FCNR[B] Scheme-Likely Risks- Article by Ex AGM SBI [Economist]– [a] Liquidity Risk [b] Concentration Risk [c] Default Risk [d] ALM Risk fuelled by likely premature withdrawals–[2] Author ends the article with a hint that banks’ net interest income will be stressed and in order to protect it if they consider reducing domestic deposit rates, it may be inequitable to domesic depositors and be viewed unfavourably–Article courtesy BL