Category: RBI–Banks
Estimating banks’ liquidity needs, a tricky issue – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/estimating-banks-liquidity-needs-a-tricky-issue/article68635312.ece Clipped from: https://www.thehindubusinessline.com/opinion/estimating-banks-liquidity-needs-a-tricky-issue/article68635312.ece RBI’s draft guidelines on liquidity coverage ratio are useful, but internet banking complicates matters for banks Liquidity risk arises when a bank
MPC cannot afford to look the other way despite moderating inflation: RBI Guv Das – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/mpc-cannot-afford-to-look-the-other-way-despite-moderating-inflation-rbi-guv-das/article68637473.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/mpc-cannot-afford-to-look-the-other-way-despite-moderating-inflation-rbi-guv-das/article68637473.ece Inflation has moderated from peak of 7.8% in April 2022; but we still have distance to cover, says RBI Governor Shaktikanta Das
👌👌👌RBI’s push for deposit growth: Examining the real issues facing banks
https://www.business-standard.com/opinion/columns/rbi-s-push-for-deposit-growth-examining-the-real-issues-facing-banks-124091101466_1.html Clipped from: https://www.business-standard.com/opinion/columns/rbi-s-push-for-deposit-growth-examining-the-real-issues-facing-banks-124091101466_1.html Some analysts contend that the deposit problem is entirely imaginary, but slow retail deposit growth and shifts in savings trends reveal valid
👌Banking system could face liquidity challenges, cautions FICCI-IBA Survey of Banks – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banking-system-could-face-liquidity-challenges-cautions-ficci-iba-survey-of-banks/article68626333.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banking-system-could-face-liquidity-challenges-cautions-ficci-iba-survey-of-banks/article68626333.ece More than two-thirds of respondent banks reported a decrease in the share of CASA deposits Customers’ search for higher-yielding investments and the
👌👌👌Conundrum of the credit-deposit ratio: Understanding RBI’s concerns | Finance News – Business Standard
https://www.business-standard.com/finance/news/conundrum-of-the-credit-deposit-ratio-understanding-rbi-s-concerns-124091001140_1.html Clipped from: https://www.business-standard.com/finance/news/conundrum-of-the-credit-deposit-ratio-understanding-rbi-s-concerns-124091001140_1.html The RBI is also concerned that the banks have turned to bulk deposits and certificates of deposit to mobilise funds, as retail
👌Corporate bond issuances fall 22% in August as firms await Fed rate cut | Economy & Policy News – Business Standard
https://www.business-standard.com/economy/news/corporate-bond-issuances-fall-22-in-august-as-firms-await-fed-rate-cut-124091001122_1.html Clipped from: https://www.business-standard.com/economy/news/corporate-bond-issuances-fall-22-in-august-as-firms-await-fed-rate-cut-124091001122_1.html Issuers await cheaper borrowing post-Fed rate cut Illustration: Binay Sinha Corporate bond issuances fell by around 22 per cent in August, despite
👌Market expects MPC to implement cumulative 50 bps rate cut by March 2025 | Economy & Policy News – Business Standard
https://www.business-standard.com/economy/news/market-expects-mpc-to-implement-cumulative-50-bps-rate-cut-by-march-2025-124090901137_1.html lipped from: https://www.business-standard.com/economy/news/market-expects-mpc-to-implement-cumulative-50-bps-rate-cut-by-march-2025-124090901137_1.html They also foresee a continued decline in food prices, which fell to 5.1 per cent in July from 8.4 per cent in
Lending takes turn for U: How new credit platform can be a game changer
https://www.business-standard.com/finance/news/lending-takes-turn-for-u-how-new-credit-platform-can-be-a-game-changer-124090800624_1.html Clipped from: https://www.business-standard.com/finance/news/lending-takes-turn-for-u-how-new-credit-platform-can-be-a-game-changer-124090800624_1.html Moving pieces need to be synchronised for Unified Lending Interface to work Imaging: Ajay Mohanty Last fortnight, Reserve Bank of India (RBI)
Several banks oppose draft LCR circular, say may affect loan growth
