Clipped from: https://www.financialexpress.com/money/your-money-mortgage-loan-default-risk-and-pre-payment-speed/2296635/ The most uncertain part of a mortgage loan is the rate of pre-payment The most uncertain part of a mortgage loan is the
Category: RBI–Banks
Suraksha ARC promises to restart stalled Jaypee Infra projects soon | Business Standard News
Clipped from: https://www.business-standard.com/article/companies/suraksha-arc-promises-to-restart-stalled-jaypee-infra-projects-soon-121072600691_1.html Will infuse working capital funds, deploy a new tech team to revive stalled work; plans to collect dues from home buyers and monetise
Money changer: The Hindu Editorial on need for an official digital currency – The Hindu
Clipped from: https://www.thehindu.com/opinion/editorial/money-changer-the-hindu-editorial-on-need-for-an-official-digital-currency/article35529055.ece?homepage=true India needs to move forward on introducing an official digital currency In contrast to India’s continued ambiguity over the legality of cryptocurrencies, its stance
Safety first – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/editorial/safety-first/article35525981.ece?homepage=true The pension fund regulator should not chase returns through risky investments Social and income security in old age has not received enough attention
Sebi examining feasibility of corporate bond ETF: Ajay Tyagi – The Economic Times
Clipped from: https://economictimes.indiatimes.com/mf/mf-news/sebi-examining-feasibility-of-corporate-bond-etf-ajay-tyagi/articleshow/84666712.cmsSynopsis Investor flows into financial markets through ETFs has witnessed a gradual increase over the past few years. The proportion of ETF Assets Under
Currency creation | Business Standard Editorials
Clipped from: https://www.business-standard.com/article/opinion/currency-creation-121072600011_1.html RBI should be careful in launching a digital currency In a recent speech, Reserve Bank of India (RBI) Deputy Governor T Rabi Sankar said the
Banker’s Trust: Tamal Bandyopadhyay on the facts and fiction of Mudra loans | Business Standard Column
Clipped from: https://www.business-standard.com/article/opinion/facts-and-fiction-of-mudra-loans-121072500861_1.html Do we need yet another refinance agency? No one will shed a tear if Mudra is given a decent burial Bharatiya Mahila Bank
Need for relaunch of PMAY scheme with in-built credit-linked insurance: CII – The Economic Times
Clipped from: https://economictimes.indiatimes.com/news/economy/policy/need-for-relaunch-of-pmay-scheme-with-in-built-credit-linked-insurance-cii/articleshow/84726652.cmsSynopsis The PMAY is the ambitious mission of the government aimed at ‘Housing for All’ as India completes 75 years of Independence by the
Bankruptcy award: Why Videocon’s oil & gas biz could come into focus | Business Standard News
Clipped from: https://www.business-standard.com/article/companies/bankruptcy-award-why-videocon-s-oil-gas-biz-could-come-into-focus-121072301501_1.html?utm_source=Spotlight&utm_medium=website&utm_campaign=Premium_11072018 Why the group’s oil and gas business could come into focus in the controversy over the bankruptcy award It is extremely unusual for
Withdrawal Symptoms: Central banking, fast and slow – The Financial Express
Clipped from: https://www.financialexpress.com/opinion/withdrawal-symptoms-central-banking-fast-and-slow/2295940/ A central bank that falls behind may be forced to slam on the brakes, risking a recession and financial-market instability As the year
‘Significant impact on profitability of Indian banking system’ – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/significant-impact-on-profitability-of-indian-banking-system/article35420004.ece Ind-Ra remains cautious over the tightening market conditions, which could have an impact on funding sources Ind-Ra remains cautious over the tightening market
98% of bank accounts are fully protected with deposit insurance – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/data-stories/data-focus/98-of-bank-accounts-are-fully-protected-with-deposit-insurance/article35491406.ece?homepage=true The DICGC Bill, to be tabled soon, insures deposits of upto ₹5 lakh in each account with banks With the government slated to
How India can become a cashless economy – BusinessToday
Clipped from: https://www.businesstoday.in/opinion/columns/story/how-india-can-become-a-cashless-economy-302210-2021-07-23 Targeted incentives will encourage consumers and merchants to consider moving away from cash. This might be achieved by reducing the cost of digital
Dubai tycoon slaps $8 bn suit on BoB, EY in New York for ignoring ‘fraud’ | Business Standard News
Clipped from: https://www.business-standard.com/article/companies/dubai-tycoon-slaps-8-bn-suit-on-bob-ey-in-new-york-for-ignoring-fraud-121072200836_1.html?utm_source=Spotlight&utm_medium=website&utm_campaign=Premium_11072018 Founder of Dubai-based firm NMC Healthcare, B R Shetty, claims it sank because the two entities turned a blind eye to a series
Inflationary situation in India is at a ‘very risky bend’: Kaushik Basu | Business Standard News
Clipped from: https://www.business-standard.com/article/economy-policy/inflationary-situation-in-india-is-at-a-very-risky-bend-kaushik-basu-121072201507_1.html India needs a much better curation of policy once again between the Reserve Bank of India and the finance ministry, says former CEA
Govt banks continue to have truncated boards, 10 don’t even have a chairman | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/govt-banks-continue-to-have-truncated-boards-10-don-t-even-have-a-chairman-121072300154_1.html Meeting quorum of board sub-committees becomes difficult sometimes, say bankers Illustration: Binay Sinha The talk of governance reforms at public-sector banks seems to remain on
mastercard ban: ‘Mastercard’s dual record maintenance led to RBI ban’ – The Economic Times
Clipped from: https://economictimes.indiatimes.com/news/economy/finance/mastercards-dual-record-maintenance-led-to-rbi-ban/articleshow/84623039.cmsSynopsis Mastercard is said to have failed to erase the Indian leg of the transaction data from overseas servers within 24 hours as mandated
Restructured MSME loan accounts worth over Rs 55k crore by PSBs double in 18 months – The Financial Express
Clipped from: https://www.financialexpress.com/industry/sme/msme-fin-restructured-msme-loan-accounts-worth-over-rs-55k-crore-by-psbs-double-in-18-months/2295763/ Credit and Finance for MSMEs: To provide resolution to the Covid-19 related stress of MSMEs, the RBI had extended the facility for restructuring existing
‘RBI contemplating pilot launch of digital currency in near future’ | Deccan Herald
Clipped from: https://www.deccanherald.com/business/economy-business/rbi-contemplating-pilot-launch-of-digital-currency-in-near-future-1011640.html RBI has been exploring the pros and cons of introduction of CBDC since quite some time The Deputy Governor further said legal changes
Microfinance 2.0: To make microfinance regulation better – The Financial Express
Clipped from: https://www.financialexpress.com/opinion/microfinance-2-0-to-make-microfinance-regulation-better/2295124/ From a larger role for self-Regulatory organisations to a revision of the household-income ceiling, there are a host of measures that can help