Category: RBI–Banks

On Rate Cut and change of stance from neutral to accommodative –Mr Bandyopadhyay responds [1] despite this,  stock market indices dropped and bank stocks tumbled — due to concern of an economic slowdown which is official now [2] And banks will have a challenging time– with the policy rate going down, the loan rate for a  sizeable chunk of their portfolio will have to be paired but they won’t be able to bring down their deposit rates to that extent–[3] NIM will suffer– Courtesy Business Standard

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