https://www.business-standard.com/opinion/columns/the-pros-and-cons-of-digital-loan-apps-124010700675_1.html Clipped from: https://www.business-standard.com/opinion/columns/the-pros-and-cons-of-digital-loan-apps-124010700675_1.html Are the borrowers getting into a debt trap, without understanding the risks? Digital lending is still a grey area Representative image During
Category: RBI–Banks
RBI’s plan to raise bar for bank dividends, well-timed – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/rbis-plan-to-raise-bar-for-bank-dividends-well-timed/article67709695.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/rbis-plan-to-raise-bar-for-bank-dividends-well-timed/article67709695.ece The RBI’s draft proposes that banks be allowed to declare dividends only if they have met regulatory capital requirements for the last
Banks report healthy loan growth in Q3; Casa ratio continues to decline
https://www.business-standard.com/finance/news/banks-report-healthy-loan-growth-in-q3-casa-ratio-continues-to-decline-124010501019_1.html Clipped from: https://www.business-standard.com/finance/news/banks-report-healthy-loan-growth-in-q3-casa-ratio-continues-to-decline-124010501019_1.html The Trend and Progress report of the Reserve Bank of India, which was released last month, observed that with the increase in
Have You Signed The New Locker Agreement With Your Bank Yet? – The Hindu BusinessLine
https://www.thehindubusinessline.com/portfolio/personal-finance/have-you-signed-the-new-locker-agreement-with-your-bank-yet/article67706989.ece Clipped from: https://www.thehindubusinessline.com/portfolio/personal-finance/have-you-signed-the-new-locker-agreement-with-your-bank-yet/article67706989.ece You bank could freeze locker access if you fail to do so We trust that many of our valued bl.portfolio readers have promptly taken
RBI’s plan to raise bar for bank dividends, well-timed – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/rbis-plan-to-raise-bar-for-bank-dividends-well-timed/article67709695.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/rbis-plan-to-raise-bar-for-bank-dividends-well-timed/article67709695.ece The RBI’s draft proposes that banks be allowed to declare dividends only if they have met regulatory capital requirements for the last
Indian banks have closed 25 per cent of their foreign branches since FY19 – The Hindu BusinessLine
https://www.thehindubusinessline.com/data-stories/data-focus/indian-banks-have-closed-25-per-cent-of-their-foreign-branches-since-fy19/article67705711.ece Clipped from: https://www.thehindubusinessline.com/data-stories/data-focus/indian-banks-have-closed-25-per-cent-of-their-foreign-branches-since-fy19/article67705711.ece As of March 31, 2019, Indian banks had 152 overseas branches, which has come down to 113 in 2023 Indian banks are
Banks, NBFCs post double digit loan growth in Q3 – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-nbfcs-post-double-digit-loan-growth-in-q3/article67706866.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-nbfcs-post-double-digit-loan-growth-in-q3/article67706866.ece Credit growth for banks such as YES Bank, South Indian Bank and Dhanlaxmi Bank was at the lower end of 11-12 per
RBI raises issue of rise in customer complaints on credit information with CIC Chiefs – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-raises-issue-of-rise-in-customer-complaints-on-credit-information-with-cic-chiefs/article67699492.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-raises-issue-of-rise-in-customer-complaints-on-credit-information-with-cic-chiefs/article67699492.ece RBI Deputy Governor Swaminathan J expressed concern over customer complaints related to credit information Reserve Bank of India (RBI) Deputy Governor Swaminathan
RBI plans to tighten dividend declaration criteria for banks – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-plans-to-tighten-dividend-declaration-criteria-for-banks/article67699288.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-plans-to-tighten-dividend-declaration-criteria-for-banks/article67699288.ece Banks will have to meet the “applicable” regulatory capital requirement for each of the last three financial years The Reserve Bank of
Banks hike FD rates ahead of Q4 to support credit growth, protect NIMs – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-hike-fd-rates-ahead-of-q4-to-support-credit-growth-protect-nims/article67699301.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-hike-fd-rates-ahead-of-q4-to-support-credit-growth-protect-nims/article67699301.ece Analysts see further increase in term deposit rates Most of the large PSU banks and some private sector banks have raised interests
