https://www.business-standard.com/markets/news/liquidity-splash-have-implications-for-asset-price-bubble-says-rbi-report-123081700781_1.html The Reserve Bank of India’s (RBI’s) state of the economy report on Thursday warned of asset price bubbles emanating from excess liquidity in the
Category: RBI–Banks
Spike in inflation: RBI calls for reforms in perishables supply chain
https://www.financialexpress.com/industry/banking-finance/spike-in-inflation-rbi-calls-for-reforms-in-perishables-supply-chain/3214198/ The Reserve Bank of India (RBI) on Thursday said retail inflation is expected to average well above its target band of 4%-6% in Q2FY24,
RBI launches ‘UDGAM’, centralised web portal for unclaimed deposits
https://www.business-standard.com/economy/news/rbi-launches-udgam-centralised-web-portal-for-unclaimed-deposits-123081700637_1.html The Reserve Bank of India (RBI) on Thursday launched a centralised web portal UDGAM (Unclaimed Deposits – Gateway to Access inforMation), to make it
Liquidity splash have implications for asset price bubble, says RBI report
https://www.business-standard.com/markets/news/liquidity-splash-have-implications-for-asset-price-bubble-says-rbi-report-123081700781_1.html excerpts The Reserve Bank of India has raised concerns over potential asset price bubbles stemming from excess liquidity in the banking system, owing to
Axis Bank goes live on RBI’s Public Tech Platform for Frictionless Credit to offer MSME loans, Kisan Credit Card
https://www.financialexpress.com/industry/sme/axis-bank-goes-live-on-rbis-public-tech-platform-for-frictionless-credit-to-offer-msme-loans-kisan-credit-card/3213722/ Unsecured loans for MSMEs: Private sector lender Axis Bank on Thursday announced offering up to Rs 10 lakh unsecured MSME loans and Kisan Credit Card
Fitch warns rapid growth in unsecured retail credit needs management
https://www.business-standard.com/economy/news/fitch-warns-rapid-growth-in-unsecured-retail-credit-needs-management-123081600580_1.html Global rating agency Fitch on Wednesday warned that rapid loan growth, especially in unsecured retail credit, needs careful management to avoid a spike in
July inflation raises more than ‘transient’ questions
https://www.thehindubusinessline.com/opinion/editorial/july-inflation-raises-more-than-transient-questions/article67201943.ece There are several aspects of the latest retail inflation numbers for July that need to be dissected – besides the obvious fact that it
🙏🙏🙏🙏🙏Incremental CRR: A painful pill for the economy?
The Reserve Bank of India (RBI) announced on August 10 that it will be imposing an incremental cash reserve ratio (ICRR) of 10 per cent
🙏🙏🙏🙏🙏Need to push e-Rupee
https://www.thehindubusinessline.com/opinion/need-to-push-e-rupee/article67202750.ece E-Rupee does not need a bank account to operate and can be used for offline transactions too | Photo Credit: Kachura Oleg Unified payments
Though things look rosy on the growth front, the RBI cannot take its eyes off the inflation scenario
https://www.thehindubusinessline.com/opinion/fight-against-inflation-is-not-over/article67198732.ece Policy rate cycles are typically asymmetric. While policy accommodations are rapid, policy tightening is generally slow and calibrated. This time, the policy responses to
👍👍👍👍👍When P2P platforms act like deposit-taking NBFCs
https://www.business-standard.com/opinion/columns/when-p2p-platforms-behave-like-deposit-taking-nbfcs-123073000534_1.html excerpts P2P is an online marketplace or a lending platform, which collects money from individuals and lends to individuals as well as micro and
Vault Matters: Is there room for all SFBs in the market?
https://www.thehindubusinessline.com/specials/vault-matters-is-there-room-for-all-sfbs-in-the-market/article67183610.ece Small finance banks are no longer being questioned for their business model or viability. They have survived two major crises — demonetisation and the
Why independent directors matter for bank boards
https://www.business-standard.com/markets/news/directors-special-why-independent-directors-matter-for-bank-boards-123081300574_1.html excerpts Widening the pool Under Section 20 (1) of the Banking Regulation Act (1949), banks are prohibited from having a credit relationship with a
The death of a defaulter
https://www.business-standard.com/opinion/columns/the-death-of-a-defaulter-123081300429_1.html The FIR has been filed against the resolution professional as well, appointed by the National Company Law Tribunal (NCLT) with allegations of abetment to
Soon, conversational payments on UPI using AI
https://www.business-standard.com/economy/news/india-to-see-conversational-payments-on-upi-using-artificial-intelligence-123081000795_1.html India is about to embark on a new chapter in its instant payment system as the central bank has proposed the incorporation of conversational
Staying the course: What could prompt the RBI to change its approach?
https://www.business-standard.com/opinion/columns/staying-the-course-what-could-prompt-the-rbi-to-change-its-approach-123081001012_1.html Even though the Reserve Bank of India (RBI) has consistently sounded hawkish since April 2022, what made this MPC decision different was that it
Recent spike in CPI inflation is expected to be short lived, says RBI
https://www.business-standard.com/economy/interviews/recent-spike-in-cpi-inflation-is-expected-to-be-short-lived-says-rbi-123081000631_1.html Opening remarks by Das: India is emerging as the new growth engine of the world. In a highly volatile and uncertain world, India is standing
Monetary policy review: RBI may seek comfort in Rs 1 trn excess fund
https://www.business-standard.com/economy/news/rbi-likely-to-seek-comfort-around-rs-1-trillion-surplus-liquidity-123081000794_1.html Market participants expect the Reserve Bank of India (RBI) to obtain a sense of ease when the liquidity surplus comes down to around Rs.
RBI to prescribe framework to reset floating rate loans
https://www.business-standard.com/economy/news/rbi-s-to-prescribe-framework-to-reset-floating-interest-rate-loans-emi-123081000818_1.html Concerned about loan-repayment periods becoming unreasonably long, the Reserve Bank of India (RBI) will put in place a transparent framework for resetting interest rates
Status quo policy with hawkish undertone
https://www.business-standard.com/opinion/columns/status-quo-policy-with-hawkish-undertone-123081000742_1.html He has brushed aside the sudden rise in consumer price index (CPI) inflation, driven by food prices shock, and looked through this as an
aniltikotekar4sme.com 