https://www.business-standard.com/article/opinion/everything-you-want-to-know-about-tokenisation-122101600538_1.html Clipped from: https://www.business-standard.com/article/opinion/everything-you-want-to-know-about-tokenisation-122101600538_1.html For consumers, nothing has changed as token is just replacing the card details. Merchants do not have card details anymore and hence,
Category: RBI–Banks
How RBI’s frictionless credit project will help borrowers – The Hindu BusinessLine
https://www.thehindubusinessline.com/blexplainer/how-rbis-frictionless-credit-project-will-help-borrowers/article67228230.ece Clipped from: https://www.thehindubusinessline.com/blexplainer/how-rbis-frictionless-credit-project-will-help-borrowers/article67228230.ece The digital platform can help significantly reduce the turnaround time, which would lead to better operational efficiency What is the public tech
Credit demand of digitised SMEs to cross $570b in 5 years, says report – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/credit-demand-of-digitised-smes-to-cross-570b-in-5-years-says-report/article67231258.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/credit-demand-of-digitised-smes-to-cross-570b-in-5-years-says-report/article67231258.ece According to a report by Redseer and GetVantage, out of the $220 billion credit demand, only $165 billion is being fulfilled In
Second round of food price shocks? MPC members in wait-and-watch mode
https://www.business-standard.com/economy/news/members-express-caution-on-near-term-pick-up-in-inflation-mpc-minutes-123082401076_1.html Second round of food price shocks? MPC members in wait-and-watch mode https://www.business-standard.com/economy/news/members-express-caution-on-near-term-pick-up-in-inflation-mpc-minutes-123082401076_1.html Das says RBI remains committed to aligning inflation with 4% target
A step-by-step approach to CBDC
https://www.business-standard.com/finance/news/a-step-by-step-approach-to-cbdc-123082700469_1.html Clipped from: https://www.business-standard.com/finance/news/a-step-by-step-approach-to-cbdc-123082700469_1.html Why would anybody shift from UPI to CBDC? What are its advantages over UPI? e-rupee, digital currency Last week, I got this
When P2P platforms act like deposit-taking NBFCs
https://www.business-standard.com/opinion/columns/when-p2p-platforms-behave-like-deposit-taking-nbfcs-123073000534_1.html Clipped from: https://www.business-standard.com/opinion/columns/when-p2p-platforms-behave-like-deposit-taking-nbfcs-123073000534_1.html Before it is too late, the RBI should come down on practice of renting out the P2P licence and some of them
I-CRR, structural factors causing liquidity squeeze – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/i-crr-structural-factors-causing-liquidity-squeeze/article67256776.ece Clipped from: https://www.thehindubusinessline.com/opinion/i-crr-structural-factors-causing-liquidity-squeeze/article67256776.ece With a dip in bank deposits and rise in loans, banks have their task cut out in managing liquidity risks Banks are
Top among global central bankers: RBI Governor Shaktikanta Das gets A+ rating by Global Finance magazine | The Financial Express
https://www.financialexpress.com/policy/economy-top-among-global-central-bankers-rbi-governor-shaktikanta-das-gets-a-rating-by-global-finance-magazine-3230432/ Clipped from: https://www.financialexpress.com/policy/economy-top-among-global-central-bankers-rbi-governor-shaktikanta-das-gets-a-rating-by-global-finance-magazine-3230432/ RBI Governor Shaktikanta Das has been placed at the top of the list of three central bank governors, by US-based Global Finance
I-CRR, structural factors causing liquidity squeeze – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/i-crr-structural-factors-causing-liquidity-squeeze/article67256776.ece Clipped from: https://www.thehindubusinessline.com/opinion/i-crr-structural-factors-causing-liquidity-squeeze/article67256776.ece With a dip in bank deposits and rise in loans, banks have their task cut out in managing liquidity risks Banks are
Will aam aadmi take to e-rupee? – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/will-aam-aadmi-take-to-e-rupee/article67252624.ece Clipped from: https://www.thehindubusinessline.com/opinion/will-aam-aadmi-take-to-e-rupee/article67252624.ece The well-entrenched UPI network, lack of anonymity in e-rupee and no interest income in e-rupee wallets are deterrents The central bank digital
Banks can put money into stalled real estate projects to make them viable – The Hindu BusinessLine
