Clipped from: https://www.business-standard.com/opinion/editorial/india-s-banks-are-healthier-but-the-next-stress-point-is-already-visible-125123001132_1.html While banking is stable and resilient, it needs to evolve and adjust to the changing dynamics of the Indian financial system Bank balance
Category: RBI–Banks
*Bank NPAs at multi-decade lows as gross NPA ratio falls to 2.1%: RBI data | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/bank-npas-at-multi-decade-lows-125122900801_1.html RBI’s Trends and Progress report shows banks’ asset quality improved, with gross NPAs down to 2.1% by September 2025 and net NPAs at
*Recovery under IBC improves to nearly 37% in FY25 despite fewer cases | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/recovery-under-ibc-improves-to-nearly-37-per-cent-in-fy25-despite-fewer-cases-125122900840_1.html RBI data shows banks improved recovery outcomes under the IBC and SARFAESI in 2024-25 even as the number of cases referred for resolution
Bank fraud amount rises 30% to ₹21,515 crore in April-September H1FY26 | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/bank-fraud-rises-30pc-to-rs-21515cr-in-apr-september-period-125122900997_1.html Banking system fraud amount rose to ₹21,515 crore in April-September FY26, up 30 per cent year-on-year, even as the number of cases fell
Banks will continue to face competition for resource mobilisation, says RBI | Banking – Business Standard
Clipped from: https://www.business-standard.com/industry/banking/banks-will-face-competition-for-resource-mobilisation-rbi-125122901033_1.html RBI said banks remain resilient with low bad loans and strong capital, but credit growth outpacing deposits will keep resource mobilisation competitive, requiring
***FinMin to hold colloquium on rising pendency of debt recovery cases in DRTs | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/fin-min-to-hold-colloquium-on-rising-pending-debt-recovery-cases-in-drts-125122900808_1.html DFS will meet DRT and DRAT heads and senior bank executives on December 30 to discuss measures to speed up recoveries as pending
Big ticket retail loans gain momentum – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/big-ticket-retail-loans-gain-momentum/article70446850.ece Housing loan above ₹1 crore, car loans of ₹15 lakh and above, two-wheeler loans of ₹3 lakh and above see good growth Demand
Large banks raise record funds via CDs in 2025 – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/large-banks-raise-record-funds-via-cds-in-2025/article70446612.ece Banks’ credit growth has been outpacing deposit growth since GST rate cuts, triggering a mismatch in funding requirements, leading to increase in issuances
Deposit growth slips below 10% as credit rises 11.7%, gap at 200 bps | Finance News – Business Standard
lipped from: https://www.business-standard.com/finance/news/deposit-growth-slows-credit-picks-up-december-12-fortnight-125122600819_1.html RBI data show deposit growth lagging credit growth by 200 basis points, highlighting persistent deposit tightness even as lending demand remains strong Indian
Gold reserves, foreign currency assets push forex kitty by $4.4 bn | Economy & Policy News – Business Standard
Clipped from: https://www.business-standard.com/economy/news/india-forex-reserves-rise-4-37-billion-693-billion-december-19-125122600854_1.html RBI data show gold reserves and foreign currency assets rose during the week, aided by a $5 billion USD/INR buy-sell swap and intervention
RBI’s new guidelines may slow expansion of urban cooperative banks
Clipped from: https://www.business-standard.com/finance/news/rbi-s-new-guidelines-may-slow-expansion-of-urban-cooperative-banks-125122600891_1.html Officials also said the new rules would raise compliance costs by over 20 per cent Officials also said the new rules would raise
Bombay High Court stays fraud notices to Anil Ambani; questions banks’ compliance – The Hindu
Clipped from: https://www.thehindu.com/business/Industry/bombay-high-court-stays-fraud-notices-to-anil-ambani-questions-banks-compliance/article70432993.ece The High Court questions auditor’s qualification, independence and banks’ delay under RBI norms The Bombay High Court on Wednesday (December 24, 2025) granted
RBI launches two-month campaign to clear all pending customer complaints | Personal Finance – Business Standard
Clipped from: https://www.business-standard.com/finance/personal-finance/rbi-launches-two-month-campaign-to-clear-all-pending-customer-complaints-125120500258_1.html RBI has proposed to hold a two-month campaign from 1st January next year with an aim to resolve all grievances pending for more
Revised BSBD A/C norms: Provision of digital banking and no fee on ATM card – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/revised-bsbd-ac-norms-provision-of-digital-banking-and-no-fee-on-atm-card/article70358124.ece This may prompt conversion of some SB A/Cs into BSBD A/Cs Savings Bank (SB) account holders may want to consider converting one of
*******Banking on a bargain: Sandesara settlement raises important questions
Clipped from: https://www.business-standard.com/opinion/editorial/banking-on-a-bargain-sandesara-settlement-raises-important-questions-125112701283_1.html The brothers, who had managed to abscond on the Albanian passport in 2017 and were running an oil and gas business in Nigeria,
*******Rupee outlook – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/editorial/rupee-outlook/article70330756.ece RBI deploys right tools to control currency volatility The RBI has struck a good balance here — between letting the rupee depreciate to
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