Clipped from: https://www.thehindubusinessline.com/money-and-banking/can-we-think-of-insurance-for-frauds-rbi-dg-rabi-sankar-asks-banks/article70491829.ece Sankar added that the RBI, after talking to banks and the Reserve Bank Innovation Hub, is working on developing MuleHunter system better which
Category: RBI–Banks
*Zero-fraud objective must to maintain public trust: RBI Deputy Governor | Finance News – Business Standard-
Clipped from: https://www.business-standard.com/finance/news/pursuing-zero-fraud-objective-necessary-to-maintain-public-trust-rbi-dg-126010901262_1.html Despite falling fraud rates in cards and UPI, India must pursue a zero-fraud goal to protect trust and expand digital payments, RBI Deputy
FinMin to review PSBs’ progress on unclaimed deposits on January 14
Clipped from: https://www.business-standard.com/finance/news/finmin-to-review-psbs-progress-on-unclaimed-deposits-on-january-14-126010900952_1.html “The meeting, to be chaired by the Joint Secretary (banking) in DFS, will assess the status of unclaimed deposits transferred to the DEA
*****RBI should hold rates as growth is strong, inflation remains low: PwC | Economy & Policy News – Business Standard
Clipped from: https://www.business-standard.com/economy/news/rbi-should-hold-rates-as-growth-is-strong-inflation-remains-low-pwc-126010900612_1.html The Reserve Bank is unlikely to cut key policy rate in the next Monetary Policy Committee (MPC) meeting next month, said PwC Partner
*Public sector banks well prepared to move to weekly reporting of credit data – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/public-sector-banks-well-prepared-to-move-to-weekly-reporting-of-credit-data/article70477639.ece PSBs have a market share of 56.2 per cent in total advances of scheduled commercial banks Banks such as State Bank of India
*Amazon Pay partners with 7 financial entities for fixed deposits
Clipped from: https://www.business-standard.com/companies/news/amazon-pay-partners-with-7-financial-entities-for-fixed-deposits-126010600888_1.html The company said it had partnered with two non-banking financial companies (NBFCs), Shriram Finance and Bajaj Finance, along with five banks The fintech
*Bank loan-to-deposit ratios at all-time highs raise concern – The Economic Times
Clipped from: https://economictimes.indiatimes.com/industry/banking/finance/banking/bank-loan-to-deposit-ratios-at-all-time-highs-raise-concern/articleshow/126360084.cms Synopsis Banking system’s loan-to-deposit ratios hit an all-time high of 81% in December quarter, signaling a widening gap between credit growth and deposit
*Money rule changes from January 1: ITR updates to mandatory PAN-Aadhaar link – All you need to know – Money News | The Financial Express
Clipped from: https://www.financialexpress.com/money/money-rule-changes-from-january-1-itr-updates-to-mandatory-pan-aadhaar-link-all-you-need-to-knownbsp-4094137/ The New Year has brought in a litany of changes for Indian financial rules — from PAN-Aadhaar linking and pay commission updates to
Over 70% of fintechs’ loan book unsecured: Financial Stability Report | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/fintechs-unsecured-loans-rbi-financial-stability-report-125123100962_1.html Unsecured personal loans dominate fintech lending, with younger borrowers accounting for over half the exposure, as the RBI highlights growth and asset quality
*Public sector banks’ staff count rises for first time in five years | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/psu-banks-employee-count-rises-first-time-five-years-private-banks-drop-125123000953_1.html RBI data show public sector banks added staff in FY25 for the first time in five years, while private banks’ headcount fell, led
*****India’s banks are healthier, but the next stress point is already visible
Clipped from: https://www.business-standard.com/opinion/editorial/india-s-banks-are-healthier-but-the-next-stress-point-is-already-visible-125123001132_1.html While banking is stable and resilient, it needs to evolve and adjust to the changing dynamics of the Indian financial system Bank balance
*Bank NPAs at multi-decade lows as gross NPA ratio falls to 2.1%: RBI data | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/bank-npas-at-multi-decade-lows-125122900801_1.html RBI’s Trends and Progress report shows banks’ asset quality improved, with gross NPAs down to 2.1% by September 2025 and net NPAs at
*Recovery under IBC improves to nearly 37% in FY25 despite fewer cases | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/recovery-under-ibc-improves-to-nearly-37-per-cent-in-fy25-despite-fewer-cases-125122900840_1.html RBI data shows banks improved recovery outcomes under the IBC and SARFAESI in 2024-25 even as the number of cases referred for resolution
Bank fraud amount rises 30% to ₹21,515 crore in April-September H1FY26 | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/bank-fraud-rises-30pc-to-rs-21515cr-in-apr-september-period-125122900997_1.html Banking system fraud amount rose to ₹21,515 crore in April-September FY26, up 30 per cent year-on-year, even as the number of cases fell
Banks will continue to face competition for resource mobilisation, says RBI | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/banks-will-face-competition-for-resource-mobilisation-rbi-125122901033_1.html RBI said banks remain resilient with low bad loans and strong capital, but credit growth outpacing deposits will keep resource mobilisation competitive, requiring
***FinMin to hold colloquium on rising pendency of debt recovery cases in DRTs | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/fin-min-to-hold-colloquium-on-rising-pending-debt-recovery-cases-in-drts-125122900808_1.html DFS will meet DRT and DRAT heads and senior bank executives on December 30 to discuss measures to speed up recoveries as pending
Big ticket retail loans gain momentum – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/big-ticket-retail-loans-gain-momentum/article70446850.ece Housing loan above ₹1 crore, car loans of ₹15 lakh and above, two-wheeler loans of ₹3 lakh and above see good growth Demand
Large banks raise record funds via CDs in 2025 – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/large-banks-raise-record-funds-via-cds-in-2025/article70446612.ece Banks’ credit growth has been outpacing deposit growth since GST rate cuts, triggering a mismatch in funding requirements, leading to increase in issuances
Deposit growth slips below 10% as credit rises 11.7%, gap at 200 bps | Finance News – Business Standard
lipped from: https://www.business-standard.com/finance/news/deposit-growth-slows-credit-picks-up-december-12-fortnight-125122600819_1.html RBI data show deposit growth lagging credit growth by 200 basis points, highlighting persistent deposit tightness even as lending demand remains strong Indian
Gold reserves, foreign currency assets push forex kitty by $4.4 bn | Economy & Policy News – Business Standard
Clipped from: https://www.business-standard.com/economy/news/india-forex-reserves-rise-4-37-billion-693-billion-december-19-125122600854_1.html RBI data show gold reserves and foreign currency assets rose during the week, aided by a $5 billion USD/INR buy-sell swap and intervention
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