According to government data, various banks have reported an increase in cases of fraud during 2015-16 and 2017-18. Probity watchdog Central Vigilance Commission (CVC) has started examining
Category: RBI–Banks
Default rate in small loans lowest, finds study – The Economic Times
Credit bureaus appear to be helping high-street banks take cautious lending decisions where loans are not backed by collaterals. Although personal loans, which are offered
All you want to know about EMV chip cards – The Hindu BusinessLine
Are you wondering why you received a new debit card while your existing debit card is just working fine? Well, here is the reason. Banks
All you wanted to know about PCA – The Hindu BusinessLine
If you had just got a handle on the NPA animal after all the noise around it in the last two or three years, the
Tight scrutiny: RBI cancels registration of 1,300 NBFCs in H1FY19 – The Financial Express
The spurt in action against errant NBFCs this fiscal suggests a heightened scrutiny of non-bank lenders around the time the Infrastructure Leasing & Finance (IL&FS)
Monetary policy in 2018: Targeting inflation in uncertain times wasn’t easy – The Financial Express
This was because headline inflation, pulled down by sharp undershooting of food price inflation, masked adverse movements in the underlying trends of other key elements
Farm loan waivers: Double-edged sword for banks & farmers – The Financial Express
By Kushankur Dey Farm loan waivers amounting to more than Rs 85,000 crore in the two consecutive financial years (2017-18 and 2018-19) announced by various
Bank bailout – The Hindu BusinessLine
It is short-sighted to prioritise PCA banks in the recapitalisation exercise The Centre’s decision to peg up its recapitalisation package for Public Sector Banks (PSBs)
Capital idea? on banks recapitalisation plan – The Hindu
With just months to go for the general election, the government looks all set to open the credit taps of the economy. The Centre has
Saving the ‘suited-booted’–Deccan Chronicle
The government’s plan to infuse Rs 83,000 crore into the public sector banks that are under the scrutiny of the Reserve Bank of India’s Prompt
nabard: Clear bank dues when loans are waived: Nabard to states – The Economic Times
Amid a flurry of farm loan waivers, financial institution Nabard has written to states advising them to ensure that dues of banks that actually write-off the loan
New RBI governor should follow his “dharma” to protect autonomy: Rangarajan – The Hindu BusinessLine
Shaktikanta Das is not the first bureaucrat to be appointed as RBI governor and should follow his “dharma” to protect RBI’s autonomy like his predecessors,
Wilful defaults: 2,571 FIRs registered, 9,363 recovery suits filed by PSU banks – The Financial Express
The country’s commercial banks hold non-performing assets (NPAs) worth Rs 10.4 lakh crore, around 11.2% of their total loans outstanding. Public sector banks have filed
NPA resolution: Banks go for all-cash sale of stressed assets – The Financial Express
By Mitali Salian Delay in litigation aside, fear of poor redemption of security receipts (SRs) have prompted banks to increasingly insist on all-cash deals on
Bank recap no different from farm loan waiver | Business Standard Column
The CEOs of bad debt-laden state-owned banks should start partying, thanks to the early arrival of Christmas after a stressful year, relentlessly chasing rogue borrowers
PSBs: Capital infusion won’t fix them | Business Standard Column
As it has done with most problems inherited from the Congress-led government, the National Democratic Alliance (NDA) has tried to find a quick fix for
Recapitalising PCA banks is a bad idea; here is why – The Financial Express
Recapitalising PCA banks is a bad idea The government’s latest announcement on capital infusion into banks suggests it is attempting to boost loan growth by
Narendra Modi: The assault on the RBI’s autonomy is just starting – The Economic Times
By Andy Mukherjee After sending two pesky central bank governors packing in a little over two years, bureaucrats have turned their attention to unwinding the monetary authority’s
Farm loan waivers: Rahul’s wrong, but so is Modi – The Financial Express
It is not clear if the Modi-led government will announce loan waivers of the type the UPA did in 2008, but the rising farm distress,
RBI–Changing stance | Business Standard Editorials
There has been a flurry of central bank action across the world in the past few days. The Federal Open Market Committee (FOMC) of the US
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