https://www.thehindubusinessline.com/specials/current-account/finding-the-missing-gap-in-digital-lending/article67285252.ece Clipped from: https://www.thehindubusinessline.com/specials/current-account/finding-the-missing-gap-in-digital-lending/article67285252.ece The bid for transparency is forcing lenders to follow FLDG contracts, but many say past practices aren’t forgotten yet If you’re stuck
Category: RBI–Banks
A new dawn for microfinance
https://www.business-standard.com/opinion/columns/a-new-dawn-for-microfinance-123091700714_1.html Clipped from: https://www.business-standard.com/opinion/columns/a-new-dawn-for-microfinance-123091700714_1.html There are many contributing factors to the growth and new-found enthusiasm for microfinance Representative Image In July, Ananya Birla’s Svatantra Microfin Pvt Ltd
👍👍👍👍👍👍👍NOC to account statement: What you must do for loan closure process
https://www.business-standard.com/finance/personal-finance/ensure-credit-reports-reflect-loan-closure-get-noc-from-the-lender-123091900846_1.html Clipped from: https://www.business-standard.com/finance/personal-finance/ensure-credit-reports-reflect-loan-closure-get-noc-from-the-lender-123091900846_1.html Get no objection certificate from lender; have fresh encumbrance certificate issued by registrar Photo: Pexels The Reserve Bank of India (RBI) recently
Dhanlaxmi Bank shares tank post director exit, recover to touch 52-week high – The Hindu BusinessLine
https://www.thehindubusinessline.com/markets/dhanlaxmi-bank-shares-tank-post-director-exit-recover-to-touch-52-week-high/article67320989.ece Clipped from: https://www.thehindubusinessline.com/markets/dhanlaxmi-bank-shares-tank-post-director-exit-recover-to-touch-52-week-high/article67320989.ece Dhanlaxmi Bank stock pared some gains to end 4.4 per cent higher at ₹30.55 on the NSE. Shares of Dhanlaxmi Bank witnessed a volatile
Banks have no option but to partner with fintech, says K V Kamath
https://www.business-standard.com/finance/news/banks-have-no-option-but-to-partner-with-fintech-says-k-v-kamath-123090701037_1.html Clipped from: https://www.business-standard.com/finance/news/banks-have-no-option-but-to-partner-with-fintech-says-k-v-kamath-123090701037_1.html ‘India will be a $25 trillion economy in 25 years, digital India will drive 20-25% of this growth’ K V Kamath Listen
Build-up of excessive leverage consequence of excessive expansion of credit: RBI Deputy Governor – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/build-up-of-excessive-leverage-consequence-of-excessive-expansion-of-credit-rbi-deputy-governor/article67281825.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/build-up-of-excessive-leverage-consequence-of-excessive-expansion-of-credit-rbi-deputy-governor/article67281825.ece Bank credit has shown a robust growth of 19.39 per cent year-on-year Build-up of an excessive leverage in the real sector and
Banking for the unbanked – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/banking-for-the-unbanked/article67282269.ece Clipped from: https://www.thehindubusinessline.com/opinion/banking-for-the-unbanked/article67282269.ece Jan Dhan Yojana has reduced the rural-urban gap The 2011 Census had thrown startling results: of the 25 crore households that India
RBI may extend I-CRR prescription on deposits for a few weeks – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-may-extend-i-crr-prescription-on-deposits-for-a-few-weeks/article67281300.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-may-extend-i-crr-prescription-on-deposits-for-a-few-weeks/article67281300.ece Banks asked to maintain 10% incremental cash reserve ratio on deposits The Reserve Bank of India may extend its prescription that requires banks to
Build-up of excessive leverage consequence of excessive expansion of credit: RBI Deputy Governor – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/build-up-of-excessive-leverage-consequence-of-excessive-expansion-of-credit-rbi-deputy-governor/article67281825.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/build-up-of-excessive-leverage-consequence-of-excessive-expansion-of-credit-rbi-deputy-governor/article67281825.ece Bank credit has shown a robust growth of 19.39 per cent year-on-year Build-up of an excessive leverage in the real sector and
Acharya’s wish: RBI needs to deliver 4% retail inflation year after year
https://www.business-standard.com/economy/news/acharya-s-wish-rbi-needs-to-deliver-4-retail-inflation-year-after-year-123090600822_1.html Clipped from: https://www.business-standard.com/economy/news/acharya-s-wish-rbi-needs-to-deliver-4-retail-inflation-year-after-year-123090600822_1.html Reminds analysts, bond markets that inflation target is 4% and not 6% Photo: Bloomberg As the retail price inflation surges past seven
