https://www.thehindubusinessline.com/opinion/deflation-could-be-the-next-big-problem/article67228187.ece Clipped from: https://www.thehindubusinessline.com/opinion/deflation-could-be-the-next-big-problem/article67228187.ece All asset prices are likely to get punctured badly as governments act belatedly to control inflation and overshoot Since January 2020 when
Category: RBI–Banks
Nurturing capex
https://www.business-standard.com/opinion/columns/nurturing-capex-123082200985_1.html Clipped from: https://www.business-standard.com/opinion/columns/nurturing-capex-123082200985_1.html With foreign investments declining, it is necessary to maintain growth in government capital expenditure Last week, the Union government announced several new
🙏Good run for banks, but for how long?
https://www.business-standard.com/opinion/columns/good-run-for-banks-but-for-how-long-123082000371_1.html Clipped from: https://www.business-standard.com/opinion/columns/good-run-for-banks-but-for-how-long-123082000371_1.html Barring few, most banks have shown a drop in the low-cost CASA. Ditto their net interest margin. The credit quality is holding
बँकांमधील दावा न केलेली रक्कम शोधणे आता सोपे, खातेदारांना कशी नोंदणी करता येणार? पाहा संपूर्ण प्रक्रिया|— लोकसत्ता
https://www.loksatta.com/business/personal-finance/finding-unclaimed-amount-in-banks-now-easy-how-can-account-holders-register-rbi-udgam-portal-launch-vrd-88-3863170/ Clipped from: https://www.loksatta.com/business/personal-finance/finding-unclaimed-amount-in-banks-now-easy-how-can-account-holders-register-rbi-udgam-portal-launch-vrd-88-3863170/ RBI UDGAM portal Launch : RBI गव्हर्नर शक्तिकांत दास यांनी उदगम पोर्टल लाँच केले आहे. मूळ प्लॅटफॉर्मचा अर्थ हक्क नसलेल्या ठेवींमध्ये प्रवेश
👍👍👍👍👍RBI’s new guidelines: Home loan borrowers can switch to fixed rate at reset
https://www.business-standard.com/finance/news/home-loan-borrowers-can-switch-to-fixed-rate-during-reset-says-rbi-123081800748_1.html RBI guidelines bar penal interest rates on loans, negative amortisation Among retail products, it’s mostly home loans where the interest rate is floating. Banks
Fair lending practice. Penal charges should not be used as revenue enhancement tool: RBI to banks, NBFCs
https://www.thehindubusinessline.com/money-and-banking/rbi-issues-fresh-instructions-on-penal-charges-in-loan-accounts/article67208546.ece The Reserve Bank of India has issued fresh guidelines for lenders on penal charges in loan accounts to ensure that penal interest/ charges is not used
I-CRR move to prevent ‘asset price bubble’: RBI’s state of economy report
https://www.business-standard.com/markets/news/liquidity-splash-have-implications-for-asset-price-bubble-says-rbi-report-123081700781_1.html The Reserve Bank of India’s (RBI’s) state of the economy report on Thursday warned of asset price bubbles emanating from excess liquidity in the
Spike in inflation: RBI calls for reforms in perishables supply chain
https://www.financialexpress.com/industry/banking-finance/spike-in-inflation-rbi-calls-for-reforms-in-perishables-supply-chain/3214198/ The Reserve Bank of India (RBI) on Thursday said retail inflation is expected to average well above its target band of 4%-6% in Q2FY24,
RBI launches ‘UDGAM’, centralised web portal for unclaimed deposits
https://www.business-standard.com/economy/news/rbi-launches-udgam-centralised-web-portal-for-unclaimed-deposits-123081700637_1.html The Reserve Bank of India (RBI) on Thursday launched a centralised web portal UDGAM (Unclaimed Deposits – Gateway to Access inforMation), to make it
Liquidity splash have implications for asset price bubble, says RBI report
https://www.business-standard.com/markets/news/liquidity-splash-have-implications-for-asset-price-bubble-says-rbi-report-123081700781_1.html excerpts The Reserve Bank of India has raised concerns over potential asset price bubbles stemming from excess liquidity in the banking system, owing to
Axis Bank goes live on RBI’s Public Tech Platform for Frictionless Credit to offer MSME loans, Kisan Credit Card
https://www.financialexpress.com/industry/sme/axis-bank-goes-live-on-rbis-public-tech-platform-for-frictionless-credit-to-offer-msme-loans-kisan-credit-card/3213722/ Unsecured loans for MSMEs: Private sector lender Axis Bank on Thursday announced offering up to Rs 10 lakh unsecured MSME loans and Kisan Credit Card
Fitch warns rapid growth in unsecured retail credit needs management
https://www.business-standard.com/economy/news/fitch-warns-rapid-growth-in-unsecured-retail-credit-needs-management-123081600580_1.html Global rating agency Fitch on Wednesday warned that rapid loan growth, especially in unsecured retail credit, needs careful management to avoid a spike in
July inflation raises more than ‘transient’ questions
https://www.thehindubusinessline.com/opinion/editorial/july-inflation-raises-more-than-transient-questions/article67201943.ece There are several aspects of the latest retail inflation numbers for July that need to be dissected – besides the obvious fact that it
🙏🙏🙏🙏🙏Incremental CRR: A painful pill for the economy?
The Reserve Bank of India (RBI) announced on August 10 that it will be imposing an incremental cash reserve ratio (ICRR) of 10 per cent
🙏🙏🙏🙏🙏Need to push e-Rupee
https://www.thehindubusinessline.com/opinion/need-to-push-e-rupee/article67202750.ece E-Rupee does not need a bank account to operate and can be used for offline transactions too | Photo Credit: Kachura Oleg Unified payments
Though things look rosy on the growth front, the RBI cannot take its eyes off the inflation scenario
https://www.thehindubusinessline.com/opinion/fight-against-inflation-is-not-over/article67198732.ece Policy rate cycles are typically asymmetric. While policy accommodations are rapid, policy tightening is generally slow and calibrated. This time, the policy responses to
👍👍👍👍👍When P2P platforms act like deposit-taking NBFCs
https://www.business-standard.com/opinion/columns/when-p2p-platforms-behave-like-deposit-taking-nbfcs-123073000534_1.html excerpts P2P is an online marketplace or a lending platform, which collects money from individuals and lends to individuals as well as micro and
Vault Matters: Is there room for all SFBs in the market?
https://www.thehindubusinessline.com/specials/vault-matters-is-there-room-for-all-sfbs-in-the-market/article67183610.ece Small finance banks are no longer being questioned for their business model or viability. They have survived two major crises — demonetisation and the
Why independent directors matter for bank boards
https://www.business-standard.com/markets/news/directors-special-why-independent-directors-matter-for-bank-boards-123081300574_1.html excerpts Widening the pool Under Section 20 (1) of the Banking Regulation Act (1949), banks are prohibited from having a credit relationship with a
aniltikotekar4sme.com 