https://www.thehindubusinessline.com/news/real-estate/banks-can-put-money-into-stalled-real-estate-projects-to-make-them-viable/article67241155.ece Clipped from: https://www.thehindubusinessline.com/news/real-estate/banks-can-put-money-into-stalled-real-estate-projects-to-make-them-viable/article67241155.ece IBA has estimated that 4.12 lakh stressed dwelling units involving ₹4.08 lakh crores are impacted in various stalled real estate projects Banks
Banks working on digitising locker agreements – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/banks-working-on-digitising-locker-agreements/article67241492.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-working-on-digitising-locker-agreements/article67241492.ece According to sources, individually banks may not have obtained signatures of even 30 per cent of existing locker holders for the revised
Is it time to think of an alternative to UPI? – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/specials/in-my-view-is-it-time-to-think-of-an-alternative-to-upi/article67237866.ece?cx_testId=22&cx_testVariant=cx_1&cx_artPos=0&cx_experienceId=EX8OXMB4HBZD#cxrecs_s UPI faces a market concentration challenge in India due to its exponential growth and limited customer alternatives. UPI has experienced remarkable growth in
Rate cuts possible when real interest rate becomes excessive: Jayant Varma
https://www.business-standard.com/economy/interviews/rate-cuts-possible-when-real-rate-becomes-excessive-says-jayanth-r-varma-123082500661_1.html Clipped from: https://www.business-standard.com/economy/interviews/rate-cuts-possible-when-real-rate-becomes-excessive-says-jayanth-r-varma-123082500661_1.html ‘Cooling commodity prices augers well for inflation in the medium term’ Jayanth Varma, a member of RBI’s monetary policy committee Listen to
Liquidity overhang should not pose a risk to inflation: Ashima Goyal
https://www.business-standard.com/economy/interviews/liquidity-overhang-should-not-pose-risk-to-inflation-says-ashima-goyal-123082500662_1.html Clipped from: https://www.business-standard.com/economy/interviews/liquidity-overhang-should-not-pose-risk-to-inflation-says-ashima-goyal-123082500662_1.html For food price shocks supply-side measures are more effective. The government has long experience with intervention in the food economy, Goyal opines
RBI Governor meets top NBFC heads on unsecured loans, high bank borrowings – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/rbi-governor-meets-top-nbfc-heads-on-unsecured-loans-high-bank-borrowings/article67235448.ece Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-governor-meets-top-nbfc-heads-on-unsecured-loans-high-bank-borrowings/article67235448.ece Banks’ exposure to NBFCs has risen 35.1 per cent on-year to ₹14.2 lakh crore as of June 2023, as per latest RBI
Fed’s hawkish tone sparks interest rate futures shift: November-December hike likely – The Hindu BusinessLine
https://www.thehindubusinessline.com/money-and-banking/feds-hawkish-tone-sparks-interest-rate-futures-shift-november-december-hike-likely/article67236381.ece lipped from: https://www.thehindubusinessline.com/money-and-banking/feds-hawkish-tone-sparks-interest-rate-futures-shift-november-december-hike-likely/article67236381.ece Interest rate futures signal potential tightening by the Fed following Jerome Powell’s moderately hawkish stance at Jackson Hole symposium. Economic growth, inflation,
Are RBI’s new rules on floating rates favourable to you? – The Hindu BusinessLine
https://www.thehindubusinessline.com/blexplainer/are-rbis-new-rules-on-floating-rates-favourable-to-you/article67220522.ece Clipped from: https://www.thehindubusinessline.com/blexplainer/are-rbis-new-rules-on-floating-rates-favourable-to-you/article67220522.ece Theoretically one may have the option to switch loans, but to do so in practice may be difficult What has the RBI
Batting for borrowers – The Hindu BusinessLine
https://www.thehindubusinessline.com/opinion/editorial/batting-for-borrowers/article67235612.ece Clipped from: https://www.thehindubusinessline.com/opinion/editorial/batting-for-borrowers/article67235612.ece More transparency on loan rate resets is good, but that’s not enough In a bid to improve transparency, Reserve Bank of India
Liquidity continues to be in deficit, banks expect RBI repo auction
https://www.business-standard.com/finance/news/liquidity-continues-to-be-in-deficit-banks-expect-rbi-repo-auction-123082300256_1.html Clipped from: https://www.business-standard.com/finance/news/liquidity-continues-to-be-in-deficit-banks-expect-rbi-repo-auction-123082300256_1.html Liquidity in system went into deficit mode on Tuesday for the first time in this Financial Year The market expects that the
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