https://www.business-standard.com/finance/news/banks-oppose-lcr-norms-as-they-face-challenges-in-deposit-mobilisation-124090800249_1.html Clipped from: https://www.business-standard.com/finance/news/banks-oppose-lcr-norms-as-they-face-challenges-in-deposit-mobilisation-124090800249_1.html Claim it will impact retail deposits as 90% are digitally linked The last date for submitting feedback was August 31 | Representative
Root of C-D mismatch: Major banks aren’t competing for savings deposits
https://www.business-standard.com/opinion/columns/root-of-c-d-mismatch-major-banks-aren-t-competing-for-savings-deposits-124090501497_1.html Clipped from: https://www.business-standard.com/opinion/columns/root-of-c-d-mismatch-major-banks-aren-t-competing-for-savings-deposits-124090501497_1.html The savings bank deposit interest rate was the last one to be deregulated by the RBI after all other interest rates were
Gap between deposit and credit growth continues to be wide: RBI data – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/gap-between-deposit-and-credit-growth-continues-to-be-wide-rbi-data/article68614992.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/gap-between-deposit-and-credit-growth-continues-to-be-wide-rbi-data/article68614992.ece Deposit growth of all scheduled banks has been lagging credit growth in the last few quarter, with the former de-growing by ₹5860
Working capital cycle shortest in 25 years at 47.8 days, shows data
https://www.business-standard.com/industry/news/working-capital-cycle-shortest-in-25-years-at-47-8-days-shows-data-124090400004_1.html Clipped from: https://www.business-standard.com/industry/news/working-capital-cycle-shortest-in-25-years-at-47-8-days-shows-data-124090400004_1.html If the current trend holds, this would mark the shortest net working capital cycle in at least a quarter-century Listen to This
Households set to rebuild financial assets as income rises: RBI’s Patra | Finance News – Business Standard
https://www.business-standard.com/finance/news/rising-incomes-may-propel-household-asset-growth-says-rbi-s-michael-patra-124090300413_1.html lipped from: https://www.business-standard.com/finance/news/rising-incomes-may-propel-household-asset-growth-says-rbi-s-michael-patra-124090300413_1.html He noted that the rebuilding process has already begun, with household savings increasing from an average of 10.6 per cent between 2011
Banking for growth: PMJDY has improved financial inclusion. What next? | Editorial Comment – Business Standard
https://www.business-standard.com/opinion/editorial/banking-for-growth-pmjdy-has-improved-financial-inclusion-what-next-124090100703_1.html Clipped from: https://www.business-standard.com/opinion/editorial/banking-for-growth-pmjdy-has-improved-financial-inclusion-what-next-124090100703_1.html With deposit and credit facilities broadly in place, the government should now focus on spreading financial and digital literacy Listen to This
Credit Information up-dation –RBI prescribes shorter period at 15 days instead of 30 days
Higher frequency of credit data reporting is a win-win for credit bureaus, borrowers and lenders Clipped from: https://www.business-standard.com/opinion/columns/what-s-your-credit-score-know-how-its-behaviour-affects-financial-health-124090100374_1.html Representative image In August, the Reserve Bank of
Banks facing challenge in getting cyber security talent: SBI chairman | Banking – Business Standard
https://www.business-standard.com/industry/banking/banks-facing-challenge-in-getting-cyber-security-talent-sbi-s-cs-setty-124090501380_1.html lipped from: https://www.business-standard.com/industry/banking/banks-facing-challenge-in-getting-cyber-security-talent-sbi-s-cs-setty-124090501380_1.html He said SBI has been able to create resilience in the system. While ensuring this, the country’s largest lender had to ensure
SBI focuses on JanDhan, trusts, societies to mobilise incremental deposits | Company News – Business Standard
https://www.business-standard.com/companies/news/sbi-focuses-on-jandhan-trusts-societies-to-mobilise-incremental-deposits-124090501016_1.html lipped from: https://www.business-standard.com/companies/news/sbi-focuses-on-jandhan-trusts-societies-to-mobilise-incremental-deposits-124090501016_1.html SBI is using wealth banking to focus on a segment which is below affluent class but above the normal account holders In
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