Clipped from: https://www.business-standard.com/finance/personal-finance/health-insurance-companies-are-quietly-bringing-back-claims-based-loading-125121801142_1.html The move is taking the form of a reduction in discount on next year’s premium once a policyholder has made a claim A
Category: Insurance
Latest Court Decisions are from some of the High Courts and from Supreme Court of India
Insurance Query: Flight Disruption – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/portfolio/personal-finance/insurance-query-flight-disruption/article70388964.ece What if flights are disrupted due to bad weather or instances such as the recent IndiGo fiasco Q. I’m planning a 10-day trip
*****Insurance company or broker may need to pay penalty, compensation for mental harassment to policy holder – The HinduBusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/insurance-company-or-broker-may-need-to-pay-penalty-compensation-for-mental-harassment-to-policy-holder/article70326293.ece The insurance ombudsman will register every complaint within one working day These are some changes being proposed in the draft for Insurance Ombudsman
No GST on insurance a loss for policyholders? What the math shows | Personal Finance – Business Standard
Clipped from: https://www.business-standard.com/finance/personal-finance/no-gst-on-insurance-a-loss-for-policyholders-what-the-math-shows-125091700975_1.html Policyholders will pay no GST on health and life premiums from September 22, but insurers lose the ability to claim tax credit on
Insurance complaints up 45% in Q2 2025, most about health policies: Report | Personal Finance – Business Standard
lipped from: https://www.business-standard.com/finance/personal-finance/insurance-complaints-up-45-in-q2-2025-most-about-health-policies-report-125092401017_1.html Younger customers most active in disputing claims and policies, says Insurance Samadhan Listen to This Article Complaints about insurance almost doubled in the
Irdai Chairman Ajay Seth launches Bima Sugam India Federation website | Insurance News – Business Standard
Clipped from: https://www.business-standard.com/finance/insurance/irdai-chairman-ajay-seth-launches-bima-sugam-india-federation-website-125091701252_1.html The website was launched in the presence of industry CEOs, senior IRDAI officials, and the Bima Sugam leadership team at the IRDAI headquarters
*Waiting for GST free insurance? You could lose big if your renewal is due before Sept 22 – BusinessToday
lipped from: https://www.businesstoday.in/personal-finance/tax/story/waiting-for-gst-free-insurance-you-could-lose-big-if-your-renewal-is-due-before-sept-22-492950-2025-09-08 From September 22, premiums on individual life and health insurance policies will be exempt from GST, reducing the cost burden on policyholders. For
Consumer protection: Insurer penalised for unjust insurance claim denial | Expert Views – Business Standard
Clipped from: https://www.business-standard.com/opinion/columns/consumer-protection-insurer-penalised-for-unjust-insurance-claim-denial-125081700696_1.html The National Commission dismissed the argument that only the horse was covered and not the trailer, calling it ‘palpably amusing and fantastic’ The
*******Cyber cover for digital natives – Money News | The Financial Express
clipped from: https://www.financialexpress.com/money/cyber-cover-for-digital-natives-3934892/ Cyber insurance protects digital users from financial loss, identity theft, cyberbullying, and more. Learn how it works, what it covers, key exclusions, and
Consumer protection: Bank held liable for changing policy without consent
Clipped from: https://www.business-standard.com/opinion/columns/consumer-protection-bank-held-liable-for-changing-policy-without-consent-125080300631_1.html The State Commission allowed the complaint and directed the bank and the insurer to be jointly and severally liable for compensating the loss,
NRI Health Insurance – The Hindu BusinessLine
A robust health insurance plan that adequately covers my family back home I recently moved to the US for work, but my spouse and parents
*******TCS layoffs: How to keep your health insurance without losing benefits | Personal Finance – Business Standard
Clipped from: https://www.business-standard.com/finance/personal-finance/tcs-layoffs-how-to-keep-your-health-insurance-without-losing-benefits-125073100133_1.html IRDAI mandates that insurers must offer migration from a group indemnity health policy (excluding travel & personal accident) to an individual policy. As
Star Health Insurance Q1 net dips 17% at ₹262 crore – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/star-health-insurance-q1-net-dips-17-at-262-crore/article69870557.ece Star Health Insurance recorded a gross written premium (GWP) of ₹3,936 crore, a 13 per cent year-on-year growth Anand Roy, MD and CEO,
Balancing coverage and affordability in senior citizens’ health insurance
Clipped from: https://www.business-standard.com/finance/personal-finance/health-insurance-strike-balance-between-restrictions-affordability-125072800689_1.html Combining base policy with super-top-up can also help make premiums manageable Nowadays, add-ons like OPD (out-patient department) coverage and annual health checkups have
IRDAI moots internal insurance ombudsman for insurers – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/news/irdai-moots-internal-insurance-ombudsman-for-insurers/article69850280.ece Framework will mandate impartial resolution of complaints and improve fairness to the customer The insurance regulator has proposed the establishment of an independent and
Rising out-of-pocket health expenditure: causes and solutions – The Hindu
lipped from: https://www.thehindu.com/news/national/kerala/rising-out-of-pocket-health-expenditure-causes-and-solutions/article69769006.ece Why out-of-pocket health expenditure (OOPE) remains exceptionally high in Kerala is a subject that demands serious study and the urgent identification of solutions