SMEs suffer from four major challenges–either singly or in league with each other. They are [a] getting timely & adequate & reasonably priced finance [b] getting optimum profits [c] getting timely realization of bills [d] failure to avoid liquidity trap—Result is—disturbed relationship with Bank & its consequent undesirable effects. We can [rather we must] avoid it. This website tries to help u with the steps. Finally, I would be happy if you refer to information given in " contact " which will enable you to understand the focus that I have in mind. I would be failing in my duty if I do not emphasize my resolve not to even attempt any type of income out of this effort.