The RBI Executive Director Sudarshan Sen has exhorted banks to maintain higher capital levels than the regulatory mandate to see through business cycles and crises,
Category: RBI–Banks
IL&FS: SFIO smells a rat in Rs 400-crore IL&FS loan to staff trust–Economic Times
The Serious Fraud Investigation Office has said InfrastructureNSE -0.64 % Leasing & Financial Services (IL&FS) extended loans of over Rs 400 crore to the employee trust, knowing fully well they would
Darkness set to recede on floating rate retail loans from April–Times of India
On Wednesday, Reserve Bank of India made a critical intervention in the pricing of retail loans such as those for homes and vehicles. Beginning April,
Clarity emerges on monetary policy stance – The Hindu BusinessLine
The penultimate monetary policy for fiscal 2018-19 has maintained status quo on the policy repo rate at 6.5 per cent, but what stands out is
RBI: Linking interest rate to external benchmark: What does the RBI move mean for you
The biggest problem with the current system is the lack of required transmission of policy rates. The Reserve Bank of India (RBI) has proposed a
RBI delays discussing easing PCA rules despite government pressure – The Economic Times
A crucial Reserve Bank of India (RBI) sub-committee did not discuss easing lending curbs facing 11 state-run banks on Thursday despite intense pressure from the nation’s government
Lending rates may continue to move higher despite RBI holding rates – The Hindu BusinessLine
With credit growing at a faster pace than deposits, exerting pressure on banks’ funding resources, deposit rates and, in turn, lending rates have continued to
RBI policy review: Digital transaction failed? Now you can complain to ombudsman
With digital transactions gaining at a rapid pace over the past year, multiple issues such as failed transactions or funds sent to the wrong address
RBI policy | Online frauds: Liability of mobile wallet users to be zero, limited in case of fraud, on par with credit card users
If you lose money through an unauthorised electronic banking transaction such as a cyber attack on the bank or hacking of your online account, your
MSME: RBI proposes new method to benchmark floating rate of loans for MSMEs
The 5 composition of the Committee and its Terms of Reference will be finalised by the end of December 2018 and the report will be
Bank merger: The challenges behind Bank of Baroda, Vijaya Bank & Dena Bank merger
It is a merger of banks from the same stable, but there are strengths and weaknesses that would play out and complicate matters. When an
IL&FS: New IL&FS Board lines up fire sale, 65% staff may be fired
The Uday Kotak-led board of Infrastructure Leasing and Financial Services (IL&FS) is taking a string of steps — from selling stakes in subsidiaries and real estate to
RBI policy | Online frauds: Liability of mobile wallet users to be zero, limited in case of fraud, on par with credit card users
If you lose money through an unauthorised electronic banking transaction such as a cyber attack on the bank or hacking of your online account, your
RBI to cut statutory liquidity ratio gradually to 18% by mid-2019 – The Financial Express
The RBI has kept the key repo rate — at which it lends to banks -unchanged at 6.50 per cent. The RBI has decided to reduce statutory
RBI Monetary Policy-Going beyond policy statement, RBI gives guidance | Business Standard Column
The fifth bimonthly monetary policy statement of the Reserve Bank of India (RBI) had no surprise as the central bank’ action– or, the lack of it–has been
No need for RBI to help NBFCs as a lender of last resort: Viral Acharya | Business Standard News
Measures over the last two months have eased liquidity for NBFCs and there is no necessity for the RBI to extend help to the crisis-hit sector as a lender
RBI maintains status quo: Key takeaways from fifth bi-monthly policy meet | Business Standard News
In line with expectations, the Monetary Policy Committee (MPC) of Reserve Bank of India (RBI) kept the repo rate unchanged at 6.50 per cent in its fifth
RBI Monetary Policy–Calibrated tightening stance a surprise; rate cut likely in February | Business Standard News
The credit policy has thrown some surprises as usual. While no change in repo and the cash reserve ratio (CRR) could still be justified, retention
How emerging markets react to Fed rate hikes – The Hindu BusinessLine
Despite capital outflows and currency depreciation, these economies have been circumspect in changing their policy rates In its recent meeting, the Federal Open Market Committee
RBI monetary policy: Industry says decision on expected lines, but this step urgently needed to boost economy – The Financial Express
Industry body Assocham said the RBI’s decision to keep the key policy rate unchanged is on expected lines in the backdrop of rupee appreciation, softening