For HDFC Bank investors, used to seeing gross non-performing assets (NPAs) of about 1 per cent, the June quarter (Q1) result is certainly an aberration.
Category: RBI–Banks
Banks need capital; bankers, assurance–Economic Times–24.07.2017
The National Company Law Tribunal (NCLT) has reportedly asked why the RBI needs to issue directions to banks to initiate bankruptcy proceedings against defaulters. Credit-rating
P Chidambaram: On education loans, poor were shut out, absolutely and physically – The Financial Express–24.07.2017
Graduates are unable to repay education loans because they cannot find jobs in a period of jobless growth There is A government policy for everything.
How RBI can empower NBFCs to face challenges – The Financial Express–24.07.2017
India has shown dramatic improvement in terms of financial inclusion in the last few years with around 20 crore people having gained access to financial
Creation of bad bank is difficult but will be very helpful: Kenneth Rogoff | Business Standard News–24.07.2017
Kenneth Rogoff, professor of public policy and economics at the Harvard University, tells Dilasha Seth on the sidelines of the Delhi Economics Conclave that public
Downgrade cloud on Syndicate Bank | Business Standard News–24.07.2017
India Ratings has downgraded its outlook on Syndicate Bank’s existing Tier-I and Tier-II bonds from ‘stable’ to ‘negative’, due to a weakening credit profile of
Bank mergers to benefit sector, end duplication of resources: Dena Bank CMD | Business Standard News–24.07.2017
Amid talks of consolidation gaining currency in the Indian banking space, public sector lender Dena Bank’s Chairman and Managing Director (CMD) Ashwani Kumar has said
The missing pillar of insolvency framework | Business Standard Column–24.07.2017
The bankruptcy law reforms committee (BLRC) has visualised four pillars to make the insolvency process work efficiently: A private industry of insolvency professionals (IPs); adjudication
Insolvency: Why pending winding-up cases are causing ambiguity in the Code | Business Standard Column–24.07.2017
The Reserve Bank of India’s (RBI’s) direction to banks to commence insolvency proceedings against 12 big-ticket corporate defaulters (with a combined value of Rs 1,75,000
Debtors have filed over 33% of insolvency cases | Business Line–24.07.2017
With defaulters themselves triggering the proceedings, resolution could happen faster Essar Steel tried to stay insolvency proceedings against it by moving the Gujarat High Court.
Scratching the surface | Business Line–24.07.2017
Speedier default resolution is welcome, but structural issues need to be addressed to prevent a recurrence of the problem Such has been the concern over
Despite 21% jump in NPAs, education loan disbursals top Rs 20,000 cr in FY17 | Business Line–24.07.2017
Despite increasing number of students not paying back their loans spiking NPAs to over 10 per cent, lending continues for higher education with the disbursals
In informal insurance and savings, we trust | Business Line–24.07.2017
The urban poor need a one-stop shop which absorbs savings and provides risk insurance. Organised finance fails in this respect Much has been said and
The burden of education loan | Business Standard News–24.07.2017
With the cost of education rising, more students seem to prefer education loans. But, many are finding themselves without jobs, even after paying for expensive
NPAs: Balance sheet clean-up RBI’s top priority: Deputy Governor Viral Acharya–Economic Times–23.07.2017
Cleaning of banks’ balance sheet is the “No. 1 priority” for RBI, said deputy governor Viral Acharya on the sidelines of the Delhi Economics Conclave.
Digital Lending Apps: In need of small-value Loan? Simply click on digital lending apps–Economic Times–23.07.2017
When Mumbai-based professionals Pratibha and Neha, both in their late twenties, decided to make their dream of spending an extended weekend in Thailand a reality,
Vijaya Bank Q1 net jumps over 57% to Rs 255 crore – The Financial Express–23.07.2017
The public sector bank had registered a net profit of Rs 161.66 crore in the corresponding April-June quarter of 2016- 17 fiscal. (PTI) Vijaya Bank
Hunting for value in PSU banks | Business Line–23.07.2017
The core performance of public sector banks has been dismal. But if investors look deeper, there’s treasure to be found in their non-core investments. The
Cleaning of banks’ balance sheet top priority: Acharya | Business Line–23.07.2017
Banks are saddled with non-performing assets (NPAs) of over Rs. 7 lakh crore. According to the government, NPAs have reached unacceptably high levels and need
DHFL profit up 29% to Rs 260 cr in June quarter on lending push | Business Standard News–22.07.2017
Mortgage lender DHFL on Friday reported a 29 per cent rise in net profit at Rs 260 crore for the first quarter ended June on