RBI’s new credit risk standards are game changer for Indian economy
https://www.business-standard.com/opinion/columns/rbi-s-new-credit-risk-standards-are-game-changer-for-indian-economy-124082500539_1.html lipped from: https://www.business-standard.com/opinion/columns/rbi-s-new-credit-risk-standards-are-game-changer-for-indian-economy-124082500539_1.html A well-executed model risk management framework can give a lender precise credit assessment, improve customer trust and edge over competition Listen to
SBI’s Dinesh Khara era ends, his successor CS Setty has new challenges | Expert Views – Business Standard
https://www.business-standard.com/opinion/columns/sbi-s-dinesh-khara-era-ends-his-successor-cs-setty-has-new-challenges-124082500363_1.html Clipped from: https://www.business-standard.com/opinion/columns/sbi-s-dinesh-khara-era-ends-his-successor-cs-setty-has-new-challenges-124082500363_1.html With Dinesh Khara’s legacy of stock market’s love for State Bank of India, his successor CS Setty faces the task of sustaining
60% households earning Rs 5 lakh+ live in top 150 Indian districts: Report | India News – Business Standard
https://www.business-standard.com/india-news/60-households-earning-rs-5-lakh-live-in-top-150-indian-districts-report-124082700758_1.html Clipped from: https://www.business-standard.com/india-news/60-households-earning-rs-5-lakh-live-in-top-150-indian-districts-report-124082700758_1.html The report has measured growth of districts based on a district potential index (DPI) score covering socio-economic indicators like income distribution and
Five most overbought SME IPOs of 2024 see 1100x demand amid frenzy
https://www.business-standard.com/markets/ipo/five-most-overbought-sme-ipos-of-2024-see-1100x-demand-amid-frenzy-124082701114_1.html Clipped from: https://www.business-standard.com/markets/ipo/five-most-overbought-sme-ipos-of-2024-see-1100x-demand-amid-frenzy-124082701114_1.html Bets exceed Rs 65,000 crore even as these firms looked to raise a cumulative Rs 60 crore The Rs 7-crore IPO of
Microloan asset quality faces strain as heatwaves, loan waiver rumours bite | Finance News – Business Standard
https://www.business-standard.com/finance/news/micro-loan-asset-quality-deteriorates-in-april-june-quarter-sa-dhan-124082700721_1.html lipped from: https://www.business-standard.com/finance/news/micro-loan-asset-quality-deteriorates-in-april-june-quarter-sa-dhan-124082700721_1.html Asset portfolio shrinks sequentially; Growth seen moderating by 2-3 percentage points in FY25 (Photo: Shutterstock) Listen to This Article The asset quality
Retail asset quality, deposits key challenges for new SBI chairman
https://www.business-standard.com/companies/news/retail-asset-quality-deposits-key-challenges-for-new-sbi-chairman-124082701243_1.html Maintaining loan growth momentum, protecting margins may not be easy as interest rate cycle changes Challa Sreenivasulu Setty The banking system in India is
Rs 25 lakh loan at 5% needed for middle-class homebuyers: Naredco president | Finance News – Business Standard
https://www.business-standard.com/finance/news/rs-25-lakh-loan-at-5-needed-for-middle-class-homebuyers-naredco-president-124082700715_1.html Clipped from: https://www.business-standard.com/finance/news/rs-25-lakh-loan-at-5-needed-for-middle-class-homebuyers-naredco-president-124082700715_1.html Around 30% of Indians are unable to afford home loan EMIs at current rates, says G Hari Babu (Photo: Shutterstock) Amid rising
Loan recovery: How banks blot their own copybook – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/loan-recovery-how-banks-blot-their-own-copybook/article68569618.ece Clipped from: https://www.thehindubusinessline.com/opinion/loan-recovery-how-banks-blot-their-own-copybook/article68569618.ece By overlooking the net interest margin earned while the loan was standard, banks create an inflated perception of losses when calculating ‘haircuts’
Editorial. Sound compromise – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/sound-compromise/article68568575.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/sound-compromise/article68568575.ece UPS addresses concerns of both employees and the fisc The new Unified Pension Scheme (UPS) rolled out by the Centre is a
