Clipped from: https://economictimes.indiatimes.com/news/economy/policy/view-the-rbi-needs-to-cut-the-gordian-knot-that-threatens-financial-stability-in-india/articleshow/80437227.cmsSynopsis Where the RBI errs is in assuming more regulation of NBFCs will automatically mean greater safety. This is not true, as we saw
Category: RBI–Banks
How to use DuPont analysis to understand RoE – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/pick-of-the-day/how-to-use-dupont-analysis-to-understand-roe/article33644727.ece?homepage=true DuPont analysis will help in understanding the underlying drivers The return on equity (RoE) is one of the key metrics to identify stocks.
This is the peak in terms of NPAs and slippages: YES Bank chief – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/this-is-the-peak-in-terms-of-npas-and-slippages-yes-bank-chief/article33643685.ece?homepage=true Bank to focus on recoveries, opening CASA accounts, says Prashant Kumar Private sector lender YES Bank will focus on recoveries and opening CASA
Large NBFCs like Bajaj Finance, Mahindra Finance face stiff, bank-like rules–business today
Clipped from: https://www.businesstoday.in/current/corporate/large-sized-nbfcs-like-bajaj-finance-mahindra-finance-may-face-bank-like-stiffer-regulations/story/428815.html The new regulations call for a new approach to regulatory framework. The RBI has said that large NBFCs based on balance sheet size
RBI’s inflation targeting policy helps improve external competitiveness as inflation differentials with trading partners narrow – The Economic Times
Clipped from: https://economictimes.indiatimes.com/news/economy/policy/rbis-inflation-targeting-policy-helps-improve-external-competitiveness-as-inflation-differentials-with-trading-partners-narrow/articleshow/80418729.cms?utm_source=ETTopNews&utm_medium=HPTN&utm_campaign=AL1&utm_content=23Synopsis In a study Real effective exchange rate (REER) or inflation adjusted effective exchange rate into nominal exchange rates (NEER) and average relative prices
HDFC Bank submits plan of action to RBI, hopes to fix outage issue in 3 months | Deccan Herald
Clipped from: https://www.deccanherald.com/business/hdfc-bank-submits-plan-of-action-to-rbi-hopes-to-fix-outage-issue-in-3-months-942008.html RBI Governor had said it was necessary that the HDFC Bank strengthens its IT systems before expanding further The country’s largest private sector
RBI’s liquidity-withdrawal plan may pose risk to government borrowing: Analysts | Deccan Herald
Clipped from: https://www.deccanherald.com/business/business-news/rbis-liquidity-withdrawal-plan-may-pose-risk-to-government-borrowing-analysts-942046.html Analysts think it will be months before the RBI can substantially reduce the average daily surplus of Rs 6 trillion ($8 billion) that
RBI proposes scale-based regulations for shadow banks – The Economic Times
Clipped from: https://economictimes.indiatimes.com/news/economy/policy/rbi-proposes-scale-based-regulations-for-shadow-banks/articleshow/80406516.cmsSynopsis “Higher risk appetite of NBFCs has contributed to their size, complexity and interconnectedness making some of the entities systemically significant, posing potential threat
Govt working with SBI to launch e-commerce portal for MSMEs; to take on Amazon, Flipkart, others – The Financial Express
Clipped from: https://www.financialexpress.com/industry/sme/msme-eodb-msme-min-working-with-sbi-to-launch-e-commerce-portal-for-msmes-to-take-on-amazon-flipkart-others/2175884/ Ease of Doing Business for MSMEs: The government currently already has a business-to-business marketplace Government e-Marketplace (GeM) to help MSMEs sell directly to
Small finance banks’ low NPA ratio reflects better credit risk management: RBI – The Financial Express
Clipped from: https://www.financialexpress.com/industry/banking-finance/small-finance-banks-low-npa-ratio-reflects-better-credit-risk-management-rbi/2176001/ “One of the creditable features associated with micro finance has been its lower loan defaults, which have been made possible by better management
Economy getting over pandemic, growth headed for ‘glorious summer’: RBI | Business Standard News
Clipped from: https://www.business-standard.com/article/economy-policy/economy-getting-over-pandemic-growth-headed-for-glorious-summer-rbi-121012100731_1.html Labour market conditions are improving with a gradual pick up in employment, says central bank in January Bulletin The economy has come out
The Year of the Renminbi? | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/the-year-of-the-renminbi-121012001534_1.html China has been the world’s largest trader since 2013, its economy is now larger than that of the US in purchasing power parity
Banks red-flag: Loans to street vendors in pandemic turning NPAs | Business News,The Indian Express
Clipped from: https://indianexpress.com/article/business/economy/banks-red-flag-loans-to-street-vendors-in-pandemic-turning-npas-7155136/ Launched in June to help vendors amid the pandemic, the PM SVANidhi scheme is a micro-credit facility that provides street vendors a collateral-free
RBI withdraws 3 circulars on excess pension recovery after discovering anomalies – The Economic Times
Clipped from: https://economictimes.indiatimes.com/industry/banking/finance/banking/rbi-withdraws-3-circulars-on-excess-pension-recovery-after-discovering-anomalies/articleshow/80390336.cmsSynopsis “It has been brought to the notice of RBI that the recovery of excess/wrong pension payments from the pensioners are being made in
Ahead of banking, taking stock of the country’s banking sector – The Economic Times
Clipped from: https://economictimes.indiatimes.com/industry/banking/finance/banking/ahead-of-banking-taking-stock-of-the-countrys-banking-sector/articleshow/80373421.cms?utm_source=ETTopNews&utm_medium=HPTN&utm_campaign=AL1&utm_content=23Synopsis A bad bank is an entity that acquires NPAs from banks, leaving them to focus on core banking matters. With the govt looking
YES Bank finance solution for MSMEs – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/yes-bank-finance-solution-for-msmes/article33602466.ece YES Bank, on Monday, rolled out ‘YES MSME’, whereby the bank will support micro, small and medium enterprises (MSMEs) through solutions across lending,
Liquidity surplus in the banking system must be managed deftly – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/liquidity-surplus-in-the-banking-system-must-be-managed-deftly/article33609082.ece Merely pushing loans to already indebted firms without overall demand creation in the economy would be counterproductive to the banking system in the
With moratorium on filing fresh insolvency coming to an end, the process is expected to avoid a flood of cases at NCLTs – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/companies/pre-packaged-insolvency-resolution-process-in-the-making-for-covid-hit-india-inc/article33618320.ece With the moratorium on filing fresh insolvency coming to an end this March, the government is working on a pre-packaged insolvency resolution (PPIR)
A poor idea | Business Standard Editorials
Clipped from: https://www.business-standard.com/article/opinion/a-poor-idea-121011901667_1.html Bad bank will only kick the can down the road Economic disruption caused by Covid-19 will push up non-performing assets (NPAs) in the banking sector.
Banking on Budget: The five areas of focus for FM Nirmala Sitharaman | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/banking-on-budget-the-five-areas-of-focus-for-fm-nirmala-sitharaman-121012000176_1.html Given the series of policy announcements made by Finance Minister Nirmala Sitharaman in the last 9 months it is reasonable not to expect