https://www.thehindubusinessline.com/money-and-banking/not-necessary-to-activate-countercylical-capital-buffer-now-rbi-tells-banks/article68098920.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/not-necessary-to-activate-countercylical-capital-buffer-now-rbi-tells-banks/article68098920.ece By not activating this buffer, the RBI is ensuring that there are no hurdles in the flow of credit to the productive
Category: RBI–Banks
Travel, hospitality, entertainment comprised 33% of SBI Card’s spends in 9M FY24 – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/travel-hospitality-entertainment-comprised-33-of-sbi-cards-spends-in-9m-fy24/article68099209.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/travel-hospitality-entertainment-comprised-33-of-sbi-cards-spends-in-9m-fy24/article68099209.ece SBI Card tracks spending patterns, noting a rise in travel, including both business and leisure, reflecting societal trends and market expectations Travel,
👍👍👍👍👍RBI’s compiled master direction on ARCs to be effective from April 24 | News – Business Standard
https://www.business-standard.com/industry/news/rbi-s-compiled-master-direction-on-arcs-to-be-effective-from-april-24-124042400508_1.html Clipped from: https://www.business-standard.com/industry/news/rbi-s-compiled-master-direction-on-arcs-to-be-effective-from-april-24-124042400508_1.html ‘Non-complying ARC shall be subject to supervisory action,’ says regulator Photo: Bloomberg Listen to This Article The Reserve Bank of India (RBI)
👍👍👍Five-day week not there yet, but bank wage settlement has a lot for bankers | Expert Views – Business Standard
Clipped from: https://www.business-standard.com/opinion/columns/things-we-may-not-know-about-bank-wage-settlement-124042100347_1.html While the wait for a five-day week gets longer, the most interesting developments that make the agreement progressive and humane relate to leave
👍👍👍Not necessary to activate countercylical capital buffer now: RBI tells banks
The Reserve Bank of India (RBI) on Tuesday said it is not necessary to activate countercyclical capital buffer (CCyB) for banks at this point in
Banks must make deposits more attractive for retail customers: RBI MPC external member – Economy News | The Financial Express
https://www.financialexpress.com/policy/economy-banks-must-make-deposits-more-attractive-for-retail-customers-rbi-mpc-external-member-3464074 Clipped from: https://www.financialexpress.com/policy/economy-banks-must-make-deposits-more-attractive-for-retail-customers-rbi-mpc-external-member-3464074/ Ashima Goyal believes that banks tend to offer better interest rates for bulk corporate deposits that are not sticky. ‘Since loan rates
Bank credit: Slow but healthy growth – The Hindu BusinessLine
https://www.thehindubusinessline.com/specials/current-account/bank-credit-slow-but-healthy-growth/article68090974.ece Clipped from: https://www.thehindubusinessline.com/specials/current-account/bank-credit-slow-but-healthy-growth/article68090974.ece At 14 per cent, bank credit growth seen moderate but adequate in fiscal 2025, backed by retail demand Crisil Ratings expects healthy
👍👍👍Why retail loans remain unstoppable – The Hindu BusinessLine
https://www.thehindubusinessline.com/specials/current-account/why-retail-loans-remain-unstoppable/article68090864.ece lipped from: https://www.thehindubusinessline.com/specials/current-account/why-retail-loans-remain-unstoppable/article68090864.ece Banks are lending more than ever, including unsecured credit, even as the RBI moves to curb overreach Bank loan offers are flooding
Tough times for urban cooperative banks as bad loans build, ranking dips | Banking – Business Standard
https://www.business-standard.com/industry/banking/tough-times-for-urban-cooperative-banks-as-bad-loans-build-ranking-dips-124041900436_1.html Clipped from: https://www.business-standard.com/industry/banking/tough-times-for-urban-cooperative-banks-as-bad-loans-build-ranking-dips-124041900436_1.html Lenders that hold more than Rs 5 trillion in deposits are weaker after the pandemic Listen to This Article Urban cooperative banks
Larger banks may look at securitisation route to unlock liquidity
Securitisation is a structured process whereby identified pool of loans are packaged together and sold to an SPV (special purpose vehicle), which in turn issues
RBI to banks: Can’t charge extra without mention in key fact statement | Personal Finance – Business Standard
https://www.business-standard.com/finance/personal-finance/rbi-new-rule-on-retail-msme-borrowers-banks-can-t-charge-extra-fee-if-124041600283_1.html lipped from: https://www.business-standard.com/finance/personal-finance/rbi-new-rule-on-retail-msme-borrowers-banks-can-t-charge-extra-fee-if-124041600283_1.html Any fees, charges, etc., which are not mentioned in the KFS, cannot be charged by the REs to the borrower at any
👍👍👍Resurgent oil, commodity prices can derail rate cut hopes
Iran’s missile offensive on Israel over the weekend, in retaliation to attacks on its own embassy in Syria, has stoked the embers in the Middle
👍👍👍Deposits of senior citizens soared about 150% to ₹34 lakh crore in 5 years: SBI report
Senior citizens are proving to be a great source of stable deposits for the banking system. The attraction of 50 basis points additional interest rate
👍👍👍Home loans: To top up or not to top up? | Expert Views – Business Standard
https://www.business-standard.com/opinion/columns/home-loans-to-top-up-or-not-to-top-up-124041400359_1.html Clipped from: https://www.business-standard.com/opinion/columns/home-loans-to-top-up-or-not-to-top-up-124041400359_1.html The home loan top-up, a kind of secured multipurpose personal loan, is on the regulator’s radar. Rightly so Like home loans, top-up
👍Tasks before RBI consumer cell
The Annual Report of the Ombudsman Scheme 2022-23, released on March 11, 2024, is the first standalone report under the Reserve Bank-Integrated Ombudsman Scheme (RB-IOS),
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