By Anirban Nag India’s central bank has insufficient capital, much less a surplus to hand over to the government, a new study shows. Operating losses could
Category: RBI–Banks
Raghuram Rajan: Govt should learn reform lessons from Narsimha Rao-Manmohan Singh: Raghuram Rajan–Economic Times
Job creation, tolerance of divergent views and protection of institutions are among the biggest issues facing India, former Reserve Bank of India governor Raghuram Rajan said in
Public Credit Registry will help lenders access risk: Viral Acharya – The Economic Times
A Public Credit Registry (PCR) could well turn out to be the panacea for the ills of poor credit flow to numerous individual borrowers without credit history and to tiny enterprises
RBI to strenghten PCR ‘for a 360-degree view of borrowers’ – The Hindu BusinessLine
The Deputy Governor of the Reserve Bank of India (RBI), Viral Acharya, said that the RBI plans to engage with the government and other regulators
Indian Banks: Water crisis in India could further worsen bank NPA problem: WWF report–Economic Times
With water being a shared resource, what the country requires is a comprehensive and sustainable water management plan by various stakeholders,” the report said. Water
Legislating payments out of RBI’s excess capital could compromise its independence | The Indian Express
The RBI’s current core equity level of 6.6 per cent needs to be more than doubled. How much equity should the Reserve Bank of India
Govt should learn reform lessons from Narsimha Rao-Manmohan Singh: Raghuram Rajan–Economic Times
Emphasising the need to have a decentralised structure of government, former RBI governor Raghuram Rajan today said that the governments should learn how to implement reforms from
MSMEs: Companies told to disclose dues to MSMEs – The Economic Times
The government is mandating disclosure for all companies that have arrears to micro, small and medium enterprises (MSMEs) for over 45 days in its latest
Focus on the primary | Business Standard Editorials
In a speech last week, Reserve Bank of India (RBI) Governor Shaktikanta Das stoked an old debate. He referred to one of his tweets in October 2018
MSME and Mudra NPAs are rising, but a slew of fintechs promise safe lending by using data – The Financial Express
Fintechs are developing new loan processing models for SMEs based on GST filings or cash flow data of the type you can get from Amazon-Flipkart-UPI.
NSEL scam: SFIO wants DCB Bank licence cancelled – The Hindu BusinessLine
The Serious Fraud Investigation Office (SFIO) has sought the cancellation of the banking licence of DCB Bank for its role in the National Spot Exchange
Four things to consider before you raise money from a bank – The Economic Times
By Rishi Mehra Looking to raise funds through a bank loan? You may want to consider some aspects before you approach a bank for funds. From why you need
UDIN: UDIN: The tool to plug bank frauds through forged documents – The Economic Times
By Milan Mody, Bhavin Kapadia and Nidhi Parekh Originality and authenticity are the key elements when people rely and trust documents which have been certified by an
NPA recognition likely to get prolonged till FY20, may spike by Rs 5.24 trillion: RBI – The Economic Times
Non-performing asset recognition is likely to get prolonged till the next fiscal year and can put Rs 5.24 trillion debt in FY20 at risk increasing the
‘Uptick in credit demand from SMEs after note ban, GST’ – The Hindu BusinessLine
There has been a steady uptick in demand for credit from small and medium enterprises (SMEs) over the last 18 months following demonetisation and GST.
Syndicate Bank’s new platform to approve loans within 15 minutes – MONEY & BANKING – The Hindu BusinessLine
In a first for a public sector lender, Syndicate Bank plans to set up a platform for loan approval within 15 minutes. Top officials of
High real interest rate, low inflation add to RBI dilemma; will it cut monetary policy rate? Expert take – The Financial Express
The falling retail inflation on one hand and unchanged interest rate on the other, raise a potent question whether the real interest rate in India
MSMEs, beware of the poisoned chalice – The Economic Times
If that increased working capital is unavailable to you, you have to shrink your volume of business or be faced with a liquidity squeeze, both
59 minutes loan: Speed up 59-minute loan sanction, government tells PSU banks – The Economic Times
Banks have also been advised to be proactive and reach out to those who do not come back, said another official. Highlights Since its formal
Mudra NPAs no issue: Financial services secretary Rajiv Kumar – The Economic Times
Kumar said MSEs form the ‘missing middle’ which needs to be strengthened if India Inc needs to gain momentum. The government is not worried over
aniltikotekar4sme.com 