lipped from: https://www.business-standard.com/article/opinion/indian-banking-in-pink-of-health-but-what-next-122032700849_1.html Banks are caught in their own narrative: credit growth. Soon, one may see bubbles in certain pockets. At a recent Mint conclave, retail
Category: RBI–Banks
High inflation to compel RBI to signal neutral policy stance: S&P | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/high-inflation-to-compel-rbi-to-signal-neutral-policy-stance-s-p-122032800799_1.html The RBI will likely raise the repo rate by at least 50-75 basis points through FY23, and by another 50 basis points in
A new era for microfinancing: RBI has done its part, onus now on industry to redeem policy trust | The Financial Express
Clipped from: https://www.financialexpress.com/opinion/a-new-era-for-microfinancing-rbi-has-done-its-part-onus-now-on-industry-to-redeem-policy-trust/2469739/ The new RBI guidelines move regulation from a micro-business-rules approach to a principles-based one and plug regulatory gaps by making the framework applicable
Bond Market | Bond Market Crash: Why bond market crash is actually good news for most investors
Clipped from: https://economictimes.indiatimes.com/markets/bonds/why-bond-market-crash-is-actually-good-news-for-most-investors/articleshow/90444563.cms Synopsis One important reason is lower bond prices mean higher bond yields. Investors who hold bonds for income are pleased when their prices
Time for banks to go big on micro-credit – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/todays-paper/tp-opinion/time-for-banks-to-go-big-on-micro-credit/article65257242.ece Micro credit can help ease poverty designer491 | Photo Credit: designer491 The economic potential of microfinance is immense, provided beneficiaries are correctly identified
RBI Innovation Hub to spot, hand-hold start-ups – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/todays-paper/tp-news/rbi-innovation-hub-to-spot-hand-hold-start-ups/article65257234.ece Also likely to collaborate with various govt ministries and academia The Reserve Bank Innovation Hub(RBIH) is an investment for the future, aimed at
SBI inks co-lending pact with five HFCs for affordable housing | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/sbi-inks-co-lending-pact-with-five-hfcs-for-affordable-housing-122032401212_1.html Country’s largest lender State Bank of India has signed a co-lending agreement with five housing finance companies including PNB Housing Finance and Shriram Housing Finance to give loans for affordable homes. Shortage
Digital payments spike, but cash circulation still high, shows data | Business Standard News
Clipped from: https://www.business-standard.com/article/economy-policy/digital-payments-spike-but-cash-circulation-still-high-shows-data-122032401589_1.html UPI has been the biggest beneficiary of the digital payments drive. The burgeoning volumes of unified payments interface (UPI) prove that the pandemic
Unsecured loans: What MSMEs should do to get credit from banks, NBFCs without collateral | The Financial Express
Clipped from: https://www.financialexpress.com/industry/sme/msme-fin-unsecured-loans-what-msmes-should-do-to-get-credit-from-banks-nbfcs-others-without-collateral/2469969/ Credit and Finance for MSMEs: Even as securing credit via the cash flow-based model is relatively easier than raising an asset-backed loan, the
RBI continues to support growth, rupee: Governor Shaktikanta Das | Business Standard News
Clipped from: https://www.business-standard.com/article/economy-policy/rbi-continues-to-support-growth-rupee-rbi-governor-shaktikanta-das-122032101466_1.html India comfortably placed to deal with spill-overs from Ukraine crisis, says Das RBI Governor Shaktikanta Das | Photo: Kamlesh Pednekar After resisting the
Bank frauds almost halve during the pandemic – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/data-stories/data-focus/bank-fraudsalmost-halve-during-the-pandemic/article65237878.ece Responding to a question in the Rajya Sabha, Minister of State for Finance Bhagwat Karad said, improved detection and reporting along with comprehensive
RBI needn’t go the Fed way soon: Sustaining the economic recovery still requires a helping hand | The Financial Express
Clipped from: https://www.financialexpress.com/opinion/rbi-neednt-go-the-fed-way-soon-sustaining-the-economic-recovery-still-requires-a-helping-hand/2464352/ As Fed Chair Jerome Powell observed, the supply-chain disruptions have gone on for far longer than anticipated, and even now there is little
Six bank chiefs agree that worst is over for industry | BS CEO round table: Business Standard News
Clipped from: https://www.business-standard.com/article/finance/bs-ceo-round-table-six-bank-chiefs-agree-that-worst-is-over-for-industry-122031401357_1.html There are some risks and we need to be watchful, say bank chiefs Illustration Leading names of Indian banking, including State Bank of
RBI will ensure stability in the forex market, says Shaktikanta Das | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/rbi-will-ensure-stability-in-the-forex-market-says-shaktikanta-das-122031401430_1.html In a fireside chat with Tamal Bandyopadhyay in November 2021, Reserve Bank of India Governor Shaktikanta Das says challenges of all kinds come
Unnecessary and redundant penalties should be taken out of the law books – The Economic Times
Clipped from: https://economictimes.indiatimes.com/opinion/et-commentary/view-unnecessary-and-redundant-penalties-should-be-taken-out-of-the-law-books/articleshow/90277298.cms Synopsis Global laws have adjusted to changing times. However, some draconian principles exist even today. These provisions have hampered economic growth and are
RBI removes lending rate cap on NBFC-MFIs, changes microfinance definition – The Economic Times
NBFC: RBI removes lending rate cap on NBFC-MFIs, changes microfinance definition – The Economic Times https://economictimes.indiatimes.com/industry/banking/finance/rbi-removes-lending-rate-cap-on-nbfc-mfis-changes-microfinance-definition/articleshow/90199644.cms While this move is on an expected line, RBI
At 642, Kotak Mahindra Bank hit by highest number of bank frauds of Rs 1 lakh and more in Apr-Dec FY22 – The Economic Times
Clipped from: https://economictimes.indiatimes.com/industry/banking/finance/banking/at-642-kotak-mahindra-bank-hit-by-highest-number-of-bank-frauds-of-rs-1-lakh-and-more-in-apr-dec-fy22/articleshow/90204053.cms Advertorial Eco-friendly cryptos to watch out for this year Synopsis Cryptocurrency mining currently consumes an alarming amount of fossil fuels. But it doesn’t
Banks report robust pick up in credit – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/todays-paper/tp-news/banks-report-robust-pick-up-in-credit/article65212678.ece Crisil estimates that gross bank credit in FY22 will grow by 9-10 per cent against 5 per cent in FY21 Banks have reported
50% customers ready to switch banks in next 12 months: Bain & Company | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/50-customers-ready-to-switch-banks-in-next-12-months-bain-company-122031001631_1.html If it’s a good deal, many willing to shift to fintech players, neo banks, among others Retaining customers is important for banks. Loyal
We see inflation averaging 5.4% in FY23: Crisil Chief Economist D K Joshi | Business Standard News
Clipped from: https://www.business-standard.com/article/economy-policy/we-see-inflation-averaging-5-4-in-fy23-crisil-chief-economist-d-k-joshi-122031000895_1.html In a Q&A, he says the Ukraine war-led spike in commodity prices will impact household inflation, and that the capex thrust by the
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