Clipped from: https://www.financialexpress.com/business/banking-finance/97-of-bank-deposit-accounts-insured/4102335/ New RBI data reveals that 42.1% of the total value of bank deposits in India was insured as of September 2025, a slight
Category: RBI–Banks
*Can we think of insurance for frauds: RBI DG Rabi Sankar asks banks – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/can-we-think-of-insurance-for-frauds-rbi-dg-rabi-sankar-asks-banks/article70491829.ece Sankar added that the RBI, after talking to banks and the Reserve Bank Innovation Hub, is working on developing MuleHunter system better which
*Zero-fraud objective must to maintain public trust: RBI Deputy Governor | Finance News – Business Standard-
Clipped from: https://www.business-standard.com/finance/news/pursuing-zero-fraud-objective-necessary-to-maintain-public-trust-rbi-dg-126010901262_1.html Despite falling fraud rates in cards and UPI, India must pursue a zero-fraud goal to protect trust and expand digital payments, RBI Deputy
FinMin to review PSBs’ progress on unclaimed deposits on January 14
Clipped from: https://www.business-standard.com/finance/news/finmin-to-review-psbs-progress-on-unclaimed-deposits-on-january-14-126010900952_1.html “The meeting, to be chaired by the Joint Secretary (banking) in DFS, will assess the status of unclaimed deposits transferred to the DEA
*****RBI should hold rates as growth is strong, inflation remains low: PwC | Economy & Policy News – Business Standard
Clipped from: https://www.business-standard.com/economy/news/rbi-should-hold-rates-as-growth-is-strong-inflation-remains-low-pwc-126010900612_1.html The Reserve Bank is unlikely to cut key policy rate in the next Monetary Policy Committee (MPC) meeting next month, said PwC Partner
*Public sector banks well prepared to move to weekly reporting of credit data – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/public-sector-banks-well-prepared-to-move-to-weekly-reporting-of-credit-data/article70477639.ece PSBs have a market share of 56.2 per cent in total advances of scheduled commercial banks Banks such as State Bank of India
*Amazon Pay partners with 7 financial entities for fixed deposits
Clipped from: https://www.business-standard.com/companies/news/amazon-pay-partners-with-7-financial-entities-for-fixed-deposits-126010600888_1.html The company said it had partnered with two non-banking financial companies (NBFCs), Shriram Finance and Bajaj Finance, along with five banks The fintech
*Bank loan-to-deposit ratios at all-time highs raise concern – The Economic Times
Clipped from: https://economictimes.indiatimes.com/industry/banking/finance/banking/bank-loan-to-deposit-ratios-at-all-time-highs-raise-concern/articleshow/126360084.cms Synopsis Banking system’s loan-to-deposit ratios hit an all-time high of 81% in December quarter, signaling a widening gap between credit growth and deposit
*Money rule changes from January 1: ITR updates to mandatory PAN-Aadhaar link – All you need to know – Money News | The Financial Express
Clipped from: https://www.financialexpress.com/money/money-rule-changes-from-january-1-itr-updates-to-mandatory-pan-aadhaar-link-all-you-need-to-knownbsp-4094137/ The New Year has brought in a litany of changes for Indian financial rules — from PAN-Aadhaar linking and pay commission updates to
Over 70% of fintechs’ loan book unsecured: Financial Stability Report | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/fintechs-unsecured-loans-rbi-financial-stability-report-125123100962_1.html Unsecured personal loans dominate fintech lending, with younger borrowers accounting for over half the exposure, as the RBI highlights growth and asset quality
*Public sector banks’ staff count rises for first time in five years | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/psu-banks-employee-count-rises-first-time-five-years-private-banks-drop-125123000953_1.html RBI data show public sector banks added staff in FY25 for the first time in five years, while private banks’ headcount fell, led
*****India’s banks are healthier, but the next stress point is already visible
Clipped from: https://www.business-standard.com/opinion/editorial/india-s-banks-are-healthier-but-the-next-stress-point-is-already-visible-125123001132_1.html While banking is stable and resilient, it needs to evolve and adjust to the changing dynamics of the Indian financial system Bank balance
*Bank NPAs at multi-decade lows as gross NPA ratio falls to 2.1%: RBI data | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/bank-npas-at-multi-decade-lows-125122900801_1.html RBI’s Trends and Progress report shows banks’ asset quality improved, with gross NPAs down to 2.1% by September 2025 and net NPAs at
*Recovery under IBC improves to nearly 37% in FY25 despite fewer cases | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/recovery-under-ibc-improves-to-nearly-37-per-cent-in-fy25-despite-fewer-cases-125122900840_1.html RBI data shows banks improved recovery outcomes under the IBC and SARFAESI in 2024-25 even as the number of cases referred for resolution
Bank fraud amount rises 30% to ₹21,515 crore in April-September H1FY26 | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/bank-fraud-rises-30pc-to-rs-21515cr-in-apr-september-period-125122900997_1.html Banking system fraud amount rose to ₹21,515 crore in April-September FY26, up 30 per cent year-on-year, even as the number of cases fell
Banks will continue to face competition for resource mobilisation, says RBI | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/banks-will-face-competition-for-resource-mobilisation-rbi-125122901033_1.html RBI said banks remain resilient with low bad loans and strong capital, but credit growth outpacing deposits will keep resource mobilisation competitive, requiring
***FinMin to hold colloquium on rising pendency of debt recovery cases in DRTs | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/fin-min-to-hold-colloquium-on-rising-pending-debt-recovery-cases-in-drts-125122900808_1.html DFS will meet DRT and DRAT heads and senior bank executives on December 30 to discuss measures to speed up recoveries as pending
Big ticket retail loans gain momentum – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/big-ticket-retail-loans-gain-momentum/article70446850.ece Housing loan above ₹1 crore, car loans of ₹15 lakh and above, two-wheeler loans of ₹3 lakh and above see good growth Demand
Large banks raise record funds via CDs in 2025 – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/large-banks-raise-record-funds-via-cds-in-2025/article70446612.ece Banks’ credit growth has been outpacing deposit growth since GST rate cuts, triggering a mismatch in funding requirements, leading to increase in issuances
Deposit growth slips below 10% as credit rises 11.7%, gap at 200 bps | Finance News – Business Standard
lipped from: https://www.business-standard.com/finance/news/deposit-growth-slows-credit-picks-up-december-12-fortnight-125122600819_1.html RBI data show deposit growth lagging credit growth by 200 basis points, highlighting persistent deposit tightness even as lending demand remains strong Indian
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