Author: Anil R Tikotekar

मी यापूर्वी बँक ऑफ महाराष्ट्र मध्ये क्षेत्रीय अधिकारी म्हणून काम करत होतो. मुंबई, पुणे, सोलापूर, कोल्हापूर व लातूर येथे काम करण्याचा अनुभव आहे . १६ वर्षे मनेजर म्हणूनही काम केले आहे तसेच बँक ऑफ महाराष्ट्र मधील ट्रेनिंग कॉलेज मध्ये शिकवण्याचा देखील अनुभव आहे. माझा इमेल aniltikotekar@gmail.com असा आहे. माझी website अजून चांगली कशी होईल याबाबत सूचनांचे स्वागतच आहे. कोणत्याही आर्थिक फायदा मिळवावा अशा हेतूने ही website सुरु केलीली नाही याची नोंद वाचकांनी घेणे गरजेचे आहे. तसेच या संकेतस्थळावर दिला गेलेला सल्लाअमलात आणण्याआधी आपल्या आर्थिक बाबी माहित असण्याऱ्या व्यक्तींचा [ जसे की CA ] सल्ला घ्यावा. समाजातील काही घटनांना थोडीशी जरी मदत झाली तरी हा प्रयत्न थोडाफार तरी यशस्वी झाला असे म्हणता येईल.

Ahead of the curve in managing inflation

7 Sep 2026 Anil R Tikotekar

Read more at:https://economictimes.indiatimes.com/opinion/et-editorial/ahead-of-the-curve-in-managing-inflation/articleshow/133846830.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst Headline inflation is rising, driven by food and fuel, while wholesale prices approach ten percent. Core inflation remains stable, and the RBI

Four tasks, four laws, one name. That is why “doing KYC” once buys the citizen nothing at the next counter. [2] Seek detailed readiung -Courtesy FE

6 Sep 2026 Anil R Tikotekar

Accidental death benefit rider: Is your family financially protected against unexpected accidents?

6 Sep 2026 Anil R Tikotekar

https://www.businesstoday.in/personal-finance/insurance/story/accidental-death-benefit-rider-is-your-family-financially-protected-against-unexpected-accidents-548623-2026-08-11 “Accidents can create an unexpected financial shock, particularly when they occur during an individual’s prime earning years. While a term insurance policy provides the

Private hospital vs government hospital cost: Hospitalisation is nearly 8 times more expensive

6 Sep 2026 Anil R Tikotekar

https://www.businesstoday.in/personal-finance/insurance/story/private-hospital-vs-government-hospital-cost-hospitalisation-is-nearly-8-times-more-expensive-548625-2026-08-12 The difference was also visible in childbirth-related expenses. The average out-of-pocket expenditure for childbirth in a private hospital stood at ₹37,630, compared with just

₹25 lakh health cover, ₹12 lakh bill but only ₹5 lakh paid: How ‘Reasonable & Customary Charges’ can cut your claim

6 Sep 2026 Anil R Tikotekar

https://www.businesstoday.in/personal-finance/insurance/story/rs25-lakh-health-cover-rs12-lakh-bill-but-only-rs5-lakh-paid-how-reasonable-customary-charges-can-cut-your-claim-548857-2026-08-12 According to health, life insurance expert Nikhil Jha, there is no universal regulatory price list that fixes how much a hospital can charge for

Off the record by P Vaidyanathan Iyer: The economy, its math and politics

6 Sep 2026 Anil R Tikotekar

https://www.financialexpress.com/opinion/off-the-record-by-p-vaidyanathan-iyer-the-economy-its-math-and-politics/4332868 The government machinery was on an overdrive the last few days responding to one former bureaucrat who wrongly debunked the robust growth estimates for

*******Sale Price Is Not Capital Gain: ITAT Restores ₹2.10-Crore Addition & ₹69.45-Lakh Penalty

6 Sep 2026 Anil R Tikotekar

Read more at: https://taxguru.in/income-tax/sale-price-not-capital-gain-itat-restores-rs-2-10-crore-addition-rs-69-45-lakh-penalty.html?utm_source=follow.it Copyright © Taxguru.in Sale Price Is Not Capital Gain & Penalty Cannot Outlive Its Foundation: ITAT Restores ₹2.10-Crore Addition & ₹69.45-Lakh Penalty

*******Section 148 Notice Sent Late, ITAT Quashes ₹50-Lakh Property Addition

6 Sep 2026 Anil R Tikotekar

Read more at: https://taxguru.in/income-tax/section-148-notice-late-itat-quashes-rs-50-lakh-property-addition.html?utm_source=follow.it Copyright © Taxguru.in Signed in March but Sent in April: Notice u/s 148 Misses the Limitation Train & ₹50-Lakh Property Addition Gets

Article by Mr Devangshu Gupta–[1] FY 24–GDP growth rate was revised down from 9.2% to 7.2% [2] FY 25 growth over FY 24 was increased from 6.5% to 7.1%–[3] Nominal GDP for FY 26 was reduced by over 3%–[4] Nominal growth in Q1FY 27 over Q1FY 26 was 10.3%—-and after applying the GDP deflator , real GDP growth was estimated at 7.8%. The deflator is– about 2.3% which appears low– Article courtesy BS