Challenges in deciphering bank balance sheet risks – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/challenges-in-deciphering-bank-balance-sheet-risks/article67699376.ece Clipped from: https://www.thehindubusinessline.com/opinion/challenges-in-deciphering-bank-balance-sheet-risks/article67699376.ece Despite robust regulatory measures some risks may fly under the radar. Constant vigil on evolving risks is needed RBI’s Financial Stability Report
👌Financial inclusion, a great leap forward – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/financial-inclusion-a-great-leap-forward/article67696272.ece Clipped from: https://www.thehindubusinessline.com/opinion/financial-inclusion-a-great-leap-forward/article67696272.ece The RBI’s Financial Inclusion Index has shown notable improvement, thanks to the Jan Dhan scheme and support extended to cooperative banks by
👌Good to see FSR going beyond reported financials – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/good-to-see-fsr-going-beyond-reported-financials/article67695407.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/good-to-see-fsr-going-beyond-reported-financials/article67695407.ece Despite the healthy capital buffers and low NPAs, RBI remains vigilant The global economy and financial system are not yet out of
RBI’s risk weight increase to hurt MSME loans? – SME News | The Financial Express
https://www.financialexpress.com/business/sme/rbis-risk-weight-increase-to-hurt-msme-loans/3346876/ Clipped from: https://www.financialexpress.com/business/sme/rbis-risk-weight-increase-to-hurt-msme-loans/3346876/ Fearing that such a measure has the potential to sharply reduce credit flow to MSMEs and self-employed sections of the public, FIDC
RBI enhances bulk deposit limit for large UCBs 6.66 times to ₹1 cr and above – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-enhances-bulk-deposit-limit-for-large-ucbs-666-times-to-1-cr-and-above/article67695579.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-enhances-bulk-deposit-limit-for-large-ucbs-666-times-to-1-cr-and-above/article67695579.ece The new bulk deposit limit applies to UCBs in the Tier 3 (with deposits more than ₹1,000 crore and up to ₹10,000 crore)
👌Mudra loans show record growth to ₹3-lakh crore in Q3 FY24 – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/mudra-loans-show-record-growth-to-3-lakh-crore-in-q3-fy24/article67695266.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/mudra-loans-show-record-growth-to-3-lakh-crore-in-q3-fy24/article67695266.ece Women applicants have been the driving force for growth in the Mudra loans, as per govt data In what can be seen
Sanctity of too-big-to-fail banks – The Hindu BusinessLine
https://www.thehindubusinessline.com/specials/current-account/vault-matters-sanctity-of-too-big-to-fail-banks/article67686289.ece Clipped from: https://www.thehindubusinessline.com/specials/current-account/vault-matters-sanctity-of-too-big-to-fail-banks/article67686289.ece SBI, HDFC Bank and ICICI Bank are classified as D-SIBs, but in reality, every bank is systemically important It has been a
Central theme of ’24: Fight with inflation for growth
https://www.business-standard.com/opinion/columns/central-theme-of-24-fight-with-inflation-for-growth-123123100628_1.html Clipped from: https://www.business-standard.com/opinion/columns/central-theme-of-24-fight-with-inflation-for-growth-123123100628_1.html A rate cut will happen this year. When? It will depend on the growth-inflation dynamics as well as the US Fed action
Unclaimed assets: Create searchable databases
https://www.business-standard.com/opinion/columns/unclaimed-assets-create-searchable-databases-123123100806_1.html Clipped from: https://www.business-standard.com/opinion/columns/unclaimed-assets-create-searchable-databases-123123100806_1.html Over Rs 1.5 trn can be unlocked and put to productive use if unclaimed assets are restored to their rightful owners Photo:
सतर्क रहा…! तक्रारीचे ऑनलाइन निवारण | सौजन्य लोकसत्ता
https://www.loksatta.com/business/personal-finance/what-is-the-mechanism-for-redressal-of-customer-complaints-of-banks-reserve-bank-what-is-the-integrated-ombudsman-scheme-print-eco-news-ssb-93-4131293/ Clipped from: https://www.loksatta.com/business/personal-finance/what-is-the-mechanism-for-redressal-of-customer-complaints-of-banks-reserve-bank-what-is-the-integrated-ombudsman-scheme-print-eco-news-ssb-93-4131293/ सतर्क रहा…! तक्रारीचे ऑनलाइन निवारण बँकिंग सेवेतील त्रुटी आणि कमतरता, त्यातून उद्भवणाऱ्या ग्राहकांच्या वेगवेगळ्या प्रकारच्या तक्रारी आणि त्यांच्या निवारणाच्या पद्धती सांगणारे नवीन