Clipped from: https://www.thehindubusinessline.com/opinion/can-indian-banks-implode-like-svb/article66623716.ece In SVB’s case the asset-liability gap is huge. India has diversified liabilities in the form of a retail deposit base, while investment portfolios
Category: RBI–Banks
👍👍👍RBI doing it right on rate hikes, need more: IMF economist Luis Breuer | Business Standard News
lipped from: https://www.business-standard.com/article/finance/rbi-doing-it-right-on-rate-hikes-need-more-imf-economist-luis-breuer-123031501182_1.html She further added that India’s inflation was not due to excessive demand and so there is much less tightening needed than the US
🙏🙏🙏🙏🙏🙏🙏A good night’s sleep for both banks and Reserve Bank | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/a-good-night-s-sleep-both-for-banks-and-reserve-bank-123031200509_1.html Believe it or not, the regulator is even stretching its arm to identify stressed borrowers and gauge the “distance to default” as a
👍👍👍👍👍👍👍Account aggregator framework set to change dynamics in retail finance scene | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/account-aggregator-framework-set-to-change-dynamics-in-retail-finance-scene-123031200685_1.html The AA framework is creating a huge marketplace – based on customers’ consent for sharing data – for all manner of financial vendors
👍👍👍No SVB-like scenario in India; banks are on a strong footing, say analysts | Business Standard News
Clipped from: https://www.business-standard.com/article/markets/no-svb-like-scenario-in-india-banks-are-on-a-strong-footing-say-analysts-123031000534_1.html The sell-off in the banking pack, analysts said, was a knee-jerk reaction to the developments with US-based Silicon Valley Bank (SVB) that announced
👍Daily UPI transactions jump 50% to 36 crore: RBI – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/daily-upi-transactions-jump-50-to-36-crore-rbi/article66588566.ece In value terms, these transactions are worth ₹6.27 lakh crore, a growth of 17 per cent Reserve Bank of India Governor Shaktikanta Das
Inspection & supervision: RBI dons new clothes | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/inspection-supervision-rbi-dons-new-clothes-123030500489_1.html The Reserve Bank has not changed the objectives of supervision but how it supervises the system. And, the change is dramatic He looked
Overnight Indexed Swap rates indicate one-two more repo rate hikes – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/overnight-indexed-swap-rates-indicate-one-two-more-repo-rate-hikes/article66572870.ece Overnight Indexed Swap rates indicate the terminal rate could be 7%: Bank of Baroda Chief Economist Madan Sabnavis, Chief Economist, Bank of Baroda
🙏IRCTC HDFC Bank Credit Card: Get railway lounge access and reward points on train ticket bookings | The Financial Express
Clipped from: https://www.financialexpress.com/money/irctc-hdfc-bank-credit-card-get-railway-lounge-access-and-reward-points-on-train-ticket-booking/2996261/ IRCTC HDFC Bank Credit Card: Indian Railway Catering and Tourism Corporation Ltd (IRCTC) and HDFC Bank have launched a new co-branded travel credit
🙏🙏🙏🙏🙏Lagging deposit growth could constrain bank credit growth in FY24: India Ratings – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/lagging-deposit-growth-could-constrain-bank-credit-growth-in-fy24-india-ratings/article66568338.ece NBFC margins to remain under pressure on elevated borrowing cost, limited flexibility in passing over rate hikes The banks continue to offer higher
👍Adani Group fallout? NBFC loans against shares under RBI scanner | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/nbfcs-loan-against-shares-and-big-credit-exposures-on-rbi-radar-123022701354_1.html The central bank’s Department of Supervision sought this information over the past week, and the deadline for submission of large exposure was on
👍Credit card spends at over ₹1-lakh crore for 11th straight month in Jan – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/credit-card-spends-cross-1-lakh-crore-for-11th-straight-month-in-jan/article66559945.ece In December, card spends stood at ₹1.26-lakh crore | Photo Credit: John Raoux Credit card spends were above the ₹1-lakh crore mark for
👍👍👍👍👍ARC industry will need to reinvent itself | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/arc-industry-will-need-to-reinvent-itself-123022600632_1.html The RBI unveiled new regulations in October 2022, which enhanced governance standards and permitted ARCs to act as resolution applicants under the IBC’s
👍👍👍Bank capital needs may rise 15-20% based on draft RBI market risk norms | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/bank-capital-needs-may-rise-15-20-based-on-draft-rbi-market-risk-norms-123022600316_1.html?code=NTM4OTU9MTIzMDIyNjAwMzE2 On February 17, the RBI released draft guidelines on minimum capital requirements for market risk based on Basel III standards The Reserve Bank
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