By Arun Ramamurthy While credit bureaus have now come of age where all lending institutions have started sharing data with the bureaus and even individuals
Category: RBI–Banks
Errors on inflation large; RBI might as well raise key interest rates – The Financial Express–22.08.2017
Even a cursory look at the two charts in the latest Economic Survey, out recently, on inflation forecasts versus actual levels over the past three
No free lunch | Business Standard Editorials–22.08.2017
Reserve Bank of India (RBI) Governor Urjit Patel said over the weekend that the central bank and the government were discussing the question of whether
Does a rate cut lead to a currency dip? | Business Line–22.08.2017
Swim or sink? Impact of a rate cut on the rupee is uncertain Not necessarily. It depends on rate of inflation, equity flows, monetary policy
IDBI Bank stake sale: Government may put public sector banking mergers on fast track–Economic Times–21.08.2017
Keen to push consolidation in the public sector banking space, the government is looking to set up a new mechanism to speed up decisions on
sebi: Bankruptcy code can help in deepening bond market, says SEBI chief Tyagi–Economic Times–21.08.2017
The Securities and Exchange Board of India’s Chairman Ajay Tyagi said that the Insolvency and Bankruptcy Code can boost confidence of investors and help increase
Options for buyers when builder goes bankrupt | Business Standard News–21.08.2017
Ravi Kumar, a senior official with a public sector company, is among the many who have booked flats in Jaypee’s Wish Town, Noida. He had
Should we recapitalise the banks? | Business Standard Column–21.08.2017
As the banking crisis unfolds, banks will be short of equity capital. There will be calls for taxpayers to invest in private or public banks.
Home loans loot: Whose side is RBI on? | Business Standard Column–21.08.2017
A few days ago all newspapers carried a story headlined “RBI not satisfied with MCLR (marginal cost of funds based lending rate), asks banks to
Arun Jaitley: Insolvency law aims at saving promoters not banishing them: Arun Jaitley–20.08.2017
Finance Minister Arun Jaitley today assured debt-laden companies that the objective of the new insolvency law is not to banish them but to save them
Urjit Patel: NPA resolution: RBI chief calls for recapitalisation of banks–20.08.2017
Reserve Bank Governor Urjit Patel today called for recapitalisation of state-run banks to help them resolve the NPAs issue in a time-bond manner as bad
Arun Jaitley: SICA experiment was an absolute failure: FM Arun Jaitley–20.08.2017
Finance Minister Arun Jaitley unequivocally conveyed that the new reality in Indian business is borrowers either pay up or lose their business, and at the
NPA resolution: RBI chief Urjit Patel calls for recapitalisation of banks – The Financial Express–20.08.2017
Reserve Bank Governor Urjit Patel today called for recapitalisation of state-run banks to help them resolve the NPAs issue in a time-bond manner as bad
Bad loans crisis: Now, banks to take on small borrowers; here is what you should know – The Financial Express–20.08.2017
Shamik Paul Banks, especially the state-run lenders which are burdened with the bulk of the bad loans in the Indian banking system, are stepping on
PSBs need to cut bad loans, will need more capital: Urjit Patel | Business Standard News–20.08.2017
Reserve Bank of India (RBI) Governor Urjit Patel on Saturday said banks would need to take a haircut for resolution of current stressed assets, and
How to help bankrupt realtor’s customers–Economic Times–18.08.2017
How can home buyers who have made payment in full or in part be given their homes? The assets now belong to the banks. If
Insolvency regulator empowers homebuyers, puts them on a par with creditors | Business Standard News–18.08.2017
The insolvency regulator has brought in a special provision to protect the homebuyers of beleaguered real estate companies such as Jaypee Infratech and Amrapali. The
Consolidation fiasco | Business Standard Editorials–18.08.2017
In May this year, while announcing the bank’s dismal quarterly results for the fourth quarter of 2016-17, State Bank of India (SBI) Chairperson Arundhati Bhattacharya
Time to review banking sector valuations | Business Standard Column–18.08.2017
The Economic Survey Volume 2 makes an interesting point about corporate credit growth. The private sector banks saw credit growth averaging out at around 10-11
18 PSBs among top 20 banks with highest gross NPA ratios: CARE Ratings | Business Line–18.08.2017
Public sector banks are more stressed than their private sector counterparts with the former figuring among the top 20 banks with the highest gross non-performing