Inflows into FCNR (B) have fallen well short of market expectations so far [2] FM and RBI Governor have met the bank chiefs advising them to step up outreach to NRIs [3] About 2013 story -BoB Chief Economist Mr Sabanavis says most of the funds came in the last month [4] BofA securities opined -Spreads have narrowed from 2.9% in 2013 to 1.4% now