Cardholders to pay less for SBI’s protection plan from September, as CPP variants get revised fees without losing key fraud cover and emergency support.
From 16 September 2025, State Bank of India’s (SBI) credit card arm will roll out revised charges and updated features for its Card Protection Plan (CPP). The new structure will take effect at the time of renewal, and all existing policyholders will be automatically migrated.
SBI Card has said that customers will be informed in advance through SMS and email at least 24 hours before their renewal date.
What the CPP covers
The Card Protection Plan is designed to protect cardholders in cases of card loss, theft or fraud. The service also helps with emergency travel support and recovery of key document details. The main benefits include:
- Single-call facility to block all lost or stolen cards
- SIM card blocking service if the mobile device is lost
- Emergency advance for hotel stays and travel tickets abroad
- Fraud protection against phishing, PIN-based frauds, tele-phishing, and non-OTP transactions in case of lost or stolen cards
- Mobile wallet protection in case of device theft
- Complimentary access to SBI Card’s credit analysis programme
- Depending on the chosen variant, coverage can also be extended to spouse and parents. See the detailed table below
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