Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-cd-ratio-to-rise-further-as-loan-growth-seen-outpacing-deposit-growth/article66342443.ece Banks’ C-D ratio has been increasing since November 2021 to touch 74.8 per cent as of December 2, expanding 480 bps from a
Category: RBI–Banks
RBI opens sandbox to 6 firms to test anti-fraud solutions – The Hindu BusinessLine*****
Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-selects-6-entities-for-test-phase-under-regulatory-sandbox-for-prevention-and-mitigation-of-financial-frauds/article66341780.ece Allows regulator, innovators, customers to conduct field tests The ‘regulatory sandbox’ helps in collecting evidence on the benefits and risks of new financial
‘Today’s banks are seen as tech companies with banking licence’ – The Hindu BusinessLine***
Clipped from: https://www.thehindubusinessline.com/money-and-banking/todays-banks-are-seen-as-tech-companies-with-banking-licence/article66329282.ece How and why Karnataka Bank prioritises digital tech, data for growth Mahabaleshwara MS, MD and CEO, Karnataka Bank The 98-year-old Karnataka Bank Ltd
Kochhargate: A litmus test for CBI | Business Standard Column*
Clipped from: https://www.business-standard.com/article/opinion/kochhargate-a-litmus-test-for-cbi-123010100231_1.html The country’s premier investigative agency’s record in probing complex financial misdeeds is not exactly immaculate Last week, a special court remanded former MD
Remove the ‘*’ in banking products – The Hindu BusinessLine*
Clipped from: https://www.thehindubusinessline.com/opinion/remove-the-in-banking-products/article66304969.ece Bundling and force-selling of insurance plans with banking products is unacceptable Mis-selling: The devil lies in the detail | Photo Credit: Atstock Productions
Rate hike understandable, but growth is a concern – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/editorial/time-to-taper/article66234886.ece Interest rates should not choke off investment, just as inflation should not throttle consumption. The Reserve Bank of India (RBI) Governor Shaktikanta Das
Worst of inflation is over, but its moderation will be very uneven: Patra – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/worst-of-inflation-is-over-but-its-moderation-will-be-very-uneven-patra/article66235741.ece Even as it hiked the repo rate by another 35 bps on Wednesday, RBI believes that the worst of the CPI inflation is
Enhanced HTM Limit: Banks asked to progressive reduce excess SLR by March-end 2025 – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/enhanced-htm-limit-banks-asked-to-progressive-reduce-excess-slr-by-march-end-2025/article66239411.ece Earlier this enhanced limit was available for securities acquired between September 1, 2020 and March 31, 2023 Mumbai: A woman walks past the
Microfinance is broadening and deepening financial inclusion
Microfinance is broadening and deepening financial inclusion: https://www.thehindubusinessline.com/opinion/microfinance-is-broadening-and-deepening-financial-inclusion/article66235482.ece
RBI should stamp out inflation –Courtesy BusinessLine
RBI should stamp out inflation: https://www.thehindubusinessline.com/opinion/rbi-should-stamp-out-inflation/article66236029.ece
RBI Monetary Policy: MPC hikes repo rate by 35 basis points, know what experts have to say | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/rbi-monetary-policy-mpc-hikes-repo-rate-by-35-basis-points-know-what-experts-have-to-say-122120700430_1.html Despite some signs of moderation, RBI Governor Shaktikanta Das said the main risk was that inflation would remain sticky and elevated The Reserve Bank
High current account deficit manageable: RBI Governor Shaktikanta Das – The Economic Times
Clipped from: https://economictimes.indiatimes.com/news/economy/indicators/high-current-account-deficit-manageable-rbi-governor-shaktikanta-das/articleshow/96054656.cms Synopsis In the external sector, slowing global demand is weighing on merchandise exports. The growth of merchandise imports is also decelerating. “ At
RBI may break 50-bps rate-hike trend as growth headwinds intensify amid easing inflation pain — Courtesy Economic Times
RBI may break 50-bps rate-hike trend as growth headwinds intensify amid easing inflation pain https://economictimes.indiatimes.com/news/economy/policy/rbi-may-break-50-bps-rate-hike-trend-as-growth-headwinds-intensify-amid-easing-inflation-pain/articleshow/96030469.cms Download Economic Times App to stay updated with Business News
Excessive outsourcing of banks’ core activities will lead to concentration risk: Ajay Choudhary: RBI executive director – The Economic Times
Clipped from: https://economictimes.indiatimes.com/industry/banking/finance/banking/excessive-outsourcing-of-banks-core-activities-will-lead-to-concentration-risk-rbi-ed-ajay-choudhary/articleshow/95957362.cms Synopsis “In line with our outsourcing guidelines, the board and senior management must ensure that at no point of time, the core activities
RBI revises criteria for classifying UCBs as Financially Sound and Well Managed — BusinessLine
RBI revises criteria for classifying UCBs as Financially Sound and Well Managed: https://www.thehindubusinessline.com/money-and-banking/rbi-revises-criteria-for-classifying-ucbs-as-financially-sound-and-well-managed/article66210198.ece
MPC’s communication: How disparate perspectives can bring about better & more informed outcomes –Courtesy Economic Times
MPC’s communication: How disparate perspectives can bring about better & more informed outcomes https://economictimes.indiatimes.com/opinion/et-commentary/mpcs-communication-how-disparate-perspectives-can-bring-about-better-more-informed-outcomes/articleshow/95836405.cms Download Economic Times App to stay updated with Business News –
SBI cards tops HDFC Bank in incremental card issuances –Courtesy Economic Times
SBI cards tops HDFC Bank in incremental card issuances https://economictimes.indiatimes.com/industry/banking/finance/banking/sbi-cards-tops-hdfc-bank-in-incremental-card-issuances/articleshow/95865225.cms Download Economic Times App to stay updated with Business News – https://etapp.onelink.me/tOvY/135dde21
MPC’s communication: How disparate perspectives can bring about better & more informed outcomes -Economic Times
MPC’s communication: How disparate perspectives can bring about better & more informed outcomes https://economictimes.indiatimes.com/opinion/et-commentary/mpcs-communication-how-disparate-perspectives-can-bring-about-better-more-informed-outcomes/articleshow/95836405.cms Download Economic Times App to stay updated with Business News –
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