https://www.business-standard.com/finance/personal-finance/p2p-lending-is-risky-investors-must-diversify-their-borrower-profiles-124021501747_1.html Clipped from: https://www.business-standard.com/finance/personal-finance/p2p-lending-is-risky-investors-must-diversify-their-borrower-profiles-124021501747_1.html Lenders get the benefit of monthly cash flows and control, but they must avoid platforms promising high returns ILLUSTRATION: AJAY MOHANTY M
Category: RBI–Banks
The new challenge on the banking turf | Expert Views – Business Standard
https://www.business-standard.com/opinion/columns/the-new-challenge-on-the-banking-turf-124021800321_1.html Clipped from: https://www.business-standard.com/opinion/columns/the-new-challenge-on-the-banking-turf-124021800321_1.html Raising deposits to keep pace with loan growth and keeping credit cost low top the agenda for banks When a patient is
👍Finance Ministry explores amendments in SARFAESI and DRT Acts for swift debt recovery – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/finance-ministry-explores-amendments-in-sarfaesi-and-drt-acts-for-swift-debt-recovery/article67860189.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/finance-ministry-explores-amendments-in-sarfaesi-and-drt-acts-for-swift-debt-recovery/article67860189.ece Banks have been directed to ensure the presence of their officers at all the hearings of their respective cases before judicial forums
Deposits paucity may hit Indian banks credit growth in FY25: Report | Finance News – Business Standard
https://www.business-standard.com/finance/news/deposits-paucity-may-hit-indian-banks-credit-growth-in-fy25-report-124021500923_1.html Clipped from: https://www.business-standard.com/finance/news/deposits-paucity-may-hit-indian-banks-credit-growth-in-fy25-report-124021500923_1.html Private lenders with high loan-to-deposit ratio more vulnerable, says S&P After five decades of bank nationalisation, the government, as the majority owner
👌RBI Governor asks bank CEOs to maintain vigil around risks build-up
https://www.business-standard.com/economy/news/rbi-governor-asks-bank-ceos-to-maintain-vigil-around-risks-build-up-124021401542_1.html Clipped from: https://www.business-standard.com/economy/news/rbi-governor-asks-bank-ceos-to-maintain-vigil-around-risks-build-up-124021401542_1.html Das also highlighted the issue of high growth in personal loans, which has been an outlier among other categories. He also talked
👌👌👌RBI asks card networks to halt BPSP commercial card transactions – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-asks-card-networks-to-halt-bpsp-commercial-card-transactions/article67846106.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-asks-card-networks-to-halt-bpsp-commercial-card-transactions/article67846106.ece The BPSP facility allows corporate credit card players to enable large payments directly to vendors or merchants’ bank accounts RBI has asked card
Lower borrowings to help moderate inflation: Das – Banking & Finance News | The Financial Express
https://www.financialexpress.com/business/banking-finance-lower-borrowings-to-help-moderate-inflation-das-3392254 Clipped from: https://www.financialexpress.com/business/banking-finance-lower-borrowings-to-help-moderate-inflation-das-3392254/ X Lower borrowings by the Centre in 2024-25, which has already softened yields on government securities (G-secs), will help bring down inflation,
Banks’ current account deposits take a hit on just-in-time fund release by govt – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-current-account-deposits-take-a-hit-on-just-in-time-fund-release-by-govt/article67837883.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/banks-current-account-deposits-take-a-hit-on-just-in-time-fund-release-by-govt/article67837883.ece CA deposits of all scheduled commercial banks had declined to 10.13 per cent of their overall deposits in 2023 from 10.43 per
RBI conducts two back-to-back VRR auctions to pump in liquidity into banks – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-conducts-two-back-to-back-vrr-auctions-to-pump-in-liquidity-into-banks/article67838988.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-conducts-two-back-to-back-vrr-auctions-to-pump-in-liquidity-into-banks/article67838988.ece Market players say heavy demand for funds at the first VRR auction would have prompted the RBI to conduct a second one
Are tighter norms for personal loans justified? – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/are-tighter-norms-for-personal-loans-justified/article67839350.ece Clipped from: https://www.thehindubusinessline.com/opinion/are-tighter-norms-for-personal-loans-justified/article67839350.ece The RBI would have done better by targeting categories within the personal loan segment prone to high risk, than adopting a blanket
Paytm Payments Bank, RBI controversy: How will it impact the customers | Company News – Business Standard
https://www.business-standard.com/companies/news/paytm-payments-bank-rbi-controversy-how-will-it-impact-the-customers-124020901485_1.html Clipped from: https://www.business-standard.com/companies/news/paytm-payments-bank-rbi-controversy-how-will-it-impact-the-customers-124020901485_1.html The company, part of One97 Communications, is a leader in Indian fintech and faces challenges of regulatory scrutiny and customer uncertainity Vijay
👌What’s in store for ‘India’s most sincere bank’?
https://www.business-standard.com/opinion/columns/what-s-in-store-for-india-s-most-sincere-bank-124021100315_1.html Clipped from: https://www.business-standard.com/opinion/columns/what-s-in-store-for-india-s-most-sincere-bank-124021100315_1.html Has Sharma given up on it? For now, he seems to be on a save-OCL mission However brilliant he may be in
👌Black and white [editorial in BS ]
https://www.business-standard.com/opinion/editorial/black-and-white-124021100618_1.html Clipped from: https://www.business-standard.com/opinion/editorial/black-and-white-124021100618_1.html India must build on improved macroeconomic stability There is virtually no debate that the Indian economy was in a difficult spot by
👌Downside risks to growth persist
https://www.business-standard.com/opinion/columns/downside-risks-to-growth-persist-124021100711_1.html Clipped from: https://www.business-standard.com/opinion/columns/downside-risks-to-growth-persist-124021100711_1.html The odds of soft-landing have increased with inflation moving closer to the target and growth holding up better than expected in major
👌MPC is right in focusing on its inflation mandate – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/mpc-is-right-in-focusing-on-its-inflation-mandate/article67826094.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/mpc-is-right-in-focusing-on-its-inflation-mandate/article67826094.ece Inflation continues to be a worry due to fresh global supply chain disruptions at the Red Sea, the troubling domestic reservoir situation
👌Banks seek RBI immunity to deal with Paytm biz – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-seek-rbi-immunity-to-deal-with-paytm-biz/article67835058.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-seek-rbi-immunity-to-deal-with-paytm-biz/article67835058.ece FAQs to be released by RBI this week are expected to quell concerns put forth by banks With less than three weeks
https://www.thehindubusinessline.com/money-and-banking/ncgtc-forensic-audit-of-bandhan-bank-examining-evergreening-of-loans/article67835961.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/ncgtc-forensic-audit-of-bandhan-bank-examining-evergreening-of-loans/article67835961.ece Loans under guarantee schemes worth ₹23,300 crore analysed for evergreening of loans and ascertaining for fictitious accounts With doubts of evergreening of
Paytm
Banks seek RBI immunity to deal with Paytm biz – https://www.thehindubusinessline.com/money-and-banking/banks-seek-rbi-immunity-to-deal-with-paytm-biz/article67835058.ece, For the best experience read this on BusinessLine App. https://thbl.news/mobileapp
RBI keeps rates unchanged, focusing on inflation control amid global economic shifts: Find out what Deepak Jasani of HDFC Securities expects
https://www.financialexpress.com/policy/rbi-keeps-rates-unchanged-focusing-on-inflation-control-amid-global-economic-shifts-find-out-what-deepak-jasani-of-hdfc-securities-expects-3390302/ Shared by Financial Express android app. Click here to download https://financialexpress.page.link/fe_app