https://www.thehindubusinessline.com/specials/current-account/bank-credit-slow-but-healthy-growth/article68090974.ece Clipped from: https://www.thehindubusinessline.com/specials/current-account/bank-credit-slow-but-healthy-growth/article68090974.ece At 14 per cent, bank credit growth seen moderate but adequate in fiscal 2025, backed by retail demand Crisil Ratings expects healthy
Category: RBI–Banks
👍👍👍Why retail loans remain unstoppable – The Hindu BusinessLine
https://www.thehindubusinessline.com/specials/current-account/why-retail-loans-remain-unstoppable/article68090864.ece lipped from: https://www.thehindubusinessline.com/specials/current-account/why-retail-loans-remain-unstoppable/article68090864.ece Banks are lending more than ever, including unsecured credit, even as the RBI moves to curb overreach Bank loan offers are flooding
Tough times for urban cooperative banks as bad loans build, ranking dips | Banking – Business Standard
https://www.business-standard.com/industry/banking/tough-times-for-urban-cooperative-banks-as-bad-loans-build-ranking-dips-124041900436_1.html Clipped from: https://www.business-standard.com/industry/banking/tough-times-for-urban-cooperative-banks-as-bad-loans-build-ranking-dips-124041900436_1.html Lenders that hold more than Rs 5 trillion in deposits are weaker after the pandemic Listen to This Article Urban cooperative banks
Larger banks may look at securitisation route to unlock liquidity
Securitisation is a structured process whereby identified pool of loans are packaged together and sold to an SPV (special purpose vehicle), which in turn issues
RBI to banks: Can’t charge extra without mention in key fact statement | Personal Finance – Business Standard
https://www.business-standard.com/finance/personal-finance/rbi-new-rule-on-retail-msme-borrowers-banks-can-t-charge-extra-fee-if-124041600283_1.html lipped from: https://www.business-standard.com/finance/personal-finance/rbi-new-rule-on-retail-msme-borrowers-banks-can-t-charge-extra-fee-if-124041600283_1.html Any fees, charges, etc., which are not mentioned in the KFS, cannot be charged by the REs to the borrower at any
👍👍👍Resurgent oil, commodity prices can derail rate cut hopes
Iran’s missile offensive on Israel over the weekend, in retaliation to attacks on its own embassy in Syria, has stoked the embers in the Middle
👍👍👍Deposits of senior citizens soared about 150% to ₹34 lakh crore in 5 years: SBI report
Senior citizens are proving to be a great source of stable deposits for the banking system. The attraction of 50 basis points additional interest rate
👍👍👍Home loans: To top up or not to top up? | Expert Views – Business Standard
https://www.business-standard.com/opinion/columns/home-loans-to-top-up-or-not-to-top-up-124041400359_1.html Clipped from: https://www.business-standard.com/opinion/columns/home-loans-to-top-up-or-not-to-top-up-124041400359_1.html The home loan top-up, a kind of secured multipurpose personal loan, is on the regulator’s radar. Rightly so Like home loans, top-up
👍Tasks before RBI consumer cell
The Annual Report of the Ombudsman Scheme 2022-23, released on March 11, 2024, is the first standalone report under the Reserve Bank-Integrated Ombudsman Scheme (RB-IOS),
👍👍👍👍👍Monetary policy review: Optimism on growth, caution on inflation | Expert Views – Business Standard
https://www.business-standard.com/opinion/columns/monetary-policy-review-optimism-on-growth-caution-on-inflation-124040501240_1.html Clipped from: https://www.business-standard.com/opinion/columns/monetary-policy-review-optimism-on-growth-caution-on-inflation-124040501240_1.html Five of the six members of the RBI’s MPC panel have voted for the status quo on both the policy rate and
👍👍👍We are consciously building forex reserves: RBI governor – Economy News | The Financial Express
https://www.financialexpress.com/policy/economy-we-are-consciously-building-forex-reserves-rbi-governor-3447950 Clipped from: https://www.financialexpress.com/policy/economy-we-are-consciously-building-forex-reserves-rbi-governor-3447950/ India’s foreign exchange reserves rose $2.9 billion to reach an all-time high of $645.6 billion as of March 29. Earlier, forex reserves
👍👍👍👍👍Who’s afraid of credit cards? – Opinion News | The Financial Express
https://www.financialexpress.com/opinion/whos-afraid-of-credit-cards/3446903 Clipped from: https://www.financialexpress.com/opinion/whos-afraid-of-credit-cards/3446903/ The RBI is understandably concerned about sharp run-up in credit card dues In the April-February 2023-24 period banks’ personal loan portfolio has
GNPA ratio of scheduled commercial banks projected to improve to 2.1-2.4 pc by FY25 end: CareEdge – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/gnpa-ratio-of-scheduled-commercial-banks-projected-to-improve-to-21-24-pc-by-fy25-end-careedge/article68005929.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/gnpa-ratio-of-scheduled-commercial-banks-projected-to-improve-to-21-24-pc-by-fy25-end-careedge/article68005929.ece Banks witnessed a surge in GNPAs from 3.8 per cent in FY14 to 11.2 per cent in FY18 At these levels, GNPA
*****Pages from the diary of a woman PSU banker | Expert Views – Business Standard
https://www.business-standard.com/opinion/columns/pages-from-the-diary-of-a-woman-psu-banker-124031000410_1.html Clipped from: https://www.business-standard.com/opinion/columns/pages-from-the-diary-of-a-woman-psu-banker-124031000410_1.html Last Friday, the banker offered me the pages from her 2023 diary, taking time out from Women’s Day celebrations with her friends
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