-cut-rates-in-2024-over-food-inflation-uncertainty-sbi-124091800672_1.html Clipped from: https://www.business-standard.com/finance/news/rbi-unlikely-to-cut-rates-in-2024-over-food-inflation-uncertainty-sbi-124091800672_1.html The US Federal Reserve’s first cut in interest rates in more than four years is expected soon, triggering central banks in other
Category: RBI–Banks
‘Unsecured credit growth slows but demand remains strong’: Fibe co-founder | Start Ups – Business Standard
https://www.business-standard.com/companies/start-ups/even-as-unsecured-credit-growth-moderates-demand-persists-fibe-co-founder-124091801116_1.html Clipped from: https://www.business-standard.com/companies/start-ups/even-as-unsecured-credit-growth-moderates-demand-persists-fibe-co-founder-124091801116_1.html Digital lending company Fibe sanctioned 46.6 million loans in H2FY24, showing an 8.4 per cent increase from H1FY24. The firm has raised
👌Corporate bond market needs to be strengthened: SBI chairman Setty | Finance News – Business Standard
https://www.business-standard.com/finance/news/corporate-bond-market-needs-to-be-strengthened-sbi-chairman-setty-124091801465_1.html Clipped from: https://www.business-standard.com/finance/news/corporate-bond-market-needs-to-be-strengthened-sbi-chairman-setty-124091801465_1.html “One of the major points in corporate lending is that it was mainly done by banks. Corporate bond market still has to
👌👌👌Casa ratio of banks may fall to pre-Covid level: SBI chief CS Setty | Banking – Business Standard
https://www.business-standard.com/industry/banking/casa-ratio-may-fall-further-as-govt-enhances-cash-management-sbi-chairman-124091801239_1.html Clipped from: https://www.business-standard.com/industry/banking/casa-ratio-may-fall-further-as-govt-enhances-cash-management-sbi-chairman-124091801239_1.html But Setty says SBI will hold on to current share by tapping small businesses The share of low-cost deposits in the banking
👌👌👌Bank of Baroda introduces GenAI-powered virtual relationship manager for conversational banking – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/bank-of-baroda-introduces-genai-powered-virtual-relationship-manager-for-conversational-banking/article68650732.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/bank-of-baroda-introduces-genai-powered-virtual-relationship-manager-for-conversational-banking/article68650732.ece These human-like interface presented in the form of digital avatars, offer conversational banking across a range of services Bank of Baroda (BoB)
👌Gold loan surges post RBI curbs on unsecured personal credit – The Hindu BusinessLine
https://www.thehindubusinessline.com/data-stories/data-focus/gold-loans-from-banks-and-nbfcs-surge-as-rbi-clamps-down-on-unsecured-personal-loans/article68651437.ece Clipped from: https://www.thehindubusinessline.com/data-stories/data-focus/gold-loans-from-banks-and-nbfcs-surge-as-rbi-clamps-down-on-unsecured-personal-loans/article68651437.ece NBFCs lead, but banks’ gold loan outstandings have risen 30% y-o-y as of June The Reserve Bank of India’s clampdown on unsecured lending has
Last mile woes: On inflation data and the challenges – The Hindu
https://www.thehindu.com/opinion/editorial/%E2%80%8Blast-mile-woes-on-inflation-data-and-the-challenges/article68639297.ece Clipped from: https://www.thehindu.com/opinion/editorial/%E2%80%8Blast-mile-woes-on-inflation-data-and-the-challenges/article68639297.ece Inflation should not be allowed to undermine the economic momentum The latest retail inflation data from the National Statistical Office yet again highlights the
Review inflation target: Should food be excluded from RBI’s measure? – Opinion News | The Financial Express
https://www.financialexpress.com/opinion/review-inflation-target-should-food-be-excluded-from-rbis-measure/3610683/?ref=morelatest_hp Clipped from: https://www.financialexpress.com/opinion/review-inflation-target-should-food-be-excluded-from-rbis-measure/3610683/?ref=morelatest_hp Review of the flexible inflation targeting framework sought on questionable grounds. It is not only the inflation targeting framework, but all monetary
Estimating banks’ liquidity needs, a tricky issue – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/estimating-banks-liquidity-needs-a-tricky-issue/article68635312.ece Clipped from: https://www.thehindubusinessline.com/opinion/estimating-banks-liquidity-needs-a-tricky-issue/article68635312.ece RBI’s draft guidelines on liquidity coverage ratio are useful, but internet banking complicates matters for banks Liquidity risk arises when a bank
MPC cannot afford to look the other way despite moderating inflation: RBI Guv Das – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/mpc-cannot-afford-to-look-the-other-way-despite-moderating-inflation-rbi-guv-das/article68637473.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/mpc-cannot-afford-to-look-the-other-way-despite-moderating-inflation-rbi-guv-das/article68637473.ece Inflation has moderated from peak of 7.8% in April 2022; but we still have distance to cover, says RBI Governor Shaktikanta Das
👌👌👌RBI’s push for deposit growth: Examining the real issues facing banks
https://www.business-standard.com/opinion/columns/rbi-s-push-for-deposit-growth-examining-the-real-issues-facing-banks-124091101466_1.html Clipped from: https://www.business-standard.com/opinion/columns/rbi-s-push-for-deposit-growth-examining-the-real-issues-facing-banks-124091101466_1.html Some analysts contend that the deposit problem is entirely imaginary, but slow retail deposit growth and shifts in savings trends reveal valid
👌Banking system could face liquidity challenges, cautions FICCI-IBA Survey of Banks – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banking-system-could-face-liquidity-challenges-cautions-ficci-iba-survey-of-banks/article68626333.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banking-system-could-face-liquidity-challenges-cautions-ficci-iba-survey-of-banks/article68626333.ece More than two-thirds of respondent banks reported a decrease in the share of CASA deposits Customers’ search for higher-yielding investments and the
👌👌👌Conundrum of the credit-deposit ratio: Understanding RBI’s concerns | Finance News – Business Standard
https://www.business-standard.com/finance/news/conundrum-of-the-credit-deposit-ratio-understanding-rbi-s-concerns-124091001140_1.html Clipped from: https://www.business-standard.com/finance/news/conundrum-of-the-credit-deposit-ratio-understanding-rbi-s-concerns-124091001140_1.html The RBI is also concerned that the banks have turned to bulk deposits and certificates of deposit to mobilise funds, as retail