With weak banks getting a chunk of the capital, it is time to hasten governance reforms at public sector banks The Centre’s announcement on the
Category: RBI–Banks
Economic Survey: Resolving NPAs, implementing GST will lift GDP | Hindustan Times–30.01.2018–1
Resolving the non-performing assets (NPAs), or bad loans, of state-run banks and implementing GST are among the major factors that will aid India log GDP
Economic Survey: Large businesses corner 82.6% of credit, MSMEs get a paltry 17.4 % – The Economic Times–30.01.2018-1——*****
The survey clarifies that the government has already set up the MUDRA Bank and loans extended under the PMMY scheme last year crossed the target
Banking on good faith: on efforts to recapitalise PSBs – The Hindu–29.01.2018
More structural reforms are needed to maximise the bank recapitalisation effort About ₹1 lakh crore is expected to be pumped into India’s 21 public sector
Conservative banking, not bail-in, will bail us out – The Hindu–29.01.2018
Risk is in-built in banking. If, one day, all the customers of any bank turn up demanding their deposits, the bank would be unable to
‘Honest borrowers will get loans easily’ – Business Line–28.01.2018
Honest borrowers will find it easier to get loans from public sector banks (PSBs) following the reforms being undertaken, said Rajiv Kumar, Secretary, Financial Services,
FRDI Bill’s bail-in clause unlikely to be watered down | Hindustan Times–28.01.2018
The Centre is not considering any dilution of the bail-in clause in the contentious Financial Resolution and Deposit Insurance (FRDI) Bill. It will, however, add
Fixing India’s twin balance sheet problem | Business Standard Column–27.01.2018—–*****
A key challenge for many developing countries is to promote growth by reducing the misallocation of factors of production — labour, capital, and land. Huge
Finance Ministry nudges PSU banks to swap assets, optimise operations – The Economic Times–27.01.2018
North Block has asked state-run banks to consider asset swaps, including exchange of their corporate portfolios and branches, to optimise nation-wide operations even as consolidation
bank recapitalisation: Your money is safe with us, says govt as it spells out new banking roadmap – The Economic Times–25.01.2018
The government today said it will infuse an unprecedented Rs 88,139 crore capital in 20 public sector banks (PSBs) before March 31 to boost lending
Welcome move to recapitalise banks–Economic Times–25.01.2018
It is welcome that the government is finally moving fast on recapitalising and reforming the public sector banks. According to the RBI’s Financial Stability Report
Who is paying for Jan Dhan? Govt has to pay for NPAs in this, and priority sector – The Financial Express–25.01.2018
The Pradhan Mantri Jan Dhan Yojana (PMJDY) scheme has, no doubt, allowed millions of households to access banking facilities, and it helped that it provided
NPA: Gross NPA may rise to Rs 9.5 lakh crore by March: Study – The Economic Times–23.01.2018
Gross non-performing assets (NPA) in Indian banks are expected to rise to Rs 9.5 lakh crore by March, from Rs 8 lakh crore in March
Flip-flopping on government borrowing Business Standard Column–22.01.2018—–*****
In just about three weeks, the Union finance ministry changed its mind on its borrowing programme. On December 27, it announced its plan to borrow
RBI’s Acharya moots US-style trading platform for distressed assets | Business Standard News–21.01.2018
Reserve Bank of India (RBI) Deputy Governor Viral Acharya today suggested setting up of a online trading platform for selling distressed assets to ensure transparency
Interest income on NPAs: NBFCs pin hope Jaitley will go with apex court ruling | Business Line–20.01.2018
Non Banking Finance Companies (NBFCs) have cause for cheer as the Supreme Court has ruled that interest income on non performing assets (NPAs) should not
Banking risks: Indian banks may not have priced risks correctly: RBI deputy governor – The Economic Times–19.01.2018
He also stressed on the fact that banks need to act early and take decisions through joint lenders forum to contain incipient stress in the
Commercial lending woes – MSME lending is the antidote (1 of 4) – The Economic Times–18.01.2018
By Yogendra Singh, CQF, FRM, PRM, CAIA ysingh@transunion.com The Indian Commercial Lending industry is in the throes of a multi-year transformation journey as the confluence
RBI can’t always bail out bank treasury, says deputy governor Viral Acharya | Business Standard News–16.01.2018
Banks should not be surprised when there is a sharp rise in bond yields. Rather, they should “know and understand this risk rather well,” said
Interview with Uday Kotak: ‘Massive amount of Indian savers’ money is now going into few hundred stocks’ | The Indian Express–15.01.2018—–*****
UDAY KOTAK, Executive Vice Chairman and MD of Kotak Mahindra Bank, has raised concern over the huge amount of money that’s going into the stock