Harsh reality and the need for mitigating steps [1] Digital frauds — the number has increased from 2.6 lakh in 2021 to 28 lakh in 2025 [2] amounts involved increased from 551 crore to 22931 crore. [3] Apart from applying checks on transactions above 10000  [ which account for about 45% of total transactions] other measure –put forth for consideration– include concept of ” trusted person ” to be appointed by vulnerable persons [4] Editorial cautions about investigations turning messy.  = Courtesy BusinessLine