TRAI New Rules on OTP: How Trai’s new rules may cause OTP delays for you starting Sept 1 | News – Business Standard
https://www.business-standard.com/industry/news/how-trai-s-new-rules-may-cause-otp-delays-for-you-starting-sept-1-124082600504_1.html Clipped from: https://www.business-standard.com/industry/news/how-trai-s-new-rules-may-cause-otp-delays-for-you-starting-sept-1-124082600504_1.html Trai has ordered telecom companies to stop transmitting messages containing URLs, OTT links, APK files, or call-back numbers unless they have been
IBBI proposes mandatory disclosure of MSME status in insolvency proceedings to boost transparency – BusinessToday
https://www.businesstoday.in/latest/policy/story/ibbi-proposes-mandatory-disclosure-of-msme-status-in-insolvency-proceedings-to-boost-transparency-442883-2024-08-24 Clipped from: https://www.businesstoday.in/latest/policy/story/ibbi-proposes-mandatory-disclosure-of-msme-status-in-insolvency-proceedings-to-boost-transparency-442883-2024-08-24 The Insolvency and Bankruptcy Code, 2016, exempts resolution applicants for MSMEs from the disqualification criteria in certain cases and the pre-packaged insolvency
Can Titan’s ₹1 lakh crore dream sparkle amid challenges? – BusinessToday – Issue Date: Sep 01, 2024
https://www.businesstoday.in/magazine/deep-dive/story/can-titans-rs1-lakh-crore-dream-sparkle-amid-challenges-442219-2024-08-20 Clipped from: https://www.businesstoday.in/magazine/deep-dive/story/can-titans-rs1-lakh-crore-dream-sparkle-amid-challenges-442219-2024-08-20 C.K. Venkataraman, Managing Director, Titan Company (Photo: Hardik Chhabra) Branded jewellery was a novelty in 1994, when Titan launched the Tanishq jewellery
Govt slashes down drawback rates on exports of gold, silver jewellery | Commodities – Business Standard
https://www.business-standard.com/markets/commodities/govt-slashes-down-drawback-rates-on-exports-of-gold-silver-jewellery-124082400699_1.html Clipped from: https://www.business-standard.com/markets/commodities/govt-slashes-down-drawback-rates-on-exports-of-gold-silver-jewellery-124082400699_1.html On the export of gold jewellery, the drawback rate has been brought down to Rs 335.5 from Rs 704.1 per gram of
‘400 mn more women required in workforce to contribute $14 trn to economy’ | Economy & Policy News – Business Standard
https://www.business-standard.com/economy/news/400-mn-more-women-required-in-workforce-to-contribute-14-trn-to-economy-124082400520_1.html Clipped from: https://www.business-standard.com/economy/news/400-mn-more-women-required-in-workforce-to-contribute-14-trn-to-economy-124082400520_1.html As the country aims to become a $ 30 trillion economy by 2047, the report highlights the need for a substantial increase
IBC defeated – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/ibc-defeated/article68554365.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/ibc-defeated/article68554365.ece Promoter tactics to scuttle process, the main problem The Insolvency and Bankruptcy Code is premised on the idea of taking a speedy
Editorial. E-commerce bogey, again – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/e-commerce-bogey-again/article68558576.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/e-commerce-bogey-again/article68558576.ece Clarity on regulatory, policy environment needed Commerce and Industries Minister Piyush Goyal has revived an old debate on the impact of e-commerce
RBI’s caution is justified – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/rbis-caution-is-justified/article68555594.ece Clipped from: https://www.thehindubusinessline.com/opinion/rbis-caution-is-justified/article68555594.ece But banks now have experience in project lending Globally, project financing is treated as “sans recourse” financing — i.e. the project repayment
SBI chief sees growing loan book, lower deposit growth not a challenge – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/sbi-chief-sees-growing-loan-book-lower-deposit-growth-not-a-challenge/article68559329.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/sbi-chief-sees-growing-loan-book-lower-deposit-growth-not-a-challenge/article68559329.ece Bank using excess SLR to support loan growth, says Dinesh Khara Even as the Reserve Bank of India and the Finance Ministry have expressed