Clipped from: https://www.business-standard.com/article/opinion/inspection-supervision-rbi-dons-new-clothes-123030500489_1.html The Reserve Bank has not changed the objectives of supervision but how it supervises the system. And, the change is dramatic He looked
Category: RBI–Banks
Overnight Indexed Swap rates indicate one-two more repo rate hikes – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/overnight-indexed-swap-rates-indicate-one-two-more-repo-rate-hikes/article66572870.ece Overnight Indexed Swap rates indicate the terminal rate could be 7%: Bank of Baroda Chief Economist Madan Sabnavis, Chief Economist, Bank of Baroda
🙏IRCTC HDFC Bank Credit Card: Get railway lounge access and reward points on train ticket bookings | The Financial Express
Clipped from: https://www.financialexpress.com/money/irctc-hdfc-bank-credit-card-get-railway-lounge-access-and-reward-points-on-train-ticket-booking/2996261/ IRCTC HDFC Bank Credit Card: Indian Railway Catering and Tourism Corporation Ltd (IRCTC) and HDFC Bank have launched a new co-branded travel credit
🙏🙏🙏🙏🙏Lagging deposit growth could constrain bank credit growth in FY24: India Ratings – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/lagging-deposit-growth-could-constrain-bank-credit-growth-in-fy24-india-ratings/article66568338.ece NBFC margins to remain under pressure on elevated borrowing cost, limited flexibility in passing over rate hikes The banks continue to offer higher
👍Adani Group fallout? NBFC loans against shares under RBI scanner | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/nbfcs-loan-against-shares-and-big-credit-exposures-on-rbi-radar-123022701354_1.html The central bank’s Department of Supervision sought this information over the past week, and the deadline for submission of large exposure was on
👍Credit card spends at over ₹1-lakh crore for 11th straight month in Jan – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/credit-card-spends-cross-1-lakh-crore-for-11th-straight-month-in-jan/article66559945.ece In December, card spends stood at ₹1.26-lakh crore | Photo Credit: John Raoux Credit card spends were above the ₹1-lakh crore mark for
👍👍👍👍👍ARC industry will need to reinvent itself | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/arc-industry-will-need-to-reinvent-itself-123022600632_1.html The RBI unveiled new regulations in October 2022, which enhanced governance standards and permitted ARCs to act as resolution applicants under the IBC’s
👍👍👍Bank capital needs may rise 15-20% based on draft RBI market risk norms | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/bank-capital-needs-may-rise-15-20-based-on-draft-rbi-market-risk-norms-123022600316_1.html?code=NTM4OTU9MTIzMDIyNjAwMzE2 On February 17, the RBI released draft guidelines on minimum capital requirements for market risk based on Basel III standards The Reserve Bank
🙏🙏🙏🙏🙏Considerable gap between demand and supply of funds in banking system to continue in FY24: BoB report – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/considerable-gap-between-demand-and-supply-of-funds-in-banking-system-to-continue-in-fy24-bob-report/article66552616.ece To continue with the higher pace of lending, they could consider digging into their own capital or reserves and surplus going forward, experts
👍👍Old wine in a new bottle | The Financial Express
Clipped from: https://www.financialexpress.com/opinion/old-wine-in-a-new-bottle/2992171/ Regulating these is not a new challenge for the RBI and the government. The apps are similar to NBFCs, but channel the spirits
👍👍Honeymoon with record profits may end in March | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/banker-s-trust-bank-s-honeymoon-with-record-profits-may-end-in-march-123021900448_1.html From the June quarter, the drop in net interest margin will separate the men from the boys Posting record profits has become a
Strengthen your board: RBI message to banks – The Hindu BusinessLine
lipped from: https://www.thehindubusinessline.com/money-and-banking/strengthen-your-board-rbi-message-to-banks/article66516110.ece Regulator is nudging banks to rope in ex-bankers for the chairman position The routine annual inspection of banks conducted by the Reserve Bank of
👍👍👍*The Adani saga: What it means for Indian banks | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/the-adani-saga-what-it-means-for-indian-banks-123021200523_1.html Globally, for infrastructure projects, the construction risk is borne by the bond market; the banks step in at a later stage when they
👍Banks may raise deposit rates to compete with increases in small savings’: RBI – The Hindu
Clipped from: https://www.thehindu.com/business/Economy/banks-may-raise-deposit-rates-to-compete-with-increases-in-small-savings-rbi/article66432642.ece The returns for the October to December 2022 quarter, were 44-77 bps than the formula-determined rates, the RBI said in its October bulletin The
A crucial Budget for banks – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/a-crucial-budget-for-banks/article66425116.ece With liquidity becoming tight, sectors where the Budget signals a credit push in the context of elections will be closely watched Banks will