As a novice, I understood only two things–that this article points out [1] When you open your bank’s website, your browser needs to be sure it is talking to the bank and not to someone in the middle- It checks a certificate [2] Article conclides –Nobody attacked eMudra. It handed the keys out itself and, the people whose job it was to notice didn’t and that it should scare us more than the hacker  would — Article Courtesy BusinessLine