Clipped from: https://www.thehindubusinessline.com/opinion/expect-an-extended-pause-in-rates/article69906884.ece With inflation expected to remain elevated in FY27, there’s little headroom for further rate cuts Interest rate transmission is yet to fully play
Category: RBI–Banks
Banks’ credit growth to remain low as corporates using other funding sources in low interest rate regime: SBI Report – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-credit-growth-to-remain-low-as-corporates-using-other-funding-sources-in-low-interest-rate-regime-sbi-report/article69886238.ece Share of incremental bank credit in total resource flow expected to fall from 31.3% in FY25 to just 22% by second quarter of
Comprehensive1*******Lender loses property documents: Apply to sub-registrar for title copies | Personal Finance – Business Standard
lipped from: https://www.business-standard.com/finance/personal-finance/lender-loses-property-documents-apply-to-sub-registrar-for-title-copies-125080101401_1.html Before you can do so, the bank must issue a non-traceable certificate, file an FIR, and publish a public notice in newspapers on
Four PSBs seek 1-year extension to comply with shareholding norms
Clipped from: https://www.business-standard.com/economy/news/four-psbs-seek-deadline-extension-to-meet-minimum-public-shareholding-norms-125072901236_1.html As per SEBI norms, listed entities must reduce promoter shareholding to 75 per cent Emails sent to the five PSBs and the finance
RBI to bring out harmonised eligibility criteria for business authorisation for UCBs – The Hindu BusinessLine
lipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-to-bring-out-harmonised-eligibility-criteria-for-business-authorisation-for-ucbs/article69866127.ece The RBI has invited comments on the draft directions from public/stakeholders till August 25 Business authorisation relates to expansion of the area of
*The death of a banker: Navigating unbearable pressure and expectations
lipped from: https://www.business-standard.com/opinion/columns/the-death-of-a-banker-navigating-unbearable-pressure-and-expectations-125072700792_1.html When targets are overwhelming, senior management and customers are both impatient, and there is constant fear, not every banker has the resilience to
Public sector banks write off over ₹12 lakh cr in 9 years – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/public-sector-banks-write-off-over-12-lakh-cr-in-9-years/article69843289.ece Recruitment of over 48,000 employees currently underway at PSBs Banks write off non-performing assets (NPAs), including those for which full provisioning has been
Credit Card in force stays flat in June; ICICI, Axis Bank cards decline | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/credit-card-in-force-stays-flat-in-june-2025-125072201440_1.html Credit card issuances remain flat in June 2025, with ICICI Bank and Axis Bank showing declines in card numbers, while overall spending drops
Lack of empathy in customer service driving complaints: RBI DG Swaminathan | Finance News – Business Standard
lipped from: https://www.business-standard.com/finance/news/lack-of-empathy-driving-customer-complaints-rbi-dg-swaminathan-125072201252_1.html ‘Systems respond with templated emails and helplines loop back endlessly’ Swaminathan J, Deputy Governor, RBI Reserve Bank of India (RBI) Deputy Governor Swaminathan
Loan defaults at 6-quarter high: Why India’s young borrowers are struggling to repay EMIs – Money News | The Financial Express
Clipped from: https://www.financialexpress.com/money/why-young-borrowers-are-defaulting-on-loans-in-tier-3-cities-and-rural-india-3921470/ Loan defaults in Tier 3 towns and rural India have surged to a six-quarter high, driven by small-ticket borrowing and rising credit card
1-New Income Tax Bill: NPA definition provision aims to end disputes, Select Committee pitches for more clarity – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/economy/new-income-tax-bill-npa-definition-provision-aims-to-end-disputes-select-committee-pitches-for-more-clarity/article69821870.ece The new I-T Bill aims to align tax rules with RBI norms and reduce litigation over bad loan interest taxation The Bill, scheduled
MSME lending a new driver of credit growth? Asset quality a key test
Clipped from: https://www.business-standard.com/opinion/columns/msme-lending-a-new-driver-of-credit-growth-asset-quality-a-key-test-125071001426_1.html Credit growth to small and medium enterprises is outpacing all other sectors, but the test of asset quality lies ahead When a bank
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