Clipped from: https://www.business-standard.com/finance/personal-finance/health-insurance-strike-balance-between-restrictions-affordability-125072800689_1.html Combining base policy with super-top-up can also help make premiums manageable Nowadays, add-ons like OPD (out-patient department) coverage and annual health checkups have
Category: Insurance
Latest Court Decisions are from some of the High Courts and from Supreme Court of India
IRDAI moots internal insurance ombudsman for insurers – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/news/irdai-moots-internal-insurance-ombudsman-for-insurers/article69850280.ece Framework will mandate impartial resolution of complaints and improve fairness to the customer The insurance regulator has proposed the establishment of an independent and
Rising out-of-pocket health expenditure: causes and solutions – The Hindu
lipped from: https://www.thehindu.com/news/national/kerala/rising-out-of-pocket-health-expenditure-causes-and-solutions/article69769006.ece Why out-of-pocket health expenditure (OOPE) remains exceptionally high in Kerala is a subject that demands serious study and the urgent identification of solutions
Irdai flags issues at 8 insurers over health master circular norms | Insurance News – Business Standard
Clipped from: https://www.business-standard.com/finance/insurance/irdai-flags-compliance-issues-in-health-insurance-inspections-125062601177_1.html Regulator begins phased inspections of health insurers; issues linked to claims settlement and compliance with the new Health Insurance Master Circular An official
Health insurance must be inclusive – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/health-insurance-must-be-inclusive/article69728894.ece Bulk of the premium comes from a few States, there are gaps in claims settlement, and pricing needs to be reviewed, especially for
Health cover beyond hospital care – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/specials/current-account/health-cover-beyond-hospital-care/article69724857.ece Opt for medical insurance that supports both treatment and preventive care Healthcare in India is undergoing a fundamental transformation. Medical advancements, rising awareness,
State-run general insurers may need Rs 17,000-crore capital to meet solvency norms in FY26: Icra – Money News | The Financial Express
Clipped from: https://www.financialexpress.com/money/state-run-general-insurers-may-need-rs-17000-crore-capital-to-meet-solvency-norms-in-fy26-icra-3866125/ State-run general insurers may need Rs 15,200-17,000 crore capital infusion by FY26 to meet solvency norms, says Icra. Weak profitability and high combined
*******India’s health insurance sector faces growth and profitability challenges: Report – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/indias-health-insurance-sector-faces-growth-and-profitability-challenges-report/article69647529.ece A recent report by Elara Capital has highlighted that both growth and profitability in the sector are being affected, which may redefine the
*******Pune activist’s bitter battle to bring epilepsy under health insurance cover – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/news/pune-activists-bitter-battle-to-bring-epilepsy-under-health-insurance-cover/article69633741.ece Meet Yashoda Wakankar who has lodged a PIL against IRDAI for excluding the neurological disorder Yashoda Wakankar, Founder of Sanvedana For Yashoda Wakankar,
*******Hypertension: A silent threat – The Hindu BusinessLine
lipped from: https://www.thehindubusinessline.com/opinion/hypertension-a-silent-threat/article69580471.ece Policy action with clinical intervention is crucial Hypertension: Early detection helps | Photo Credit: BrianAJackson Six years ago, while accompanying my father-in-law to
*****Home insurance must: Loss of rent for landlord, liability cover for tenant | Insurance News – Business Standard
Clipped from: https://www.business-standard.com/finance/insurance/home-insurance-tips-covers-exclusions-for-landlords-and-tenants-125051400461_1.html Insuring contents is critical if a property being rented is furnished; declare valuable items to insurance company Loss of rent insurance is useful,
*******Do not apply for health cover without revealing existing hypertension
Clipped from: https://www.business-standard.com/finance/personal-finance/do-not-apply-for-health-cover-without-revealing-existing-hypertension-125051501460_1.html You may succeed in buying the policy but your claim could get rejected later if any complications arise Many customers do not take