RBI Governor vows commitment to 4% inflation target amid food price shocks
https://www.thehindubusinessline.com/money-and-banking/rbi-governor-vows-commitment-to-4-inflation-target-amid-food-price-shocks/article67274035.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-governor-vows-commitment-to-4-inflation-target-amid-food-price-shocks/article67274035.ece As guardian of price stability, central bank promises to continue with swift and resolute actions The Reserve Bank of India Governor Shaktikanta
RBI Governor vows commitment to 4% inflation target amid food price shocks – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-governor-vows-commitment-to-4-inflation-target-amid-food-price-shocks/article67274035.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-governor-vows-commitment-to-4-inflation-target-amid-food-price-shocks/article67274035.ece As guardian of price stability, central bank promises to continue with swift and resolute actions The Reserve Bank of India Governor Shaktikanta
Time to rein in unsecured loans – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/time-to-rein-in-unsecured-loans/article67274528.ece Clipped from: https://www.thehindubusinessline.com/opinion/time-to-rein-in-unsecured-loans/article67274528.ece Need for caution. Their rise coincides with a rise in the push for financial inclusion, digital inclusion and education loan Unsecured loans
Fintechs can act both as competitors and collaborators: T Rabi Sankar
https://www.business-standard.com/economy/news/fintechs-can-act-both-as-competitors-and-collaborators-t-rabi-sankar-123090501235_1.html Clipped from: https://www.business-standard.com/economy/news/fintechs-can-act-both-as-competitors-and-collaborators-t-rabi-sankar-123090501235_1.html He said regulators also draw comfort in these arrangements as traditional financial entities- banks, NBFCs which are well regulated will continue to
Inflation expected to moderate from September: RBI governor Shaktikanta Das
https://www.business-standard.com/economy/news/inflation-is-expected-to-moderate-from-september-rbi-guv-shaktikanta-das-123090501153_1.html Clipped from: https://www.business-standard.com/economy/news/inflation-is-expected-to-moderate-from-september-rbi-guv-shaktikanta-das-123090501153_1.html He said the monetary policy framework in India had evolved in line with developments in theory and country practices, the changing nature
Chief executives of shadow banks urge RBI to allow public deposits
https://www.business-standard.com/economy/news/chief-executives-of-shadow-banks-urge-rbi-for-accepting-public-deposit-123090300471_1.html Clipped from: https://www.business-standard.com/economy/news/chief-executives-of-shadow-banks-urge-rbi-for-accepting-public-deposit-123090300471_1.html Number deposit taking NBFCs fell sharply in last 8 years Representative Image Listen to This Article Chief executives of non-banking financial companies
CBDC can fix cross-border payment problems: RBI Governor Shaktikanta Das
https://www.business-standard.com/finance/news/cross-border-payments-continue-to-be-high-cost-low-speed-rbi-governor-123090401058_1.html lipped from: https://www.business-standard.com/finance/news/cross-border-payments-continue-to-be-high-cost-low-speed-rbi-governor-123090401058_1.html RBI governor flags issues of high cost, low speed, limited access RBI Governor Shaktikanta Das at the G20 TechSprint Finale organised by
The M&M-RBL Bank saga
https://www.business-standard.com/opinion/columns/the-m-m-rbl-bank-saga-123090300566_1.html Clipped from: https://www.business-standard.com/opinion/columns/the-m-m-rbl-bank-saga-123090300566_1.html Why M&M has invested in RBL Bank and what does the bank look like Photo: Bloomberg A little over a decade ago,
Everything you want to know about tokenisation
https://www.business-standard.com/article/opinion/everything-you-want-to-know-about-tokenisation-122101600538_1.html Clipped from: https://www.business-standard.com/article/opinion/everything-you-want-to-know-about-tokenisation-122101600538_1.html For consumers, nothing has changed as token is just replacing the card details. Merchants do not have card details anymore and hence,
How RBI’s frictionless credit project will help borrowers – The Hindu BusinessLine
https://www.thehindubusinessline.com/blexplainer/how-rbis-frictionless-credit-project-will-help-borrowers/article67228230.ece Clipped from: https://www.thehindubusinessline.com/blexplainer/how-rbis-frictionless-credit-project-will-help-borrowers/article67228230.ece The digital platform can help significantly reduce the turnaround time, which would lead to better operational efficiency What is the public tech
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