Clipped from: https://www.business-standard.com/article/opinion/arc-industry-will-need-to-reinvent-itself-123022600632_1.html The RBI unveiled new regulations in October 2022, which enhanced governance standards and permitted ARCs to act as resolution applicants under the IBC’s
Category: RBI–Banks
👍👍👍Bank capital needs may rise 15-20% based on draft RBI market risk norms | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/bank-capital-needs-may-rise-15-20-based-on-draft-rbi-market-risk-norms-123022600316_1.html?code=NTM4OTU9MTIzMDIyNjAwMzE2 On February 17, the RBI released draft guidelines on minimum capital requirements for market risk based on Basel III standards The Reserve Bank
🙏🙏🙏🙏🙏Considerable gap between demand and supply of funds in banking system to continue in FY24: BoB report – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/considerable-gap-between-demand-and-supply-of-funds-in-banking-system-to-continue-in-fy24-bob-report/article66552616.ece To continue with the higher pace of lending, they could consider digging into their own capital or reserves and surplus going forward, experts
👍👍Old wine in a new bottle | The Financial Express
Clipped from: https://www.financialexpress.com/opinion/old-wine-in-a-new-bottle/2992171/ Regulating these is not a new challenge for the RBI and the government. The apps are similar to NBFCs, but channel the spirits
👍👍Honeymoon with record profits may end in March | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/banker-s-trust-bank-s-honeymoon-with-record-profits-may-end-in-march-123021900448_1.html From the June quarter, the drop in net interest margin will separate the men from the boys Posting record profits has become a
Strengthen your board: RBI message to banks – The Hindu BusinessLine
lipped from: https://www.thehindubusinessline.com/money-and-banking/strengthen-your-board-rbi-message-to-banks/article66516110.ece Regulator is nudging banks to rope in ex-bankers for the chairman position The routine annual inspection of banks conducted by the Reserve Bank of
👍👍👍*The Adani saga: What it means for Indian banks | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/the-adani-saga-what-it-means-for-indian-banks-123021200523_1.html Globally, for infrastructure projects, the construction risk is borne by the bond market; the banks step in at a later stage when they
👍Banks may raise deposit rates to compete with increases in small savings’: RBI – The Hindu
Clipped from: https://www.thehindu.com/business/Economy/banks-may-raise-deposit-rates-to-compete-with-increases-in-small-savings-rbi/article66432642.ece The returns for the October to December 2022 quarter, were 44-77 bps than the formula-determined rates, the RBI said in its October bulletin The
A crucial Budget for banks – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/a-crucial-budget-for-banks/article66425116.ece With liquidity becoming tight, sectors where the Budget signals a credit push in the context of elections will be closely watched Banks will
Pampering bondholders | The Financial Express
Clipped from: https://www.financialexpress.com/opinion/pampering-bondholders/2957953/ It is not the banks’ or regulator’s job to protect investors who throw caution to the winds because of greed A decision against
👍👍👍War for deposits will intensify | Business Standard Column-
Clipped from: https://www.business-standard.com/article/opinion/war-for-deposits-will-intensify-123012200499_1.html For most banks, the liability part of the balance sheet has been on autopilot, and the strategies have evolved around credit growth and
🙏🙏Expected credit loss framework will help banks spot loan stress early – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/editorial/expected-credit-loss-framework-will-help-banks-spot-loan-stress-early/article66414455.ece But banks may need to spruce up their risk evaluation teams ECL framework will help spot loan stress early The RBI has proposed
🙏Banks ‘batting’ for ECLGS extension
Banks ‘batting’ for ECLGS extension: https://www.thehindubusinessline.com/money-and-banking/banks-bat-for-extension-of-eclgs/article66396573.ece
Budget Expectation: Liquidity support system for NBFCs to Parity in Income Tax treatment on NPA provisions | The Financial Express
Clipped from: https://www.financialexpress.com/budget/budget-expectation-liquidity-support-system-for-nbfcs-to-parity-in-income-tax-treatment-on-npa-provisions-2945018/ The key question for the finance minister in the upcoming Union Budget is how to position NBFCs in the financial system in the
🙏‘Crypto is just gambling’: RBI Governor Shaktikanta Das seeks ban on cryptocurrencies – BusinessToday***
Clipped from: https://www.businesstoday.in/industry/banks/story/crypto-trading-is-just-gambling-rbi-governor-shaktikanta-das-seeks-ban-on-cryptocurrencies-360210-2023-01-13 Explaining further about the reason behind the crypto ban, Das, speaking at the BT Banking & Economy summit, said that besides the commonly
RBI’s compliance audit of NBFCs will be challenging – The Hindu BusinessLine***
Clipped from: https://www.thehindubusinessline.com/opinion/editorial/rbis-compliance-audit-of-nbfcs-will-be-challenging/article66346730.ece An audit can help rid the sector of bad actors and shell companies Compliance audit of NBFCs will be challenging RBI’s move was
Banks’ CD ratio to rise further as loan growth seen outpacing deposit growth – The Hindu BusinessLine***
Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-cd-ratio-to-rise-further-as-loan-growth-seen-outpacing-deposit-growth/article66342443.ece Banks’ C-D ratio has been increasing since November 2021 to touch 74.8 per cent as of December 2, expanding 480 bps from a