RBI–Banks – Page 7 – aniltikotekar4sme.com

Recent rate cut of 1% –SBI ERD estimates the benefits to households of about 50000 cr to 60000 crores in loan repayments [2] 80% of banks’ retail and MSME loans are linked to EBLR– Courtesy BusinessLine

11 Jun 2025 Anil R Tikotekar

RBI Policy–Article by Mr. Tamal Bandyopadhyay in BS –excerpts [1] Combination of a deep rate cut and a reduction in CRR does not happen often. It has been seen ony twice this century–in 2008 and 2020 [2] quickest reversal of monetary policy stance from accommodative to neutral.

8 Jun 2025 Anil R Tikotekar

गरजेचा आहे का निरंतर क्लिअरिंग चा RBI चा प्रस्ताव ? श्री पेंडसे यांचा लेख खूप काही सांगून जातो–[2] सहकारी बॅंकांना सॉफ्टवेअर — स्कॅन मशीन खरेदी साठी मोठ्या प्रमाणावर गुंतवणूक करावी लागणार आहे — सौजन्य लोकसत्ता

8 Jun 2025 Anil R Tikotekar

BL editorial details out the reasons as to why RBI is right in prescribing certain safeguards vis a vis loans against gold– Courtesy BL

7 Jun 2025 Anil R Tikotekar

*******MPC pulls out all stops to support growth – The Hindu BusinessLine

7 Jun 2025 Anil R Tikotekar

Clipped from: https://www.thehindubusinessline.com/opinion/editorial/mpc-pulls-out-all-stops-to-support-growth/article69665421.ece The policy action points to a remarkable, new-found confidence in India’s fundamentals and external account The neutral stance allows the MPC to be

*******The RBI frontloads a dream – The Hindu BusinessLine

7 Jun 2025 Anil R Tikotekar

lipped from: https://www.thehindubusinessline.com/opinion/the-rbi-frontloads-a-dream/article69665883.ece MPC goes for an aggressive 50 bps rate cut to support consumption and growth RBI Governor Sanjay Malhotra at the post-monetary policy press

RBI cuts repo rate by 50 bps: See how much you’ll save on EMIs for a 20-year Rs 50 lakh home loan — full calculation inside – Money News | The Financial Express

7 Jun 2025 Anil R Tikotekar

Clipped from: https://www.financialexpress.com/money/rbis-50-bps-repo-rate-cut-check-how-much-your-emi-will-drop-on-a-rs-50-lakh-home-loan-over-20-years-full-calculation-3870472/ The Reserve Bank of India (RBI) on Friday cut the repo rate by 50 basis points (0.50%). This is the third consecutive time

MPC meet–There are two subtle messages — which are worrying [1] GDP growth lower as compared to aspirations [2] Monetary policy is left with very limited space to support growth

7 Jun 2025 Anil R Tikotekar

This time RBI hit the nail from both the sides [1] Repo Rate reduction by half percent and [2] CRR cut [ in a staggered manner] by 1% [3] Both the policies — when implemented fully– will ensure borrowing costs will come down giving economy a boost and at the same time banks’ NIM will be taken care of by rewarding them with surplus funds [ CRR cut will release 2.5 crores and NIM will be improved by 7 basis points ] Courtesy BusinessLine

7 Jun 2025 Anil R Tikotekar

[1] FD rates will come down following increased liquidity [ Expected CRR cut by 1% ] [2] Expected rate cut will definitely lead to higher inflows into MFs — especially on the debt fund side– [3] Inflows into equity mutual funds registered 50th month of positive inflow [ of 24269 crores ] — Courtesy BusinessLine

7 Jun 2025 Anil R Tikotekar

Strong case made out for raising deposit insurance limit to Rs.10 lacs — must also know the entire statistical information regarding premium being collected — Courtesy BL

4 Jun 2025 Anil R Tikotekar

How to keep your score moving upwards ? [2] need to check the credit score at least once in a year– well substantiated– Courtesy BL

3 Jun 2025 Anil R Tikotekar

RBI Draft guidelines –Gold Loans — there is resistance from some states particularly Tamil Nadu–Courtesy BL

3 Jun 2025 Anil R Tikotekar

Gold loans [ RBI Draft Guidelines ] issues are not only as mentioned in the screenshot but [1] for bullet gold loans –LTV also includes interest upto maturity hitting the disbursal of loan adversely [2] and onerous responsibility cast on banks to determine the ownership in the absence of receipt– Courtesy BusinessLine

2 Jun 2025 Anil R Tikotekar

*******Misleading debate on RBI draft gold loan norms – The Hindu BusinessLine

30 May 2025 Anil R Tikotekar

Clipped from: https://www.thehindubusinessline.com/opinion/misleading-debate-on-rbi-draft-gold-loan-norms/article69634473.ece The proposed lending and collateral directives are fair to all parties concerned. The current debate misses basic issues Gold loan draft norms have

*******Finance Ministry urges RBI to delay gold loan rules to Jan 1 – The Hindu BusinessLine

30 May 2025 Anil R Tikotekar

Clipped from: https://www.thehindubusinessline.com/money-and-banking/finmin-hopes-rbi-will-consider-all-concerns-before-finalising-new-gold-loan-regulations/article69636433.ece The Ministry, guided by Finance Minister Nirmala Sitharaman, also suggested exemptions for small borrowers (under ₹2 lakh) Responding to concerns raised by Tamil

Finance ministry seeks relaxation in RBI’s new gold loan proposals | Economy & Policy News – Business Standard

30 May 2025 Anil R Tikotekar

Clipped from: https://www.business-standard.com/economy/news/finance-ministry-seeks-relaxation-in-rbi-s-new-gold-loan-proposals-125053000458_1.html In April this year, the RBI had proposed tighter rules for monitoring and disbursement of gold loans, often used by low-income borrowers The

बॅंकांना तारण नसलेल्या कर्जाबाबत काय अडचणी सहन कराव्या लागत आहेत याची माहिती– सौजन्य BusinessLine

30 May 2025 Anil R Tikotekar

RBI report– raises concerns about the frauds — Courtesy लोकसत्ता

30 May 2025 Anil R Tikotekar

Card / Internet fraud numbers are up [ 56% of total number] but amount wise fraud cases [ Advances ] constitute 92% [2] Point to be noted– data are for frauds of Rs.100000 and above — Courtesy Business Standard

30 May 2025 Anil R Tikotekar

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