5 Sep 2026 Anil R Tikotekar

Ex-HDFC Bank Chairman ” When household savings fall sharply– the avenues for banks to mobilise deposits get clipped ” [2] O Time deposits– ” You have to make time deposits attractive ” [3] Customer Service ” needs to be ramped up ” –Courtesy BS

5 Sep 2026 Anil R Tikotekar

Lot many issues are discussed–worth knowing — Courtesy BL

5 Sep 2026 Anil R Tikotekar

Meta’s Instagram and Facebook–What turns casual use into compulsive behaviour-[a]Auto play-[b] endless scrolling-[c] personalized feeds-[d] notifications-and [e] algorithmic recommendations –[2] Meta –in USA–recently agreed to huge compensation and safeguards to protect minors [3] This article exhorts Central Government to examine [a] screen time [b] effects of algorithmic recommendations [c] addictive design [d] exposure to harmful contents –[e] online harrasment [f] social comparison — Courtesy BL editorial

5 Sep 2026 Anil R Tikotekar

[1] More than two-thirds of the deposits were parked in the five-year tenor [2] Around 80% of the funds mobilised came thru the leverage route [3] NRI could earn an effective 11.4% return by placing 1 million –for detailed understanding please go thru marked portion– Courtesy BL

5 Sep 2026 Anil R Tikotekar

Two news items –One predicts possibility of rate hike in October and the other one predicts 50 basis points cost reduction for banks -both courtesy BS-

5 Sep 2026 Anil R Tikotekar

Puzzle to me — With LCR of large lenders well above 120%– not able to figure out how they can derive benefit from reduced rates — [2] The said news item also avers ” although the impact will not be significant because this is for a shorter period ” Courtesy BS

5 Sep 2026 Anil R Tikotekar

https://www.financialexpress.com/business/banking-finance/rbi-drains-rs-6-lakh-crore-via-vrrr/4332253 The Reserve Bank of India (RBI) sucked out Rs 6.02 lakh crore from the banking system through variable-rate reverse repo (VRRR) auctions on Friday. It stepped

Who are you, again?

5 Sep 2026 Anil R Tikotekar

The Infinite KYC Trap: Why India’s Identity Infrastructure Needs Urgent Harmonisation By Mitul Jhaveri & Aditya Sinha, Jhaveri is a public policy and GovTech professional;

Rs 34.8 lakh difference in price and stamp duty added to husband’s income for taxation despite jointly owned property – ITAT Mumbai calls it ‘not justified’

5 Sep 2026 Anil R Tikotekar

Read more at:https://economictimes.indiatimes.com/wealth/legal/will/rs-34-8-lakh-difference-in-price-and-stamp-duty-added-to-husbands-income-for-taxation-despite-a-jointly-owned-property-itat-mumbai-calls-it-not-justified/articleshow/133729279.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst Can one co-owner alone be made liable to pay tax on the difference between the property’s purchase price and stamp-duty value? ITAT Mumbai has

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Author: Anil R Tikotekar

Ahead of the curve in managing inflation

Four tasks, four laws, one name. That is why “doing KYC” once buys the citizen nothing at the next counter. [2] Seek detailed readiung -Courtesy FE

Accidental death benefit rider: Is your family financially protected against unexpected accidents?

Private hospital vs government hospital cost: Hospitalisation is nearly 8 times more expensive

₹25 lakh health cover, ₹12 lakh bill but only ₹5 lakh paid: How ‘Reasonable & Customary Charges’ can cut your claim

Off the record by P Vaidyanathan Iyer: The economy, its math and politics

*******Sale Price Is Not Capital Gain: ITAT Restores ₹2.10-Crore Addition & ₹69.45-Lakh Penalty

*******Section 148 Notice Sent Late, ITAT Quashes ₹50-Lakh Property Addition

Ex-HDFC Bank Chairman ” When household savings fall sharply– the avenues for banks to mobilise deposits get clipped ” [2] O Time deposits– ” You have to make time deposits attractive ” [3] Customer Service ” needs to be ramped up ” –Courtesy BS

Lot many issues are discussed–worth knowing — Courtesy BL

[1] More than two-thirds of the deposits were parked in the five-year tenor [2] Around 80% of the funds mobilised came thru the leverage route [3] NRI could earn an effective 11.4% return by placing 1 million –for detailed understanding please go thru marked portion– Courtesy BL

Two news items –One predicts possibility of rate hike in October and the other one predicts 50 basis points cost reduction for banks -both courtesy BS-

Puzzle to me — With LCR of large lenders well above 120%– not able to figure out how they can derive benefit from reduced rates — [2] The said news item also avers ” although the impact will not be significant because this is for a shorter period ” Courtesy BS

ICAI in news — Member quits–But Institute defends governance measures — Courtesy BL

Is it the ” leverage facility ” that helped amass huge accretion via FCNR[B]– Courtesy BL

RBI drains Rs 6 lakh crore via VRRR

Who are you, again?

Rs 34.8 lakh difference in price and stamp duty added to husband’s income for taxation despite jointly owned property – ITAT Mumbai calls it ‘not justified’