” Jumped Deposit Scam ” — what it is and how to handle ? [1] Scammer transfers a small amount into person’s bank account and then the victim receives a phone call or message claiming that the transfer was made by mistake [2] Scammer sends a UPI ” collect request ” or ” payment approval request” [3] The approved transaction can be for a significantly higher amount than expected [4] Lesson — avoid approving any ” UPI collect ” request s. Courtesy BS