https://www.thehindubusinessline.com/specials/vault-matters-is-there-room-for-all-sfbs-in-the-market/article67183610.ece Small finance banks are no longer being questioned for their business model or viability. They have survived two major crises — demonetisation and the
Category: RBI–Banks
Why independent directors matter for bank boards
https://www.business-standard.com/markets/news/directors-special-why-independent-directors-matter-for-bank-boards-123081300574_1.html excerpts Widening the pool Under Section 20 (1) of the Banking Regulation Act (1949), banks are prohibited from having a credit relationship with a
The death of a defaulter
https://www.business-standard.com/opinion/columns/the-death-of-a-defaulter-123081300429_1.html The FIR has been filed against the resolution professional as well, appointed by the National Company Law Tribunal (NCLT) with allegations of abetment to
Soon, conversational payments on UPI using AI
https://www.business-standard.com/economy/news/india-to-see-conversational-payments-on-upi-using-artificial-intelligence-123081000795_1.html India is about to embark on a new chapter in its instant payment system as the central bank has proposed the incorporation of conversational
Staying the course: What could prompt the RBI to change its approach?
https://www.business-standard.com/opinion/columns/staying-the-course-what-could-prompt-the-rbi-to-change-its-approach-123081001012_1.html Even though the Reserve Bank of India (RBI) has consistently sounded hawkish since April 2022, what made this MPC decision different was that it
Recent spike in CPI inflation is expected to be short lived, says RBI
https://www.business-standard.com/economy/interviews/recent-spike-in-cpi-inflation-is-expected-to-be-short-lived-says-rbi-123081000631_1.html Opening remarks by Das: India is emerging as the new growth engine of the world. In a highly volatile and uncertain world, India is standing
Monetary policy review: RBI may seek comfort in Rs 1 trn excess fund
https://www.business-standard.com/economy/news/rbi-likely-to-seek-comfort-around-rs-1-trillion-surplus-liquidity-123081000794_1.html Market participants expect the Reserve Bank of India (RBI) to obtain a sense of ease when the liquidity surplus comes down to around Rs.
RBI to prescribe framework to reset floating rate loans
https://www.business-standard.com/economy/news/rbi-s-to-prescribe-framework-to-reset-floating-interest-rate-loans-emi-123081000818_1.html Concerned about loan-repayment periods becoming unreasonably long, the Reserve Bank of India (RBI) will put in place a transparent framework for resetting interest rates
Status quo policy with hawkish undertone
https://www.business-standard.com/opinion/columns/status-quo-policy-with-hawkish-undertone-123081000742_1.html He has brushed aside the sudden rise in consumer price index (CPI) inflation, driven by food prices shock, and looked through this as an
Centre directs banks to work in tandem on loans scheme for street vendors
https://www.business-standard.com/india-news/centre-directs-banks-to-work-in-tandem-on-loans-scheme-for-street-vendors-123081200564_1.html Union MoS for Finance Bhagwat K Karad on Saturday asked banks and civic bodies to work in collaboration with each other to achieve the
What is ICRR, and its impact on liquidity
https://www.thehindubusinessline.com/blexplainer/how-incremental-cash-reserve-ratio-icrr-will-impact-liquidity/article67183500.ece What is ICRR, and its impact on liquidity What is ICRR? Before moving on to incremental cash reserve ratio (ICRR), we need to understand
👍👍👍👍👍👍👍‘De-dollarisation’ pact with UAE, a good step
https://www.thehindubusinessline.com/opinion/editorial/de-dollarisation-pact-with-uae-a-good-step/article67102013.ece The Russia-Ukraine war and the resulting disruption in international trade settlement seem to have prodded the Centre to reduce dependence on the US dollar
Inflation concerns: Rather than alarm the markets, RBI has opted to alert them
https://www.financialexpress.com/opinion/inflation-concerns-rather-than-alarm-the-markets-rbi-has-opted-to-alert-them/3206934/ This would help mop up about Rs 1 trillion from the system and is aimed at absorbing the excess liquidity created by the return
👍👍👍👍👍MPC does a tightrope walk
https://www.thehindubusinessline.com/opinion/mpc-does-a-tightrope-walk/article67183713.ece Another pause by the MPC is no sign that the peak policy rate is here BY HIMADRI BHATTACHARYA The stance of the policy was also
A watchful pause–Editorial in Business Standard
https://www.business-standard.com/opinion/editorial/a-watchful-pause-123081000954_1.html the revised inflation projection warrants a discussion on the sufficiency of monetary policy action taken so far. The MPC’s revised projection indicates that the
MPC is right in deciding to look through recent spikes in food prices–Editorial in BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/mpc-is-right-in-deciding-to-look-through-recent-spikes-in-food-prices/article67180571.ece Excerpts Interest rates may not rise sharply from here, nor will they decline anytime soon. This is the key message from the Reserve Bank
MPC’s pragmatic course–Editorial BusinessLine
https://www.thehindubusinessline.com/opinion/mpcs-pragmatic-course/article67181243.ece excerpts The MPC decision comes across as a pragmatic one that avoids knee-jerk reaction to the current bout of surging retail inflation. However, the
MPC’s pragmatic course
https://www.thehindubusinessline.com/opinion/mpcs-pragmatic-course/article67181243.ece However, the central bank was emphatic in conveying its preparedness to act if the situation demands in the coming months. Indeed, while inflation has
Incremental CRR to exert upward pressure on deposit and lending rates
https://www.thehindubusinessline.com/money-and-banking/incremental-crr-to-exert-upward-pressure-on-deposit-and-lending-rates/article67181204.ece With the Reserve Bank of India (RBI) asking Banks to temporarily maintain incremental cash reserve ratio (I-CRR), there could be tighter liquidity conditions in
MPC is right in deciding to look through recent spikes in food prices
https://www.thehindubusinessline.com/opinion/editorial/mpc-is-right-in-deciding-to-look-through-recent-spikes-in-food-prices/article67180571.ece Interest rates may not rise sharply from here, nor will they decline anytime soon. This is the key message from the Reserve Bank of